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JVDB Consult

Active
Private limited companyfounded 20233 yrs activeElf-Novemberlaan 4, 9080 Lochristi, BelgiumKBO/BCE: BE 0805.129.001
Summary

JVDB Consult has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,410 and a net result of €7,450. Its solvency ranks better than 77% of 5451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
General cleaning of buildings
NACE 81210Other business support services NACE 82990
1 site
Size
€38,027total assets 2025
Equity
€25,410
Profit
€7,450
Turnover not published (abridged schema)
Financial health
72 Healthy Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts 24 d early1 of 2 deeds read
Why 72- Founded in 2023- Size: total assets €38,027+ Liquidity: current ratio 2.76, cash €20,089+ Equity €25,410 (66.8% of total assets)Show the evidence

Checked score

Score 2025
72 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 78% of its sector peers (NACE 81, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 92+14
equity 66.8% of total assets
Liquidity 86+9
short-term debt 33.2% · cash 52.8%
Profitability 93-7
return on assets 19.6%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,660 companies)
Last 24 months 11-2024: 2.0% 12-2024: 2.4%▲ +16.6% vs 11-2024 01-2025: 2.5%▲ +5.6% vs 12-2024 02-2025: 2.8%▲ +11.4% vs 01-2025 03-2025: 2.8%● 0.0% vs 02-2025 04-2025: 3.1%▲ +10.2% vs 03-2025highest value 05-2025: 0.5%▼ -84.8% vs 04-2025 06-2025: 0.5%▼ -1.5% vs 05-2025 07-2025: 0.5%● 0.0% vs 06-2025 08-2025: 0.5%▲ +5.8% vs 07-2025 09-2025: 0.5%▲ +3.9% vs 08-2025 10-2025: 0.5%▼ -11.6% vs 09-2025 11-2025: 0.4%▼ -1.6% vs 10-2025lowest value 12-2025: 0.5%▲ +2.9% vs 11-2025 01-2026: 0.5%▲ +1.8% vs 12-2025 02-2026: 0.5%▲ +6.7% vs 01-2026 03-2026: 0.5%▲ +1.4% vs 02-2026 04-2026: 0.5%▲ +7.4% vs 03-2026 05-2026: 0.6%▲ +8.5% vs 04-2026 06-2026: 0.6%● 0.0% vs 05-2026 07-2026: 0.6%● 0.0% vs 06-2026 08-2026: 0.6%● 0.0% vs 07-2026 09-2026: 0.6%● 0.0% vs 08-2026 10-2026: 0.6%▼ -0.2% vs 09-2026
  • Liquidity: current ratio 2.76, cash €20,089 lowers the probability
  • Founded in 2023 raises the probability for this profile
  • Size: total assets €38,027 raises the probability for this profile
  • Equity €25,410 (66.8% of total assets) lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.76 against 2.15 in 2024; short-term debt: 33.2% and cash: 52.8% of total assets), and 33.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 77%, liquidity 86%, profitability 78%, growth against the median 71%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.76, cash €20,089
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Size: total assets €38,027
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €25,410 (66.8% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 06-04-2026, 24 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
24 d early
2024
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 24 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-09-2026 close05-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. PurposeApproval · Purpose change ·…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20252 fiscal years filed €38,027 View
  • Active since 2023founded 25-08-2023 3 years View

By topic

Financials

Fiscal year
2025
Total assets
€38,027
Profit
€7,450
Solvency
66.8%
Total assets▲ 3.3%
Net result
20242025
Go to Financials

Timeline

Events
3
Since
2025
Next accounts
by 30-04-2027
  1. 22-07-2026Purpose
  2. 06-04-2026Annual accounts filed
  3. 06-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General cleaning of buildingsNACE 81210
Founded
25-08-2023
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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