Financials
- Fiscal year
- 2025
- Total assets
- €145,893
- Profit
- €9,514
- Solvency
- -40.3%
Total assets▲ 0.1%
Net result
20212025
JV CREATIONS
ActiveSummary
The computed 12-month bankruptcy probability of JV CREATIONS is 1.9% (moderate). The 2025 annual accounts show negative equity (-€58,861) and a net result of €9,514. Equity is shrinking by ~50.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 8593 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Joinery installation
NACE 43320
1 site
Size
€145,893total assets 2025
- Equity
- -€58,861
- Profit
- €9,514
Turnover not published (abridged schema)
Structure
Accounts 5 d early0 of 1 deed read
Why 53- Founded in 2020- Sector Specialised construction activities (NACE 43)- Negative equity -€58,861+ Size: total assets €145,893Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 32% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
0=
equity -40.3% of total assets
Liquidity
19-8
short-term debt 61.9% · cash 1.1%
Profitability
77+75
return on assets 6.5%
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 12 months
11-2025: 2.1%
12-2025: 2.1%● 0.0% vs 11-2025
01-2026: 2.2%▲ +2.2% vs 12-2025highest value
02-2026: 2.1%▼ -3.3% vs 01-2026
03-2026: 2.1%● 0.0% vs 02-2026
04-2026: 2.1%▼ -1.0% vs 03-2026
05-2026: 2.0%▼ -2.6% vs 04-2026
06-2026: 2.0%▼ -2.1% vs 05-2026
07-2026: 2.0%▲ +2.8% vs 06-2026
08-2026: 2.0%▼ -2.9% vs 07-2026
09-2026: 1.7%▼ -12.4% vs 08-2026lowest value
10-2026: 1.9%▲ +9.5% vs 09-2026
- Size: total assets €145,893 lowers the probability for this profile
- Founded in 2020 raises the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
- Negative equity -€58,861 raises the probability
No credit on open account
Liquidity short (current ratio 0.34 against 0.43 in 2024; short-term debt: 61.9% and cash: 1.1% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 3%, liquidity 10%, profitability 53%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8593 sector peers (2025).
NBB · sector comparisonPosition among 8593 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-10-2025, 5 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
5 d early
2024
4 d early
2023
2 d early
2022
6 d late
2021
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 27 October (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
31-03-2026 close02-10-2026 today31-10-2026 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Back to profitnet €9,514
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 7
- Since
- 2021
- Next accounts
- by 31-10-2026
- 26-10-2025Annual accounts filed
- 31-03-2025Back to profit
- 27-10-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Joinery installationNACE 43320
- Founded
- 05-06-2020
- Year ends
- 31-03
- Peppol
- Reachable for e-invoices
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