JV WEB SOLUTIONS
ActiveSummary
JV WEB SOLUTIONS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €27k. Equity is growing by ~18.1% per year across the filed fiscal years. Its solvency ranks better than 22% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency47▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.21 in 2024; short-term debt: 78.5% and cash: 67.3% of total assets), and 78.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.5%
Return on assets
29%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 17090 sector peers (2025).
NBB · sector comparisonPosition among 17090 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-04-2026, 101 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
101 d early
2024
7 d early
2023
29 d early
2022
11 d early
2021
13 d early
2020
36 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▼ 12.8%
2024 · €23k
2018: €12k
2019: €-3k▼ -123% vs 2018lowest in 8 years
2020: €21k▲ +865% vs 2019
2021: €29k▲ +34.7% vs 2020
2022: €37k▲ +28.8% vs 2021
2023: €37k▲ +0.3% vs 2022highest in 8 years
2024: €23k▼ -37.7% vs 2023
2025: €20k▼ -12.8% vs 2024
2018 → 2025
Total assets
€93k▲ 37.8%
2024 · €68k
2018: €16klowest in 8 years
2019: €17k▲ +7.7% vs 2018
2020: €31k▲ +76.7% vs 2019
2021: €38k▲ +24.0% vs 2020
2022: €65k▲ +71.0% vs 2021
2023: €70k▲ +7.8% vs 2022
2024: €68k▼ -3.1% vs 2023
2025: €93k▲ +37.8% vs 2024highest in 8 years
2018 → 2025
Net result
€27k▲ 28.6%
2024 · €21k
2018: €-395
2019: €-21k▼ -5212% vs 2018lowest in 8 years
2020: €24k▲ +215% vs 2019
2021: €7k▼ -69.4% vs 2020
2022: €26k▲ +251% vs 2021
2023: €12k▼ -54.1% vs 2022
2024: €21k▲ +76.9% vs 2023
2025: €27k▲ +28.6% vs 2024highest in 8 years
2018 → 2025
Working capital
€7k▼ 27.4%
2024 · €9k
2018: €7k
2019: €-7k▼ -202% vs 2018lowest in 8 years
2020: €12k▲ +271% vs 2019
2021: €17k▲ +36.7% vs 2020
2022: €24k▲ +42.4% vs 2021
2023: €24k▲ +1.3% vs 2022highest in 8 years
2024: €9k▼ -61.9% vs 2023
2025: €7k▼ -27.4% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€37k▲ 28.8%€37k▲ 0.3%€23k▼ 37.7%€20k▼ 12.8%
2021: €29k
2022: €37k▲ +28.8% vs 2021
2023: €37k▲ +0.3% vs 2022highest in 5 years
2024: €23k▼ -37.7% vs 2023
2025: €20k▼ -12.8% vs 2024lowest in 5 years
Operating result€10k-€34k▲ 224%€16k▼ 52.9%€28k▲ 75.9%€35k▲ 26.4%
2021: €10klowest in 5 years
2022: €34k▲ +224% vs 2021
2023: €16k▼ -52.9% vs 2022
2024: €28k▲ +75.9% vs 2023
2025: €35k▲ +26.4% vs 2024highest in 5 years
Net result€7k-€26k▲ 251%€12k▼ 54.1%€21k▲ 76.9%€27k▲ 28.6%
2021: €7klowest in 5 years
2022: €26k▲ +251% vs 2021
2023: €12k▼ -54.1% vs 2022
2024: €21k▲ +76.9% vs 2023
2025: €27k▲ +28.6% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€13k ▼ 3.1%
Current assets
€80k ▲ 48.3%
Equity and liabilities €93k
Equity
€20k ▼ 12.8%
Debt
€73k ▲ 63.9%
Debt's share of the balance-sheet total rises from 66.0% to 78.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€41k▲
2024 · €34k
Cash flow
€33k▲
2024 · €27k
Current ratio
1.09▼
2024 · 1.21
Debt to equity
3.64▲
2024 · 1.94
ROE
134.5%▲
2024 · 91.2%
ROA
29.0%▼
2024 · 31.0%
Interest coverage
138.63▲
2024 · 56.62
Debt ≤ 1 year
€73k▲
2024 · €45k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€68k€93k▲
Fixed assets21/28€14k€13k▼
Tangible fixed assets22/27€14k€13k▼
Plant, machinery and equipment23€296€3k▲
Furniture and vehicles24€12k€9k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€54k€80k▲
Amounts receivable within one year40/41€18k€17k▼
Trade receivables40€17k€17k▲
Other amounts receivable41€1k€85▼
Cash at bank and in hand54/58€35k€63k▲
Deferred charges and accrued income490/1€1k€275▼
Equity and liabilities
Total equity and liabilities10/49€68k€93k▲
Equity10/15€23k€20k▼
Contributions10/11€19k€19k=
Reserves13€4k€2k▼
Distributable reserves133€4k€2k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€45k€73k▲
Amounts payable within one year42/48€45k€73k▲
Financial debts43€2k€726▼
Credit institutions430/8€2k€726▼
Trade debts44€49€2k▲
Suppliers440/4€49€2k▲
Taxes, remuneration and social security45€449€5k▲
Taxes450/3€322€5k▲
Remuneration and social security454/9€127€0▼
Other amounts payable47/48€42k€66k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€604€219▼
Gross operating margin9900€35k€42k▲
Operating profit (loss)9901€28k€35k▲
Financial income75/76B€136€184▲
Recurring financial income75€136€184▲
Financial charges65/66B€602€299▼
Recurring financial charges65€602€299▼
Profit (loss) for the period before taxes9903€27k€35k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€21k€27k▲
Profit (loss) for the period to be appropriated9905€21k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€21k€27k▲
Transfer from equity791/2€35k€30k▼
Transfer to equity691/2€21k€27k▲
To other reserves6921€21k€27k▲
