Turnover
≈ €130,000 estimated
The micro format states no turnover.
JV TECH
Lifetime
1 annual account with figurespeak €65,596 (2025)
€65,596
peak €52,435 (2025)
€52,435
peak €55,435 (2025)
€55,435
€23,046
Board1 name since 2025
1 directorVANDENSTEEN Jeroen Jozef
Documentsfilings and deeds
15-04-2026107 days before the deadline
2025micro format
Incorporation 08-041 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Checked score
97
Excellent
Financially stronger than 73% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: < 0.1%lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026highest value
11-2026: < 0.1%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 3.41, cash €76,141
Equity €55,435 (70.6% of total assets)
Size: total assets €78,482
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 64% of them on solvency, 73% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as JV TECH has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of JV TECH itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for JV TECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.41, above the usual 1.5. Short-term debt is 29.4% and cash 97% of total assets. 29.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
107 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Incorporation
Founding capital of €3,000, 100 shares · Appointment: VANDENSTEEN Jeroen Jozef (director) · published on 08-04-2025 · Gazette deed
First establishment
Tuinwijk Jan Verhaegen 75, Merelbeke-Melle
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JV TECH Merelbeke-Melle | €78,482 | €65,596 | 70.6% | - |
| Bayes Strategies Ghent | €82,997 | €70,465 | 70.8% | - |
| ION Management Sint-Niklaas | €74,870 | €64,525 | 67.5% | - |
| Tixas Dendermonde | €77,148 | €67,595 | 70.5% | - |
| De Kopwerkerij Ghent | €71,110 | €65,636 | 74.1% | - |
| Laat mij doen Ghent | €73,316 | €67,145 | 73.3% | - |
| Kyvo Lochristi | €84,560 | €68,983 | 66.0% | - |
These companies have the same main activity as JV TECH: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €71,100 and €84,600, founded in 2025.
Official details
Source: KBO- Status
- Active since 03-04-2025Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Establishment unit
- 2.372.937.4279820 Merelbeke-Melle, since 03-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €78,482
- Filing
- Filed on 15-04-2026, 107 days before the end of the filing period
Insights on JV TECH
JV TECH has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,435 and a net result of €52,435.
Its solvency ranks better than 62% of 21,208 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JV TECH
- What is the company number of JV TECH?
- The company number of JV TECH is 1021.887.971. The VAT number is the same number with BE in front: BE 1021.887.971.
- Where is JV TECH based?
- The registered office is at Tuinwijk Jan Verhaegen 75, 9820 Merelbeke-Melle.Company details
- What does JV TECH do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of JV TECH?
- JV TECH is a private limited company (BV).
- When was JV TECH founded?
- JV TECH was founded on 03-04-2025.
- Is JV TECH still active?
- Yes, JV TECH is an active enterprise in the KBO register.
- What is the turnover of JV TECH?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €65,596 and 60 comparable companies (NACE 62200). It probably lies between €110,000 and €160,000.Financials
- Is JV TECH profitable?
- In financial year 2025, JV TECH made a profit of €52,435.
- Where can I find the annual accounts of JV TECH?
- JV TECH filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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