JVDB
ActiveThe computed 12-month bankruptcy probability of JVDB is 1.5% (moderate). The 2025 annual accounts show negative equity (€-69k) and a net result of €-37k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 27619 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
21
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.09 against 0.16 in 2024; short-term debt: 180.7% and cash: 0.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-94.9%
Return on assets
-50.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-69k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
45 d early
2023
23 d early
2022
41 d early
2021
54 d early
2020
33 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-69k▼ 113%
2024 · €-32k
2018: €13k
2019: €22k
2020: €26k
2021: €29k
2022: €32k
2023: €13k
2024: €-32k
2018 → 2025
Total assets
€73k▼ 14.8%
2024 · €86k
2018: €117k
2019: €128k
2020: €95k
2021: €89k
2022: €88k
2023: €88k
2024: €86k
2018 → 2025
Net result
€-37k▲ 19.6%
2024 · €-46k
2018: €-12k
2019: €9k
2020: €4k
2021: €4k
2022: €3k
2023: €-19k
2024: €-46k
2018 → 2025
Working capital
€-120k▼ 42.3%
2024 · €-85k
2018: €-32k
2019: €-19k
2020: €-10k
2021: €-3k
2022: €2k
2023: €-32k
2024: €-85k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€32k▲ 10.1%€13k▼ 59.0%€-32k€-69k▼ 113%
Operating result€9k-€6k▼ 27.1%€-17k€-44k▼ 158%€-35k▲ 19.6%
Net result€4k-€3k▼ 16.1%€-19k€-46k▼ 140%€-37k▲ 19.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €35k in 2025 against €44k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets
€61k▼ 12.0%
Current assets
€12k▼ 27.4%
Key figures and ratios
EBITDA
€-24k▲
2024 · €-33k
Cash flow
€-25k▲
2024 · €-34k
Solvency
-94.9%▼
2024 · -37.9%
Current ratio
0.09▼
2024 · 0.16
Quick ratio
0.09▼
2024 · 0.15
Debt / equity
-2.05▲
2024 · -3.64
ROA
-50.4%▲
2024 · -53.4%
Interest coverage
-17.81▲
2024 · -19.34
Debt
€142k▲
2024 · €118k
Debt ≤ 1 year
€132k▲
2024 · €100k
Debt > 1 year
€10k▼
2024 · €18k
Income taxes
€105▼
2024 · €164
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€86k€73k▼
Fixed assets21/28€70k€61k▼
Tangible fixed assets22/27€70k€61k▼
Land and buildings22€56k€51k▼
Plant, machinery and equipment23€2k€903▼
Furniture and vehicles24€13k€9k▼
Current assets29/58€16k€12k▼
Stocks and contracts in progress3€500€100▼
Stocks30/36€500€100▼
Amounts receivable within one year40/41€12k€9k▼
Trade receivables40€10k€9k▼
Other amounts receivable41€3k€10▼
Cash at bank and in hand54/58€1k€182▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€86k€73k▼
Equity10/15€-32k€-69k▼
Contributions10/11€25k€25k=
Reserves13€7k€7k=
Distributable reserves133€7k€7k=
Profit (loss) carried forward14€-65k€-102k▼
Amounts payable17/49€118k€142k▲
Amounts payable after more than one year17€18k€10k▼
Financial debts170/4€18k€10k▼
Amounts payable within one year42/48€100k€132k▲
Current portion of amounts payable after more than one year42€7k€7k▲
Trade debts44€10k€10k▲
Suppliers440/4€10k€10k▲
Taxes, remuneration and social security45€6k€307▼
Taxes450/3€239€307▲
Remuneration and social security454/9€6k-
Other amounts payable47/48€77k€114k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€-29k€-20k▲
Operating profit (loss)9901€-44k€-35k▲
Financial income75/76B€131€6▼
Recurring financial income75€131€6▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-46k€-37k▲
Income taxes67/77€164€105▼
Profit (loss) for the period9904€-46k€-37k▲
Profit (loss) for the period to be appropriated9905€-46k€-37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€-102k▼
Profit (loss) brought forward from the previous period14P€-19k€-65k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-46k
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hooglede · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grijspeerdstraat 528830 HoogledeGround area
1,792 m²
Building footprint
515 m²
Volume, LiDAR
3,584 m³
Parcel 36005D0594/00N000, Flanders · tallest building 14.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JVDB
since 20082.169.179.029
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36005D0594/00N000 | Flanders | 1,792 m² | 1 · 515 m² | 14.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 746 companies in sector 43332 we hold annual accounts for 411. 221 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2008
Fiscal year end31-12
Activities, NACEBEL
43332Laying of wooden floor and wall coverings
46832Wholesale of timber
47524Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.