JVD ALU
ActiveJVD ALU has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €688k and a net result of €71k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 36% of 7744 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-9
Solvency58▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 1.2 in 2024; short-term debt: 44.7% and cash: 5.5% of total assets), and 67.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.7%
Return on assets
3.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d late
2021
33 d early
2020
35 d early
2019
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€688k▲ 11.5%
2024 · €617k
2018: €263k
2019: €330k
2020: €382k
2021: €485k
2022: €460k
2023: €427k
2024: €617k
2018 → 2025
Total assets
€2.10M▲ 7.0%
2024 · €1.96M
2018: €1.70M
2019: €1.93M
2020: €1.65M
2021: €1.82M
2022: €2.07M
2023: €2.00M
2024: €1.96M
2018 → 2025
Net result
€71k▼ 64.9%
2024 · €202k
2018: €7k
2019: €68k
2020: €52k
2021: €132k
2022: €-26k
2023: €-33k
2024: €202k
2018 → 2025
Working capital
€210k▲ 40.7%
2024 · €150k
2018: €119k
2019: €64k
2020: €46k
2021: €242k
2022: €91k
2023: €122k
2024: €150k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€485k-€460k▼ 5.3%€427k▼ 7.2%€617k▲ 44.5%€688k▲ 11.5%
Operating result€229k-€19k▼ 91.8%€50k▲ 164%€278k▲ 461%€129k▼ 53.5%
Net result€132k-€-26k€-33k▼ 28.1%€202k€71k▼ 64.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.10M
Fixed assets
€953k▼ 9.2%
Current assets
€1.15M▲ 25.6%
Equity and liabilities €2.10M
Equity
€688k▲ 11.5%
Debt
€1.41M▲ 4.9%
The debt ratio falls from 68.6% to 67.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€249k▼
2024 · €386k
Cash flow
€191k▼
2024 · €310k
Solvency
32.7%▲
2024 · 31.4%
Current ratio
1.22▲
2024 · 1.20
Quick ratio
1.03▲
2024 · 1.00
Debt / equity
2.06▼
2024 · 2.18
ROE
10.3%▼
2024 · 32.8%
ROA
3.4%▼
2024 · 10.3%
Interest coverage
11.57▼
2024 · 41.44
Debt
€1.41M▲
2024 · €1.35M
Debt ≤ 1 year
€939k▲
2024 · €766k
Debt > 1 year
€475k▼
2024 · €582k
Income taxes
€38k▼
2024 · €68k
Staff costs
€976k▲
2024 · €891k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.96M€2.10M▲
Fixed assets21/28€1.05M€953k▼
Tangible fixed assets22/27€1.05M€953k▼
Land and buildings22€633k€616k▼
Plant, machinery and equipment23€295k€257k▼
Furniture and vehicles24€55k€30k▼
Leasing and similar rights25€66k€50k▼
Current assets29/58€915k€1.15M▲
Stocks and contracts in progress3€147k€186k▲
Stocks30/36€147k€186k▲
Amounts receivable within one year40/41€731k€842k▲
Trade receivables40€731k€782k▲
Other amounts receivable41€579€60k▲
Cash at bank and in hand54/58€29k€115k▲
Deferred charges and accrued income490/1€8k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.96M€2.10M▲
Equity10/15€617k€688k▲
Contributions10/11€19k€19k=
Reserves13€505k€530k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€503k€528k▲
Profit (loss) carried forward14€94k€140k▲
Amounts payable17/49€1.35M€1.41M▲
Amounts payable after more than one year17€582k€475k▼
Financial debts170/4€582k€475k▼
Amounts payable within one year42/48€766k€939k▲
Current portion of amounts payable after more than one year42€118k€106k▼
Trade debts44€467k€775k▲
Suppliers440/4€467k€775k▲
Advances received on contracts in progress46€71k-
Taxes, remuneration and social security45€89k€49k▼
Taxes450/3€39k€24k▼
Remuneration and social security454/9€50k€25k▼
Other amounts payable47/48€21k€8k▼
Income statement
Code20242025
Non-recurring operating income76A€2k-
Remuneration, social security and pensions62€891k€976k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€108k€120k▲
Other operating charges640/8€8k€26k▲
Gross operating margin9900€1.29M€1.25M▼
Operating profit (loss)9901€278k€129k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€9k€22k▲
Recurring financial charges65€9k€22k▲
Profit (loss) for the period before taxes9903€270k€109k▼
Income taxes67/77€68k€38k▼
Profit (loss) for the period9904€202k€71k▼
Profit (loss) for the period to be appropriated9905€202k€71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€144k€165k▲
Profit (loss) brought forward from the previous period14P€-59k€94k▲
Transfer from equity791/2€12k-
Transfer to equity691/2€50k€25k▼
To other reserves6921€50k€25k▼
Profit to be distributed694/7€12k-
Return on contributions (dividend)694€12k-
Social balance
Average headcount (FTE)908711.713.3▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Back to profitnet €202k
Net result €202k after 2 loss-making years.
30-09
Financial
Equity above €500kEq €617k ▲44.5%
Equity rises from €427k to €617k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
03-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-01-2026
KOKX, Nicole Jeannine Hendrika: Resigned as Manager
01-01-2026
VAN DUN, Jan Maria: Resigned as Manager
Location & real-estate footprint
Registered office, Arendonk · 2 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoge Mauw 10602370 ArendonkGround area
4,359 m²
Building footprint
1,633 m²
Volume, LiDAR
1,115 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Laar 4, 2381 Ravels
since 20002.099.866.886
J.V.D. Aluminiumwerken BV
since 20182.311.397.855
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13322C1815/00B000 | Flanders | 2,866 m² | 1 · 1,451 m² | 3.0 m |
| 13048A0469/00R000 | Flanders | 1,493 m² | 1 · 181 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 354 EUR awarded · 354 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 354 EUR | 354 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
1 categoryJVD ALU BV42816
Similar companies · same sector, comparable size
ORBIT-OP dE BEECK
BE 0421.518.745
Antwerpen · Eq €688k
De Schepper Dries
BE 0830.554.580
Edegem · Eq €688k
ALGEMENE SCHRIJNWERKERIJ VERHOEVEN
BE 0427.765.941
Lievegem · Eq €689k
DMG AFWERKINGSBEDRIJF
BE 0899.143.874
Pittem · Eq €689k
LESCOUHIER DIRK
BE 0462.808.675
Kortrijk · Eq €687k
Of 20,025 companies in sector 43320 we hold annual accounts for 9,136. 5,261 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2000
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
45422
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.