Profit to be distributed694/7€35k€30k▼
Return on contributions (dividend)694€35k€30k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €3k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €5k | €6k | €6k | €6k | ▲ 0.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €-3k | €0 | - | - |
| Other operating charges640/8 | €568 | €460 | €985 | €604 | €219 | ▼ 63.8% |
| Gross operating margin9900 | €15k | €39k | €20k | €35k | €42k | ▲ 20.2% |
| Operating profit (loss)9901 | €10k | €34k | €16k | €28k | €35k | ▲ 26.4% |
| Financial income75/76B | - | €27 | €64 | €136 | €184 | ▲ 34.9% |
| Recurring financial income75 | - | €27 | €64 | €136 | €184 | ▲ 34.9% |
| Financial charges65/66B | €84 | €218 | €-2 | €602 | €299 | ▼ 50.3% |
| Recurring financial charges65 | €84 | €218 | €-2 | €602 | €299 | ▼ 50.3% |
| Profit (loss) for the period before taxes9903 | €10k | €33k | €16k | €27k | €35k | ▲ 28.2% |
| Income taxes67/77 | €3k | €7k | €4k | €6k | €8k | ▲ 26.7% |
| Profit (loss) for the period9904 | €7k | €26k | €12k | €21k | €27k | ▲ 28.6% |
| Profit (loss) for the period to be appropriated9905 | €7k | €26k | €12k | €21k | €27k | ▲ 28.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €38k | €65k | €70k | €68k | €93k | ▲ 37.8% |
| Formation expenses20 | €256 | €56 | €0 | - | - | - |
| Fixed assets21/28 | €12k | €13k | €13k | €14k | €13k | ▼ 3.1% |
| Tangible fixed assets22/27 | €12k | €13k | €13k | €14k | €13k | ▼ 3.1% |
| Plant, machinery and equipment23 | €872 | €624 | €460 | €296 | €3k | ▲ 825% |
| Furniture and vehicles24 | €9k | €11k | €10k | €12k | €9k | ▼ 19.6% |
| Other tangible fixed assets26 | €2k | €1k | €2k | €2k | €1k | ▼ 32.1% |
| Current assets29/58 | €26k | €52k | €57k | €54k | €80k | ▲ 48.3% |
| Amounts receivable within one year40/41 | €16k | €18k | €32k | €18k | €17k | ▼ 6.0% |
| Trade receivables40 | €13k | €14k | €27k | €17k | €17k | ▲ 1.6% |
| Other amounts receivable41 | €2k | €5k | €5k | €1k | €85 | ▼ 94.0% |
| Cash at bank and in hand54/58 | €10k | €32k | €24k | €35k | €63k | ▲ 80.6% |
| Deferred charges and accrued income490/1 | €44 | €2k | €1k | €1k | €275 | ▼ 77.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €38k | €65k | €70k | €68k | €93k | ▲ 37.8% |
| Equity10/15 | €29k | €37k | €37k | €23k | €20k | ▼ 12.8% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €10k | €18k | €18k | €4k | €2k | ▼ 66.2% |
| Distributable reserves133 | €10k | €18k | €18k | €4k | €2k | ▼ 66.2% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €9k | €28k | €33k | €45k | €73k | ▲ 63.9% |
| Amounts payable within one year42/48 | €9k | €28k | €33k | €45k | €73k | ▲ 63.9% |
| Financial debts43 | €3k | €322 | €469 | €2k | €726 | ▼ 62.9% |
| Credit institutions430/8 | €3k | €322 | €469 | €2k | €726 | ▼ 62.9% |
| Trade debts44 | €935 | €5k | €3k | €49 | €2k | ▲ 3,651% |
| Suppliers440/4 | €935 | €5k | €3k | €49 | €2k | ▲ 3,651% |
| Taxes, remuneration and social security45 | €2k | €666 | €0 | €449 | €5k | ▲ 904% |
| Taxes450/3 | €2k | €666 | €0 | €322 | €5k | ▲ 1,299% |
| Remuneration and social security454/9 | - | - | - | €127 | €0 | ▼ 100% |
| Other amounts payable47/48 | €4k | €22k | €29k | €42k | €66k | ▲ 56.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €26k | €12k | €21k | €27k | ▲ 28.6% |
| + Depreciation and write-downs630 | €4k | €5k | €6k | €6k | €6k | ▲ 0.9% |
| Operating cash flow (approximation) | €11k | €31k | €18k | €27k | €33k | ▲ 22.2% |
| Investment in fixed assets (approximation) | - | €-7k | €-6k | €-7k | €-6k | ▲ 18.6% |
| Change in cash | - | €21k | €-8k | €11k | €28k | ▲ 150% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €27k ▲28.6%
Operating result €35k, net result €27k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
31-12
Financial
Liquidity quadruplescurrent ratio 2.32
Current ratio from 0.64 to 2.32; short-term debt falls from €20k to €9k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2018
Ground area
788 m²
Building footprint
120 m²
Volume, LiDAR
641 m³
Parcel 12035A0089/00N002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JV WEB SOLUTIONS
since 20182.274.904.574
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12035A0089/00N002 | Flanders | 788 m² | 1 · 120 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PANDAROO INTERACTIVE
BE 0798.608.918
Thimister-Clermont · Eq €20,107
TrialCraft
BE 1010.925.090
Overijse · Eq €20,119
STRONG POINT DESIGN
BE 0834.983.720
Schaarbeek · Eq €20,126
Bennani Driss
BE 1000.774.734
Sint-Gillis (bij-Brussel) · Eq €20,129
REFORM TECHNOLOGIES
BE 1005.279.888
Zaventem · Eq €20,129
Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 5,778 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.