JVC MACHINING
ActiveJVC MACHINING has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €345k and a net result of €40k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 63% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+5
Solvency84▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.45 against 3.78 in 2024; short-term debt: 16.6% and cash: 33.2% of total assets), and 41% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59%
Return on assets
6.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
1 d early
2023
44 d early
2022
28 d late
2021
9 d late
2020
6 d late
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€345k▲ 1.4%
2024 · €341k
2018: €119k
2019: €154k
2020: €222k
2021: €281k
2022: €350k
2023: €345k
2024: €341k
2018 → 2025
Total assets
€585k▼ 3.4%
2024 · €606k
2018: €220k
2019: €210k
2020: €261k
2021: €316k
2022: €530k
2023: €613k
2024: €606k
2018 → 2025
Net result
€40k▲ 127%
2024 · €17k
2018: €22k
2019: €35k
2020: €69k
2021: €59k
2022: €68k
2023: €10k
2024: €17k
2018 → 2025
Working capital
€238k▲ 3.3%
2024 · €230k
2018: €31k
2019: €69k
2020: €144k
2021: €149k
2022: €265k
2023: €269k
2024: €230k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€281k-€350k▲ 24.3%€345k▼ 1.2%€341k▼ 1.3%€345k▲ 1.4%
Operating result€83k-€91k▲ 8.9%€16k▼ 82.0%€26k▲ 60.9%€65k▲ 145%
Net result€59k-€68k▲ 16.2%€10k▼ 86.1%€17k▲ 83.5%€40k▲ 127%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 145% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €585k
Fixed assets
€251k▼ 14.5%
Current assets
€334k▲ 7.0%
Equity and liabilities €585k
Equity
€345k▲ 1.4%
Debt
€240k▼ 9.6%
The debt ratio falls from 43.8% to 41.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€130k▲
2024 · €87k
Cash flow
€105k▲
2024 · €78k
Solvency
59.0%▲
2024 · 56.2%
Current ratio
3.45▼
2024 · 3.78
Quick ratio
3.37▼
2024 · 3.66
Debt / equity
0.69▼
2024 · 0.78
ROE
11.5%▲
2024 · 5.1%
ROA
6.8%▲
2024 · 2.9%
Interest coverage
20.45▲
2024 · 12.20
Debt
€240k▼
2024 · €265k
Debt ≤ 1 year
€97k▲
2024 · €83k
Debt > 1 year
€143k▼
2024 · €183k
Income taxes
€19k▲
2024 · €6k
Staff costs
€190k▲
2024 · €179k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€606k€585k▼
Fixed assets21/28€293k€251k▼
Tangible fixed assets22/27€293k€251k▼
Land and buildings22€172k€163k▼
Plant, machinery and equipment23€120k€83k▼
Furniture and vehicles24€2k€5k▲
Financial fixed assets28€0-
Current assets29/58€313k€334k▲
Amounts receivable after more than one year29€134k€103k▼
Other amounts receivable291€134k€103k▼
Stocks and contracts in progress3€10k€8k▼
Stocks30/36€10k€8k▼
Amounts receivable within one year40/41€55k€21k▼
Trade receivables40€30k€21k▼
Other amounts receivable41€26k€0▼
Cash at bank and in hand54/58€108k€194k▲
Deferred charges and accrued income490/1€5k€8k▲
Equity and liabilities
Total equity and liabilities10/49€606k€585k▼
Equity10/15€341k€345k▲
Contributions10/11€19k€19k=
Reserves13€322k€327k▲
Distributable reserves133€322k€327k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€265k€240k▼
Amounts payable after more than one year17€183k€143k▼
Financial debts170/4€183k€143k▼
Amounts payable within one year42/48€83k€97k▲
Current portion of amounts payable after more than one year42€39k€40k▲
Trade debts44€454€108▼
Suppliers440/4€454€108▼
Taxes, remuneration and social security45€23k€33k▲
Taxes450/3€15k€14k▼
Remuneration and social security454/9€8k€19k▲
Other amounts payable47/48€21k€25k▲
Income statement
Code20242025
Remuneration, social security and pensions62€179k€190k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€65k▲
Other operating charges640/8€674€1k▲
Gross operating margin9900€266k€322k▲
Operating profit (loss)9901€26k€65k▲
Financial income75/76B€5k€356▼
Recurring financial income75€5k€356▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€24k€59k▲
Income taxes67/77€6k€19k▲
Profit (loss) for the period9904€17k€40k▲
Profit (loss) for the period to be appropriated9905€17k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€40k▲
Transfer from equity791/2€22k€35k▲
Transfer to equity691/2€17k€40k▲
To other reserves6921€17k€40k▲
Profit to be distributed694/7€22k€35k▲
Return on contributions (dividend)694€22k€35k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €10k ▼86.1%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
31-12
Financial
Highest result since 2018net €69k ▲96.7%
Operating result €97k, net result €69k, both a record.
31-12
Financial
Equity above €200kEq €222k ▲44.7%
3 profitable years in a row build equity to €222k.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €154k ▲29.4%
2 profitable years in a row build equity to €154k.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kieleberg 4J3740 Bilzen-HoeseltGround area
2.5 ha
Building footprint
1.1 ha
Parcel 73006A0028/00N002, Flanders. Linked by address, not a title deed.
1 establishment unit
JVC Machining
since 20062.157.829.831
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006A0028/00N002 | Flanders | 2.5 ha | 1 · 1.1 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
1 live approvalMechanische vormgevingstechnieken duaal (so)
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BRAM
BE 0460.624.591
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Jofa
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KUVECO
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Of 20,031 companies in sector 43320 we hold annual accounts for 9,133. 6,663 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2006
Fiscal year end31-12
Activities, NACEBEL
25530Machining of metals
43320Joinery installation
45422
25110Manufacture of metal structures and parts of structures
25120Manufacture of fabricated metal products, except machinery and equipment
25210Manufacture of fabricated metal products, except machinery and equipment
25220Manufacture of fabricated metal products, except machinery and equipment
25300Manufacture of fabricated metal products, except machinery and equipment
28110
28120
28210
28300
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476/58.23.68