JVA Homeworks
ActiveSummary
The computed 12-month bankruptcy probability of JVA Homeworks is 3.8% (moderate). The annual accounts of JVA Homeworks for fiscal year 2024 show a net loss of 65% of total assets and of 58% of the equity at the start of that year. The 2024 annual accounts show equity of €33,455 and a net result of -€46,821. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2024, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 3,225 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 88% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,146 | €8,112 | ▲ 158% |
| Other operating charges640/8 | €1,291 | €1,477 | ▲ 14.4% |
| Non-recurring operating charges66A | €50 | - | - |
| Gross operating margin9900 | €102,734 | -€33,072 | ▼ 132% |
| Operating profit (loss)9901 | €98,247 | -€42,660 | ▼ 143% |
| Financial income75/76B | €1,487 | €1 | ▼ 99.9% |
| Recurring financial income75 | €1,487 | €1 | ▼ 99.9% |
| Financial charges65/66B | €2,777 | €4,162 | ▲ 49.9% |
| Recurring financial charges65 | €2,777 | €4,162 | ▲ 49.9% |
| Profit (loss) for the period before taxes9903 | €96,958 | -€46,821 | ▼ 148% |
| Income taxes67/77 | €19,682 | - | - |
| Profit (loss) for the period9904 | €77,276 | -€46,821 | ▼ 161% |
| Profit (loss) for the period to be appropriated9905 | €77,276 | -€46,821 | ▼ 161% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €141,328 | €71,600 | ▼ 49.3% |
| Fixed assets21/28 | €23,906 | €17,169 | ▼ 28.2% |
| Tangible fixed assets22/27 | €20,356 | €13,619 | ▼ 33.1% |
| Plant, machinery and equipment23 | €2,645 | €1,283 | ▼ 51.5% |
| Furniture and vehicles24 | €17,711 | €12,336 | ▼ 30.3% |
| Financial fixed assets28 | €3,550 | €3,550 | = |
| Current assets29/58 | €117,422 | €54,431 | ▼ 53.6% |
| Stocks and contracts in progress3 | €33,537 | €26,674 | ▼ 20.5% |
| Stocks30/36 | €33,537 | €26,674 | ▼ 20.5% |
| Amounts receivable within one year40/41 | €81,502 | €25,413 | ▼ 68.8% |
| Trade receivables40 | €72,287 | €20,712 | ▼ 71.3% |
| Other amounts receivable41 | €9,215 | €4,700 | ▼ 49.0% |
| Deferred charges and accrued income490/1 | €2,383 | €2,344 | ▼ 1.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €141,328 | €71,600 | ▼ 49.3% |
| Equity10/15 | €80,276 | €33,455 | ▼ 58.3% |
| Contributions10/11 | €3,000 | €3,000 | = |
| Reserves13 | €77,276 | €30,455 | ▼ 60.6% |
| Distributable reserves133 | €77,276 | €30,455 | ▼ 60.6% |
| Amounts payable17/49 | €61,052 | €38,145 | ▼ 37.5% |
| Amounts payable after more than one year17 | €7,724 | - | - |
| Financial debts170/4 | €7,724 | - | - |
| Amounts payable within one year42/48 | €53,328 | €38,145 | ▼ 28.5% |
| Current portion of amounts payable after more than one year42 | €8,806 | €7,724 | ▼ 12.3% |
| Financial debts43 | €14,377 | €14,276 | ▼ 0.7% |
| Credit institutions430/8 | €14,377 | €14,276 | ▼ 0.7% |
| Trade debts44 | €19,616 | €12,932 | ▼ 34.1% |
| Suppliers440/4 | €19,616 | €12,932 | ▼ 34.1% |
| Taxes, remuneration and social security45 | €1,273 | €1,950 | ▲ 53.1% |
| Taxes450/3 | €1,273 | €1,950 | ▲ 53.1% |
| Other amounts payable47/48 | €9,256 | €1,263 | ▼ 86.4% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €77,276 | -€46,821 | ▼ 161% |
| + Depreciation and write-downs630 | €3,146 | €8,112 | ▲ 158% |
| Operating cash flow (approximation) | €80,422 | -€38,710 | ▼ 148% |
| Investment in fixed assets (approximation) | - | -€1,375 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71382D1640/00M000 | Flanders | 818 m² | 1 · 173 m² | 10.9 m · 1 fl. |
Linked by address, not proof of ownership
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,276 EUR awarded · 1,123 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,276 EUR | 1,123 EUR |
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.