JVB Montage
ActiveThe computed 12-month bankruptcy probability of JVB Montage is 2.3% (moderate). The 2024 annual accounts show equity of €74k and a net result of €36k. Its solvency ranks better than 51% of 1630 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
94
/ 100
Excellent▲ +1 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency89▲+3
Growth78
Stability94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.86 against 1.55 in 2023), but 52.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
6 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€74k▲ 93.5%
2023 · €38k
2023: €38k
2023 → 2024
Total assets
€156k▲ 112%
2023 · €74k
2023: €74k
2023 → 2024
Net result
€36k▲ 7.5%
2023 · €33k
2023: €33k
2023 → 2024
Working capital
€47k▲ 144%
2023 · €19k
2023: €19k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€38k-€74k▲ 93.5%
Operating result€41k-€47k▲ 14.2%
Net result€33k-€36k▲ 7.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 14% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €156k
Fixed assets
€54k▲ 181%
Current assets
€103k▲ 87.1%
Equity and liabilities €156k
Equity
€74k▲ 93.5%
Debt
€82k▲ 131%
The debt ratio rises from 48.0% to 52.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€54k▲
2023 · €50k
Cash flow
€43k▲
2023 · €42k
Solvency
47.6%▼
2023 · 52.0%
Current ratio
1.86▲
2023 · 1.55
Quick ratio
1.72▲
2023 · 1.45
Debt / equity
1.10▲
2023 · 0.92
ROE
48.3%▼
2023 · 87.0%
ROA
23.0%▼
2023 · 45.3%
Interest coverage
34.80▼
2023 · 413.90
Debt
€82k▲
2023 · €35k
Debt ≤ 1 year
€55k▲
2023 · €35k
Debt > 1 year
€25k
Income taxes
€10k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€74k€156k▲
Fixed assets21/28€19k€54k▲
Tangible fixed assets22/27€19k€54k▲
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€11k€47k▲
Current assets29/58€55k€103k▲
Stocks and contracts in progress3€3k€7k▲
Stocks30/36€3k€7k▲
Amounts receivable within one year40/41€25k€18k▼
Trade receivables40€24k€18k▼
Other amounts receivable41€1k-
Cash at bank and in hand54/58€25k€77k▲
Deferred charges and accrued income490/1€2k€279▼
Equity and liabilities
Total equity and liabilities10/49€74k€156k▲
Equity10/15€38k€74k▲
Contributions10/11€5k€5k=
Reserves13€33k€69k▲
Distributable reserves133€33k€69k▲
Amounts payable17/49€35k€82k▲
Amounts payable after more than one year17-€25k
Financial debts170/4-€25k
Amounts payable within one year42/48€35k€55k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44-€16k
Suppliers440/4-€16k
Taxes, remuneration and social security45€18k€11k▼
Taxes450/3€18k€11k▼
Other amounts payable47/48€18k€20k▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€4k€2k▼
Non-recurring operating charges66A-€415
Gross operating margin9900€53k€56k▲
Operating profit (loss)9901€41k€47k▲
Financial income75/76B€1k€92▼
Recurring financial income75€1k€92▼
Financial charges65/66B€120€2k▲
Recurring financial charges65€120€2k▲
Profit (loss) for the period before taxes9903€43k€46k▲
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€33k€36k▲
Profit (loss) for the period to be appropriated9905€33k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€36k▲
Transfer to equity691/2€33k€36k▲
To other reserves6921€33k€36k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kouterbaan 361840 LonderzeelGround area
149 m²
Building footprint
126 m²
Parcel 23048B0281/00K003, Flanders. Linked by address, not a title deed.
1 establishment unit
JVB Montage
since 20222.340.116.882
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23048B0281/00K003 | Flanders | 149 m² | 1 · 126 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANMAC
BE 0830.239.925
Berlaar · Eq €74k
STERICK PROJECTS
BE 1006.535.841
Lochristi · Eq €74k
Optyl
BE 0822.502.194
Lummen · Eq €75k
CVC AUTOMATION
BE 0805.034.375
Sprimont · Eq €74k
Autel
BE 0838.172.347
Bornem · Eq €76k
Of 1,221 companies in sector 33200 we hold annual accounts for 675. 512 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2022
Fiscal year end31-12
Activities, NACEBEL
33200Installation of industrial machinery and equipment
45310
47820Retail sale of motor vehicle parts and accessories
45401
46720Wholesale of motor vehicle parts and accessories
46730Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@jvbmontage.be