JVM 2370
ActiveThe computed 12-month bankruptcy probability of JVM 2370 is 2.8% (moderate). The 2025 annual accounts show equity of €56k and a net result of €-23k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 27386 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 18.81 against 7.51 in 2024), and 5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95%
Return on assets
-39.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
22 d early
2024
37 d early
2023
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€56k▼ 29.5%
2024 · €79k
2023: €57k
2024: €79k
2023 → 2025
Total assets
€58k▼ 34.6%
2024 · €89k
2023: €85k
2024: €89k
2023 → 2025
Net result
€-23k
2024 · €21k
2023: €57k
2024: €21k
2023 → 2025
Working capital
€52k▼ 23.3%
2024 · €68k
2023: €44k
2024: €68k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€57k-€79k▲ 37.2%€56k▼ 29.5%
Operating result€72k-€28k▼ 61.5%€-23k
Net result€57k-€21k▼ 62.8%€-23k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23k after €28k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€3k▼ 69.1%
Current assets
€55k▼ 29.8%
Equity and liabilities €58k
Equity
€56k▼ 29.5%
Debt
€3k▼ 72.6%
The debt ratio falls from 12.0% to 5.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-17k▼
2024 · €34k
Cash flow
€-17k▼
2024 · €28k
Solvency
95.0%▲
2024 · 88.0%
Current ratio
18.81▲
2024 · 7.51
Quick ratio
18.81▲
2024 · 7.51
Debt / equity
0.05▼
2024 · 0.14
ROE
-41.8%▼
2024 · 27.1%
ROA
-39.7%▼
2024 · 23.8%
Interest coverage
-118.03▼
2024 · 96.61
Debt
€3k▼
2024 · €11k
Debt ≤ 1 year
€3k▼
2024 · €10k
Income taxes
€0▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€58k▼
Fixed assets21/28€11k€3k▼
Tangible fixed assets22/27€11k€3k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€8k€975▼
Current assets29/58€78k€55k▼
Amounts receivable within one year40/41€2k€5k▲
Trade receivables40€2k€910▼
Other amounts receivable41€643€4k▲
Cash at bank and in hand54/58€75k€50k▼
Deferred charges and accrued income490/1€653€523▼
Equity and liabilities
Total equity and liabilities10/49€89k€58k▼
Equity10/15€79k€56k▼
Reserves13€79k€56k▼
Distributable reserves133€79k€56k▼
Amounts payable17/49€11k€3k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€10k€3k▼
Current portion of amounts payable after more than one year42€4k€0▼
Trade debts44€597€298▼
Suppliers440/4€597€298▼
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€450▼
Remuneration and social security454/9€0€2k▲
Other amounts payable47/48-€328
Accrued charges and deferred income492/3€250€0▼
Income statement
Code20242025
Non-recurring operating income76A-€2
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€1k€808▼
Non-recurring operating charges66A€500€0▼
Gross operating margin9900€36k€-16k▼
Operating profit (loss)9901€28k€-23k▼
Financial income75/76B€16€0▼
Recurring financial income75€16€0▼
Financial charges65/66B€357€144▼
Recurring financial charges65€357€144▼
Profit (loss) for the period before taxes9903€28k€-23k▼
Income taxes67/77€6k€0▼
Profit (loss) for the period9904€21k€-23k▼
Profit (loss) for the period to be appropriated9905€21k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€-23k▼
Transfer from equity791/2-€23k
Transfer to equity691/2€21k€0▼
To other reserves6921€21k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-23k ▼209%
Net result drops to €-23k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 18.81
Current ratio from 7.51 to 18.81; short-term debt falls from €10k to €3k.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 7.51
Current ratio from 2.86 to 7.51; short-term debt falls from €24k to €10k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Arendonk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Daries 822370 ArendonkGround area
670 m²
Building footprint
178 m²
Volume, LiDAR
930 m³
Parcel 13322D0715/00B002, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JVM 2370
since 20222.334.312.918
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13322D0715/00B002 | Flanders | 670 m² | 1 · 178 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAK-, ZINK- & TIMMERWERK BONNY JORDY
BE 0539.754.322
Koekelare · Eq €56k
Goed gedakt
BE 1007.317.284
Linter · Eq €56k
Algemene dakwerken KLUW
BE 0759.617.292
Zutendaal · Eq €56k
SCHRIJN- EN DAKWERKEN DE BACKER STEVEN
BE 0770.747.152
Zwalm · Eq €55k
NP TOITURE
BE 0805.285.387
Bastogne · Eq €56k
Of 8,481 companies in sector 43410 we hold annual accounts for 4,307. 3,657 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-08-2022
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.