JVT
ActiveSummary
JVT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70,946 and a net result of €11,549. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 81% of 4695 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-9
Solvency99▲+9
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.1 against 2.4 in 2024; short-term debt: 26.3% and cash: 48.9% of total assets), and 26.3% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
12%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-04-2026, 112 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
112 d early
2024
64 d early
2023
134 d early
2022
27 d early
2021
20 d early
2020
36 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 60 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€70,946▲ 8.5%
2024 · €65,406
Total assets
€96,302▼ 4.9%
2024 · €101,275
Net result
€11,549▼ 40.3%
2024 · €19,338
Working capital
€53,253▲ 33.8%
2024 · €39,788
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€21,680▼ 19.1%€14,911▼ 31.2%-€14,134€31,675€20,756▼ 34.5%
Net result€12,518▼ 25.2%€7,350▼ 41.3%-€25,057€19,338€11,549▼ 40.3%
Equity€76,523▲ 16.6%€82,273▲ 7.5%€51,332▼ 37.6%€65,406▲ 27.4%€70,946▲ 8.5%
Total assets€135,630▲ 3.9%€121,787▼ 10.2%€113,564▼ 6.8%€101,275▼ 10.8%€96,302▼ 4.9%
Debt€59,108▼ 9.0%€39,515▼ 33.1%€62,232▲ 57.5%€35,869▼ 42.4%€25,356▼ 29.3%
Working capital€37,052▲ 20.2%€42,153▲ 13.8%€32,370▼ 23.2%€39,788▲ 22.9%€53,253▲ 33.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96,302
Fixed assets
€17,692 ▼ 46.5%
Current assets
€78,610 ▲ 15.3%
Equity and liabilities €96,302
Equity
€70,946 ▲ 8.5%
Debt
€25,356 ▼ 29.3%
Debt's share of the balance-sheet total falls from 35.4% to 26.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36,132▼
2024 · €46,252
Cash flow
€26,925▼
2024 · €33,915
Current ratio
3.10▲
2024 · 2.40
Debt to equity
0.36▼
2024 · 0.55
ROE
16.3%▼
2024 · 29.6%
ROA
12.0%▼
2024 · 19.1%
Interest coverage
9.60▲
2024 · 8.25
Debt ≤ 1 year
€25,356▼
2024 · €28,418
Income taxes
€5,622▼
2024 · €6,803
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,616 | €13,511 | €13,298 | €14,577 | €15,376 | ▲ 5.5% |
| Other operating charges640/8 | €7,120 | €5,767 | €6,631 | €5,859 | €5,558 | ▼ 5.1% |
| Gross operating margin9900 | €44,415 | €34,188 | €5,795 | €52,111 | €41,689 | ▼ 20.0% |
| Operating profit (loss)9901 | €21,680 | €14,911 | -€14,134 | €31,675 | €20,756 | ▼ 34.5% |
| Financial income75/76B | €11 | - | €17 | €74 | €179 | ▲ 143% |
| Recurring financial income75 | €11 | - | €17 | €74 | €179 | ▲ 143% |
| Financial charges65/66B | €2,719 | €3,590 | €5,473 | €5,608 | €3,763 | ▼ 32.9% |
| Recurring financial charges65 | €2,719 | €3,590 | €5,473 | €5,608 | €3,763 | ▼ 32.9% |
| Profit (loss) for the period before taxes9903 | €18,972 | €11,320 | -€19,590 | €26,141 | €17,171 | ▼ 34.3% |
| Income taxes67/77 | €6,454 | €3,970 | €5,468 | €6,803 | €5,622 | ▼ 17.4% |
| Profit (loss) for the period9904 | €12,518 | €7,350 | -€25,057 | €19,338 | €11,549 | ▼ 40.3% |
| Profit (loss) for the period to be appropriated9905 | €12,518 | €7,350 | -€25,057 | €19,338 | €11,549 | ▼ 40.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €135,630 | €121,787 | €113,564 | €101,275 | €96,302 | ▼ 4.9% |
| Fixed assets21/28 | €64,404 | €50,893 | €39,066 | €33,068 | €17,692 | ▼ 46.5% |
| Tangible fixed assets22/27 | €64,189 | €50,678 | €38,851 | €32,853 | €17,477 | ▼ 46.8% |
| Land and buildings22 | €2,738 | €2,655 | €2,572 | €2,488 | €2,405 | ▼ 3.4% |
| Plant, machinery and equipment23 | €1,375 | €786 | €385 | €4,168 | €3,187 | ▼ 23.5% |
| Furniture and vehicles24 | €241 | - | €1,253 | €26,197 | €11,885 | ▼ 54.6% |
| Leasing and similar rights25 | €59,834 | €47,237 | €34,641 | - | - | - |
| Financial fixed assets28 | €215 | €215 | €215 | €215 | €215 | = |
| Current assets29/58 | €71,226 | €70,895 | €74,499 | €68,206 | €78,610 | ▲ 15.3% |
