JVM Services
ActiveThe computed 12-month bankruptcy probability of JVM Services is 2.8% (moderate). The 2024 annual accounts show equity of €859 and a net result of €10k. Equity is growing by ~56.9% per year across the filed fiscal years. Its solvency ranks better than 13% of 5895 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▲+32
Solvency27▲+21
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
1.6%
Return on assets
19.5%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 5895 sector peers (2024).
NBB · sector comparisonPosition among 5895 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
43 d early
2023
44 d early
2022
27 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€859
2023 · €-10k
2022: €-6k
2023: €-10k
2022 → 2024
Total assets
€54k▲ 4.5%
2023 · €51k
2022: €64k
2023: €51k
2022 → 2024
Net result
€10k
2023 · €-3k
2022: €-9k
2023: €-3k
2022 → 2024
Working capital
€-29k▲ 26.4%
2023 · €-39k
2022: €-38k
2023: €-39k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€-6k-€-10k▼ 53.9%€859
Operating result€-8k-€-3k▲ 67.6%€13k
Net result€-9k-€-3k▲ 61.5%€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €13k after a loss of €3k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €54k
Fixed assets
€30k▼ 12.3%
Current assets
€24k▲ 37.8%
Equity and liabilities €54k
Equity
€859
Debt
€53k
Debt finances 98.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€26k▲
2023 · €9k
Cash flow
€23k▲
2023 · €8k
Solvency
1.6%▲
2023 · -18.7%
Current ratio
0.45▲
2023 · 0.31
Quick ratio
0.41▲
2023 · 0.26
ROA
19.5%▲
2023 · -6.6%
Interest coverage
77.86▲
2023 · 16.24
Debt
€53k▼
2023 · €61k
Debt ≤ 1 year
€53k▼
2023 · €56k
Debt > 1 year
€368▼
2023 · €5k
Income taxes
€3k▲
2023 · €363
Staff costs
€-60▼
2023 · €7k
Equity ratios withheld: equity of €859 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€51k€54k▲
Fixed assets21/28€34k€30k▼
Intangible fixed assets21€2k€2k▼
Tangible fixed assets22/27€32k€28k▼
Plant, machinery and equipment23€8k€12k▲
Furniture and vehicles24€24k€16k▼
Current assets29/58€17k€24k▲
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€12k€15k▲
Trade receivables40€9k€14k▲
Other amounts receivable41€3k€1k▼
Cash at bank and in hand54/58€2k€5k▲
Deferred charges and accrued income490/1€419€1k▲
Equity and liabilities
Total equity and liabilities10/49€51k€54k▲
Equity10/15€-10k€859▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-12k€-2k▲
Amounts payable17/49€61k€53k▼
Amounts payable after more than one year17€5k€368▼
Financial debts170/4€5k€368▼
Amounts payable within one year42/48€56k€53k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€5k€14k▲
Suppliers440/4€5k€14k▲
Taxes, remuneration and social security45€887€3k▲
Taxes450/3€363€3k▲
Remuneration and social security454/9€523€0▼
Other amounts payable47/48€46k€31k▼
Income statement
Code20232024
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€7k€-60▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€17k€27k▲
Operating profit (loss)9901€-3k€13k▲
Financial income75/76B€65€38▼
Recurring financial income75€65€38▼
Financial charges65/66B€543€336▼
Recurring financial charges65€543€336▼
Profit (loss) for the period before taxes9903€-3k€13k▲
Income taxes67/77€363€3k▲
Profit (loss) for the period9904€-3k€10k▲
Profit (loss) for the period to be appropriated9905€-3k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-2k▲
Profit (loss) brought forward from the previous period14P€-9k€-12k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after 2 loss-making years.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nestor De Tièrestraat 1199700 OudenaardeGround area
185 m²
Building footprint
71 m²
Volume, LiDAR
424 m³
Parcel 45502A0838/00G000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JVM Services
since 20212.325.068.323
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45502A0838/00G000 | Flanders | 185 m² | 1 · 71 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,218 companies in sector 81300 we hold annual accounts for 4,363. 457 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2021
Fiscal year end31-12
Activities, NACEBEL
81300Landscape service activities
23420Manufacture of other non-metallic mineral products
41001General construction of residential buildings
43211General electrical installation work
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.