JVS CONSULTING SERVICES
ActiveJVS CONSULTING SERVICES has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.67M and a net result of €137k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €300k at 30 days acceptable
short-term debt: 0.5% and cash: 4.1% of total assets, and 0.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.5%
Return on assets
3.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
43 d early
2023
3 d early
2022
25 d late
2021
26 d early
2020
29 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3.67M▲ 3.9%
2024 · €3.54M
2018: €220k
2019: €2.02M
2020: €2.97M
2021: €3.21M
2022: €3.22M
2023: €3.27M
2024: €3.54M
2018 → 2025
Total assets
€3.69M▲ 3.7%
2024 · €3.56M
2018: €235k
2019: €2.26M
2020: €3.08M
2021: €3.35M
2022: €3.26M
2023: €3.28M
2024: €3.56M
2018 → 2025
Net result
€137k▼ 48.2%
2024 · €265k
2018: €70k
2019: €1.80M
2020: €952k
2021: €308k
2022: €10k
2023: €52k
2024: €265k
2018 → 2025
Working capital
€3.62M▲ 2.2%
2024 · €3.54M
2018: €165k
2019: €1.98M
2020: €2.93M
2021: €3.18M
2022: €3.22M
2023: €3.27M
2024: €3.54M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.21M-€3.22M▲ 0.3%€3.27M▲ 1.6%€3.54M▲ 8.1%€3.67M▲ 3.9%
Operating result€399-€33k▲ 8,155%€84k▲ 154%€93k▲ 11.6%€92k▼ 1.5%
Net result€308k-€10k▼ 96.9%€52k▲ 438%€265k▲ 412%€137k▼ 48.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.69M
Fixed assets
€58k
Current assets
€3.63M
Equity and liabilities €3.69M
Equity
€3.67M▲ 3.9%
Debt
€18k▼ 24.0%
The debt ratio falls from 0.6% to 0.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€99k▲
2024 · €93k
Cash flow
€144k▼
2024 · €265k
Solvency
99.5%▲
2024 · 99.4%
Debt / equity
0.00▼
2024 · 0.01
ROE
3.7%▼
2024 · 7.5%
ROA
3.7%▼
2024 · 7.4%
Interest coverage
12.86▼
2024 · 86.05
Debt
€18k▼
2024 · €23k
Debt ≤ 1 year
€18k▼
2024 · €23k
Income taxes
€49k▼
2024 · €115k
A ratio outside any meaningful range has been withheld (balance sheet total €3.69M, equity €3.67M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.56M€3.69M▲
Fixed assets21/28-€58k
Intangible fixed assets21-€7k
Tangible fixed assets22/27-€51k
Furniture and vehicles24-€51k
Current assets29/58€3.56M€3.63M▲
Amounts receivable within one year40/41€15k€4k▼
Trade receivables40€14k€0▼
Other amounts receivable41€881€4k▲
Current investments50/53€3.42M€3.48M▲
Cash at bank and in hand54/58€127k€152k▲
Deferred charges and accrued income490/1€610€392▼
Equity and liabilities
Total equity and liabilities10/49€3.56M€3.69M▲
Equity10/15€3.54M€3.67M▲
Contributions10/11€6k€6k=
Reserves13€3.53M€3.67M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€3.53M€3.67M▲
Profit (loss) carried forward14€50€50=
Amounts payable17/49€23k€18k▼
Amounts payable within one year42/48€23k€18k▼
Financial debts43€2k€117▼
Credit institutions430/8€2k€117▼
Trade debts44€490€1k▲
Suppliers440/4€490€1k▲
Taxes, remuneration and social security45€14k€12k▼
Taxes450/3€14k€12k▼
Other amounts payable47/48€7k€5k▼
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0€7k▲
Other operating charges640/8€7k€10k▲
Non-recurring operating charges66A€210€0▼
Gross operating margin9900€100k€108k▲
Operating profit (loss)9901€93k€92k▼
Financial income75/76B€288k€102k▼
Recurring financial income75€288k€102k▼
Financial charges65/66B€1k€8k▲
Recurring financial charges65€1k€8k▲
Profit (loss) for the period before taxes9903€380k€186k▼
Income taxes67/77€115k€49k▼
Profit (loss) for the period9904€265k€137k▼
Profit (loss) for the period to be appropriated9905€265k€137k▼
Appropriation of the result
Profit (loss) to be appropriated9906€265k€137k▼
Profit (loss) brought forward from the previous period14P€50€50=
Transfer to equity691/2€265k€137k▼
To other reserves6921€265k€137k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 275.09
Current ratio from 80.89 to 275.09; short-term debt falls from €40k to €12k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 25 days late
2022
31-12
Financial
Weakest financial yearnet €10k ▼96.9%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 80.89
Current ratio from 24.14 to 80.89; short-term debt falls from €137k to €40k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 27.36
Current ratio from 9.32 to 27.36; short-term debt falls from €238k to €111k.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €1.80M ▲2470%
Operating result €159k, net result €1.80M, both a record.
31-12
Financial
Equity above €2MEq €2.02M ▲816%
2 profitable years in a row build equity to €2.02M.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Steenokkerzeel · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenwagenstraat 881820 SteenokkerzeelGround area
1,152 m²
Building footprint
132 m²
Volume, LiDAR
864 m³
Parcel 23051A0038/00N000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
NVT
since 20042.142.286.273
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23051A0038/00N000 | Flanders | 1,152 m² | 1 · 132 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 117 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 117 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 13,891 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-10-2004
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74151
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.