Summary
JVentures is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €33k and a net result of €41k. Equity is growing by ~191.1% per year across the filed fiscal years. Its solvency ranks better than 69% of 8048 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
58 d early
2023
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€33k
2024 · €-7k
Net result
€41k
2024 · €-11k
Total assets
€46k▲ 20,457%
2024 · €224
Solvency
72.8%▲ 3270.7pp
2024 · -3198.0%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€-7k-€-11k▼ 66.8%€47k
Net result€-7k-€-11k▼ 65.7%€41k
Equity€6k-€-7k€33k
Total assets€11k-€224▼ 97.9%€46k▲ 20,457%
Debt€5k-€7k▲ 59.1%€13k▲ 69.7%
Working capital€6k-€-7k€33k
Solvency56.9%--3198.0%▼ 3254.9pp72.8%▲ 3270.7pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €47k after a loss of €11k in 2024, the highest result in the available series.
Balance-sheet composition
Equity and liabilities €46k
Equity
€33k
Debt
€13k
Debt finances 27.2% of the balance-sheet total.
Key figures and ratios
ROE
121.4%
ROA
88.3%
Debt ≤ 1 year
€13k▲
2024 · €7k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | €125 | €266 | €2k | ▲ 755% |
| Gross operating margin9900 | €-7k | €-11k | €50k | ▲ 551% |
| Operating profit (loss)9901 | €-7k | €-11k | €47k | ▲ 520% |
| Financial income75/76B | €21 | €21 | €0 | ▼ 99.7% |
| Recurring financial income75 | €21 | €21 | €0 | ▼ 99.7% |
| Financial charges65/66B | €123 | €119 | €561 | ▲ 371% |
| Recurring financial charges65 | €123 | €119 | €561 | ▲ 371% |
| Profit (loss) for the period before taxes9903 | €-7k | €-11k | €47k | ▲ 511% |
| Income taxes67/77 | - | - | €6k | - |
| Profit (loss) for the period9904 | €-7k | €-11k | €41k | ▲ 457% |
| Profit (loss) for the period to be appropriated9905 | €-7k | €-11k | €41k | ▲ 457% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €11k | €224 | €46k | ▲ 20,457% |
| Current assets29/58 | €11k | €224 | €46k | ▲ 20,457% |
| Stocks and contracts in progress3 | €9k | €0 | €8k | - |
| Stocks30/36 | €9k | €0 | €8k | - |
| Amounts receivable within one year40/41 | €225 | €224 | €30k | ▲ 13,318% |
| Trade receivables40 | - | - | €24k | - |
| Other amounts receivable41 | €225 | €224 | €6k | ▲ 2,508% |
| Cash at bank and in hand54/58 | €2k | €0 | €7k | - |
| Deferred charges and accrued income490/1 | - | - | €916 | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €11k | €224 | €46k | ▲ 20,457% |
| Equity10/15 | €6k | €-7k | €33k | ▲ 568% |
| Contributions10/11 | €13k | €13k | €13k | = |
| Profit (loss) carried forward14 | €-7k | €-20k | €20k | ▲ 202% |
| Amounts payable17/49 | €5k | €7k | €13k | ▲ 69.7% |
| Amounts payable within one year42/48 | €5k | €7k | €13k | ▲ 69.7% |
| Financial debts43 | - | - | €2k | - |
| Credit institutions430/8 | - | - | €2k | - |
| Trade debts44 | €831 | €0 | €4k | - |
| Suppliers440/4 | €831 | €0 | €4k | - |
| Taxes, remuneration and social security45 | - | - | €7k | - |
| Taxes450/3 | - | - | €4k | - |
| Remuneration and social security454/9 | - | - | €2k | - |
| Other amounts payable47/48 | €4k | €7k | €0 | ▼ 100% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-7k | €-11k | €41k | ▲ 457% |
| Operating cash flow (approximation) | €-7k | €-11k | €41k | ▲ 457% |
| Change in cash | - | €-2k | €7k | ▲ 559% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €41k
Net result €41k after 2 loss-making years.
31-12
Financial
Liquidity times 121current ratio 3.67
Current ratio from 0.03 to 3.67.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2022
Ground area
313 m²
Building footprint
69 m²
Parcel 34453E0152/00N004, Flanders. Linked by address, not a title deed.
1 establishment unit
JVentures
since 20222.336.777.114
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34453E0152/00N004 | Flanders | 313 m² | 1 · 69 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 9,122 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.