JV-IT
ActiveSummary
JV-IT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €35k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 18% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency41▼-27
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.8%
Return on assets
87.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 17043 sector peers (2025).
NBB · sector comparisonPosition among 17043 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
10 d late
2024
29 d early
2023
21 d late
2022
28 d late
2021
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 65.6%
2024 · €18k
2021: €3k
2022: €38k
2023: €6k
2024: €18k
2021 → 2025
Total assets
€40k▼ 6.7%
2024 · €43k
2021: €47k
2022: €58k
2023: €46k
2024: €43k
2021 → 2025
Net result
€35k▲ 186%
2024 · €12k
2021: €35k
2022: €35k
2023: €4k
2024: €12k
2021 → 2025
Working capital
€4k▼ 74.8%
2024 · €17k
2021: €-2k
2022: €33k
2023: €2k
2024: €17k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€38k▲ 1,089%€6k▼ 83.8%€18k▲ 198%€6k▼ 65.6%
Operating result€36k-€47k▲ 30.4%€8k▼ 81.8%€19k▲ 128%€48k▲ 151%
Net result€35k-€35k▼ 0.9%€4k▼ 88.9%€12k▲ 214%€35k▲ 186%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 151% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€2k ▲ 37.4%
Current assets
€38k ▼ 8.3%
Equity and liabilities €40k
Equity
€6k ▼ 65.6%
Debt
€34k ▲ 37.2%
Debt's share of the balance-sheet total rises from 57.3% to 84.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€49k▲
2024 · €22k
Cash flow
€36k▲
2024 · €15k
Current ratio
1.13▼
2024 · 1.69
Debt to equity
5.34▲
2024 · 1.34
ROE
552.4%▲
2024 · 66.4%
ROA
87.1%▲
2024 · 28.4%
Interest coverage
19.12▲
2024 · 11.01
Debt ≤ 1 year
€34k▲
2024 · €25k
Income taxes
€11k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€40k▼
Fixed assets21/28€2k€2k▲
Tangible fixed assets22/27€2k€2k▲
Furniture and vehicles24€2k€2k▲
Current assets29/58€42k€38k▼
Amounts receivable within one year40/41€16k€20k▲
Trade receivables40€0€11k▲
Other amounts receivable41€16k€9k▼
Cash at bank and in hand54/58€19k€13k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€43k€40k▼
Equity10/15€18k€6k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€12k€335▼
Amounts payable17/49€25k€34k▲
Amounts payable within one year42/48€25k€34k▲
Trade debts44€11k€8k▼
Suppliers440/4€11k€8k▼
Taxes, remuneration and social security45€14k€26k▲
Taxes450/3€8k€26k▲
Remuneration and social security454/9€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€592▼
Other operating charges640/8€2k€96▼
Gross operating margin9900€23k€49k▲
Operating profit (loss)9901€19k€48k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€17k€46k▲
Income taxes67/77€5k€11k▲
Profit (loss) for the period9904€12k€35k▲
Profit (loss) for the period to be appropriated9905€12k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€47k▲
Profit (loss) brought forward from the previous period14P€182€12k▲
Profit to be distributed694/7-€47k
Directors or managers695-€47k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
31-12
Financial
Weakest financial yearnet €4k ▼88.9%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 2.64
Current ratio from 0.96 to 2.64; short-term debt falls from €44k to €20k.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jurbise · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Basse(EL) 797050 JurbiseGround area
617 m²
Building footprint
112 m²
Volume, LiDAR
567 m³
Parcel 53023B0134/00F003, Wallonia · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JV-IT
since 20212.315.495.413
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53023B0134/00F003 | Wallonia | 617 m² | 1 · 111 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BI CONSULTING
BE 1014.282.577
Enghien · Eq €6,329
DK Development
BE 1005.412.720
Beringen · Eq €6,341
Biomedical Science & Sports
BE 0788.182.012
Tienen · Eq €6,326
VIP INFORMATICS
BE 0862.569.926
Charleroi · Eq €6,344
TANA-TECH
BE 0750.650.138
Gembloux · Eq €6,324
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 7,177 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.