Turnover
≈ €120,000 estimated
The micro format states no turnover.
JVM SOFTWARE
Lifetime
1 annual account with figurespeak €30,649 (2025)
€30,649
peak €20,023 (2025)
€20,023
peak €21,223 (2025)
€21,223
€38,952
Board1 name since 2025
1 directorVAN MULEM Jeffrey Hélène Florimond
Documentsfilings and deeds
23-04-20267 days before the deadline
2025micro format
Incorporation 17-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€1,200 120 shares
Checked score
96
Excellent
Financially stronger than 65% of micro companies in publishing (NACE 58)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 1,282 companies (NACE 58, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 0.5%
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.1 percentage points vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026highest value
10-2026: 0.1%▼ -0.5 percentage points vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
lowers risk
Sector: Publishing activities (NACE 58)
Liquidity: current ratio 1.43, cash €24,136
Figures for financial year 2025 (filed on 23-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 58, micro). It does better than 42% of them on solvency, 60% on liquidity and 93% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as JVM SOFTWARE has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of JVM SOFTWARE itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for JVM SOFTWARE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.43, below the usual 1.5. Short-term debt is 64.3% and cash 40.1% of total assets. 64.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- VAN MULEM Jeffrey Hélène Florimond 60 sharesdeed of 17-02-2025
- DENOYETTE Stefanie Lilian Roger 60 sharesdeed of 17-02-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1019959255
Incorporation
Founding capital of €1,200, 120 shares · Founders: VAN MULEM Jeffrey Hélène Florimond and DENOYETTE Stefanie Lilian Roger · Appointment: VAN MULEM Jeffrey Hélène Florimond (director) · published on 17-02-2025 · Gazette deed
First establishment
Konijnenpad 16, Bruges
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JVM SOFTWARE Bruges | €60,175 | €30,649 | 35.3% | - |
| Curated Technologies Aalst | €60,452 | €28,636 | 40.5% | - |
| Riv-IT Sint-Katelijne-Waver | €58,394 | €43,528 | 61.1% | - |
| JuALYa Services and Consulting Durbuy | €46,665 | €35,955 | 62.5% | - |
| NV-IT Hamme (Vl.) | €44,329 | €30,269 | 56.0% | - |
| SML Advisory Molenbeek-Saint-Jean | €58,717 | €45,227 | 66.0% | - |
| MUJLEK Rotselaar | €38,871 | €24,107 | 53.1% | - |
These companies have the same main activity as JVM SOFTWARE: other software publishing (NACE 58290). They are comparable in size and age: total assets between €38,900 and €60,500, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 13-02-2025Normal situation
- Activity
- Other software publishingNACE 58290and 5 others
- Establishment unit
- 2.370.158.0798310 Bruges, since 13-02-2025
- Financial year end
- 30 September
- Peppol
- Reachable since 16-07-2025
Annual accounts to 30-09-2025
- €60,175
- Filing
- Filed on 23-04-2026, 7 days before the end of the filing period
Insights on JVM SOFTWARE
JVM SOFTWARE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,223 and a net result of €20,023.
Its solvency ranks better than 41% of 825 sector peers (NACE 58, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JVM SOFTWARE
- What is the company number of JVM SOFTWARE?
- The company number of JVM SOFTWARE is 1019.959.255. The VAT number is the same number with BE in front: BE 1019.959.255.
- Where is JVM SOFTWARE based?
- The registered office is at Konijnenpad 16, 8310 Bruges.Company details
- What does JVM SOFTWARE do?
- According to the KBO register, the main activity is other software publishing (NACE 58290).
- What is the legal form of JVM SOFTWARE?
- JVM SOFTWARE is a private limited company (BV).
- When was JVM SOFTWARE founded?
- JVM SOFTWARE was founded on 13-02-2025.
- Is JVM SOFTWARE still active?
- Yes, JVM SOFTWARE is an active enterprise in the KBO register.
- What is the turnover of JVM SOFTWARE?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €30,649 and 2,934 comparable companies of the same size. It probably lies between €74,000 and €220,000. It is a rough estimate.Financials
- Is JVM SOFTWARE profitable?
- In financial year 2025, JVM SOFTWARE made a profit of €20,023.
- Where can I find the annual accounts of JVM SOFTWARE?
- JVM SOFTWARE filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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