| Amounts receivable within one year40/41 | €32,589 | €26,201 | €25,980 | €23,513 | €29,587 | ▲ 25.8% |
| Trade receivables40 | €32,589 | €25,172 | €25,980 | €23,513 | €27,162 | ▲ 15.5% |
| Other amounts receivable41 | - | €1,030 | - | - | €2,425 | - |
| Cash at bank and in hand54/58 | €38,427 | €43,064 | €46,874 | €42,844 | €47,069 | ▲ 9.9% |
| Deferred charges and accrued income490/1 | €211 | €1,630 | €1,645 | €1,849 | €1,954 | ▲ 5.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €135,630 | €121,787 | €113,564 | €101,275 | €96,302 | ▼ 4.9% |
| Equity10/15 | €76,523 | €82,273 | €51,332 | €65,406 | €70,946 | ▲ 8.5% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €64,123 | €69,873 | €63,990 | €58,726 | €58,546 | ▼ 0.3% |
| Distributable reserves133 | €64,123 | €69,873 | €63,990 | €58,726 | €58,546 | ▼ 0.3% |
| Profit (loss) carried forward14 | - | - | -€25,057 | -€5,720 | - | - |
| Amounts payable17/49 | €59,108 | €39,515 | €62,232 | €35,869 | €25,356 | ▼ 29.3% |
| Amounts payable after more than one year17 | €24,933 | €10,773 | €19,704 | €7,450 | - | - |
| Financial debts170/4 | €24,933 | €10,773 | €19,704 | €7,450 | - | - |
| Amounts payable within one year42/48 | €34,175 | €28,742 | €42,129 | €28,418 | €25,356 | ▼ 10.8% |
| Current portion of amounts payable after more than one year42 | €13,930 | €14,160 | €22,401 | €12,254 | €7,450 | ▼ 39.2% |
| Financial debts43 | €1,677 | €1,698 | €1,716 | €1,716 | €1,711 | ▼ 0.3% |
| Credit institutions430/8 | €1,677 | €1,698 | €1,716 | €1,716 | €1,711 | ▼ 0.3% |
| Trade debts44 | €9,411 | €7,964 | €5,936 | €4,137 | €7,834 | ▲ 89.4% |
| Suppliers440/4 | €9,411 | €7,964 | €5,936 | €4,137 | €7,834 | ▲ 89.4% |
| Taxes, remuneration and social security45 | €6,642 | €2,805 | €6,912 | €3,917 | €2,352 | ▼ 40.0% |
| Taxes450/3 | €6,642 | €2,805 | €3,864 | €3,917 | €2,352 | ▼ 40.0% |
| Remuneration and social security454/9 | - | - | €3,048 | - | - | - |
| Other amounts payable47/48 | €2,515 | €2,114 | €5,164 | €6,395 | €6,009 | ▼ 6.0% |
| Accrued charges and deferred income492/3 | - | - | €400 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,518 | €7,350 | -€25,057 | €19,338 | €11,549 | ▼ 40.3% |
| + Depreciation and write-downs630 | €15,616 | €13,511 | €13,298 | €14,577 | €15,376 | ▲ 5.5% |
| Operating cash flow (approximation) | €28,134 | €20,861 | -€11,759 | €33,915 | €26,925 | ▼ 20.6% |
| Investment in fixed assets (approximation) | - | €0 | -€1,471 | -€8,580 | €0 | ▲ 100% |
| Change in cash | - | €4,637 | €3,810 | -€4,030 | €4,225 | ▲ 205% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €19,338
Net result €19,338 after one loss-making year.
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€25,057
Net result drops to -€25,057, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €22,541 ▲31.4%
Net result €22,541, the highest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 2017
Ground area
998 m²
Building footprint
133 m²
Volume, LiDAR
727 m³
Parcel 24082A0218/00T004, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JVT
since 20172.269.436.843
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24082A0218/00T004 | Flanders | 998 m² | 1 · 133 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 292 EUR awarded · 355 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 50 EUR |
| 2024 | 1 | 50 EUR | 0 EUR |
| 2023 | 1 | 198 EUR | 305 EUR |
| 2022 | 1 | 44 EUR | 0 EUR |
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Of 12,584 companies in sector 49410 we hold annual accounts for 8,199. 6,211 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-10-2017
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
53200Other postal and courier activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0683870883
Also
9925:BE0683870883
Registered
16-07-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.