JVER
Open bankruptcyA bankruptcy procedure is open for JVER according to publications in the Belgian State Gazette; curator: GENEVIEVE DEDOBBELEER.
Summary
The 2024 annual accounts show negative equity (€-75k) and a net result of €-40k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
222324
2022 to 2024 · latest year €-75k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
57 d late
2022
193 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-75k▼ 116%
2023 · €-35k
2022: €36k
2023: €-35k
2022 → 2024
Total assets
€35k▼ 4.9%
2023 · €37k
2022: €68k
2023: €37k
2022 → 2024
Net result
€-40k▲ 42.8%
2023 · €-70k
2022: €24k
2023: €-70k
2022 → 2024
Working capital
€-91k▼ 94.2%
2023 · €-47k
2022: €22k
2023: €-47k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€36k-€-35k€-75k▼ 116%
Operating result€29k-€-84k€-46k▲ 45.1%
Net result€24k-€-70k€-40k▲ 42.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €46k in 2024 against €84k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €35k
Fixed assets
€17k ▲ 41.1%
Current assets
€18k ▼ 27.0%
Key figures and ratios
EBITDA
€-44k▲
2023 · €-82k
Cash flow
€-38k▲
2023 · €-68k
Solvency
-212.5%▼
2023 · -93.5%
Current ratio
0.17▼
2023 · 0.35
Quick ratio
0.06▼
2023 · 0.35
Debt to equity
-1.47▲
2023 · -2.07
ROA
-114.2%▲
2023 · -189.9%
Interest coverage
235.38▲
2023 · -59.57
Debt
€110k▲
2023 · €72k
Debt ≤ 1 year
€109k▲
2023 · €72k
Staff costs
€78k▼
2023 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€37k€35k▼
Fixed assets21/28€12k€17k▲
Tangible fixed assets22/27€12k€17k▲
Plant, machinery and equipment23€788€360▼
Furniture and vehicles24€519€359▼
Other tangible fixed assets26€11k€16k▲
Current assets29/58€25k€18k▼
Stocks and contracts in progress3-€12k
Stocks30/36-€12k
Amounts receivable within one year40/41€24k-
Trade receivables40€24k-
Cash at bank and in hand54/58€896€4k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€37k€35k▼
Equity10/15€-35k€-75k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-47k€-87k▼
Amounts payable17/49€72k€110k▲
Amounts payable within one year42/48€72k€109k▲
Trade debts44€34k€33k▼
Suppliers440/4€34k€33k▼
Advances received on contracts in progress46€9k€14k▲
Taxes, remuneration and social security45€25k€15k▼
Taxes450/3€10k€9k▼
Remuneration and social security454/9€15k€6k▼
Other amounts payable47/48€3k€46k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Remuneration, social security and pensions62€110k€78k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€30k€34k▲
Operating profit (loss)9901€-84k€-46k▲
Financial income75/76B€15k€6k▼
Recurring financial income75€15k€6k▼
Financial charges65/66B€1k€-188▼
Recurring financial charges65€1k€-188▼
Profit (loss) for the period before taxes9903€-70k€-40k▲
Profit (loss) for the period9904€-70k€-40k▲
Profit (loss) for the period to be appropriated9905€-70k€-40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-47k€-87k▼
Profit (loss) brought forward from the previous period14P€24k€-47k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-04
Bankruptcy
Opening
Tribunal de l’entreprise du Brabant wallon · JVER SRL CHAUSSEE DE TUBIZE 214, 1420 BRAINE-L’ALLEUD · event 26-03-2026
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
09-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 193 days late
2023
31-12
Financial
Weakest financial yearnet €-70k ▼397%
Net result drops to €-70k, the lowest in the series.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tubize 2141420 Braine-l'AlleudGround area
8.0 ha
Building footprint
5,864 m²
Volume, LiDAR
59,938 m³
2 parcels, Wallonia · tallest building 23.3 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
JAGGS
since 20212.323.727.941
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743G0205/00T000 | Wallonia | 7.9 ha | 1 · 5,444 m² | 18.9 m · 3 fl. |
| 62063A0890/00W000 | Wallonia | 625 m² | 1 · 420 m² | 23.3 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GENEVIEVE DEDOBBELEER RUE DE CHARLEROI 2,
1400 NIVELLES |
26-03-2026 → present |
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Of 6,503 companies in sector 47716 we hold annual accounts for 2,441. 1,782 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
46411Wholesale trade
47721Retail sale of footwear
74201Photography, excluding press photography
77224Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:alexandre@jaggs.be
Phone:0471186263