JV Consultance
ActiveJV Consultance has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €10k. Equity is growing by ~65.5% per year across the filed fiscal years. Its solvency ranks better than 72% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-23
Solvency99▲+3
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.8 against 3.46 in 2024; short-term debt: 26.1% and cash: 85.1% of total assets), and 26.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.9%
Return on assets
6.9%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
6 d late
2024
47 d early
2023
7 d early
2022
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▼ 15.9%
2024 · €123k
2022: €24k
2023: €37k
2024: €123k
2022 → 2025
Total assets
€141k▼ 19.1%
2024 · €174k
2022: €53k
2023: €65k
2024: €174k
2022 → 2025
Net result
€10k▼ 88.7%
2024 · €86k
2022: €21k
2023: €13k
2024: €86k
2022 → 2025
Working capital
€103k▼ 16.7%
2024 · €123k
2022: €23k
2023: €36k
2024: €123k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€24k-€37k▲ 55.7%€123k▲ 234%€104k▼ 15.9%
Operating result€27k-€18k▼ 32.9%€111k▲ 513%€14k▼ 87.2%
Net result€21k-€13k▼ 37.7%€86k▲ 553%€10k▼ 88.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 87% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€1k▲ 212%
Current assets
€139k▼ 19.5%
Equity and liabilities €141k
Equity
€104k▼ 15.9%
Debt
€37k▼ 26.9%
The debt ratio falls from 28.9% to 26.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €111k
Cash flow
€10k▼
2024 · €87k
Solvency
73.9%▲
2024 · 71.1%
Current ratio
3.80▲
2024 · 3.46
Quick ratio
3.80▲
2024 · 3.46
Debt / equity
0.35▼
2024 · 0.41
ROE
9.4%▼
2024 · 70.0%
ROA
6.9%▼
2024 · 49.8%
Interest coverage
209.27▼
2024 · 1582.09
Debt
€37k▼
2024 · €50k
Debt ≤ 1 year
€37k▼
2024 · €50k
Income taxes
€4k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€174k€141k▼
Fixed assets21/28€343€1k▲
Tangible fixed assets22/27€343€1k▲
Furniture and vehicles24€343€1k▲
Current assets29/58€173k€139k▼
Amounts receivable within one year40/41€77k€19k▼
Trade receivables40€77k€17k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€95k€120k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€174k€141k▼
Equity10/15€123k€104k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€121k€101k▼
Amounts payable17/49€50k€37k▼
Amounts payable within one year42/48€50k€37k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€41k€28k▼
Taxes450/3€41k€28k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€7k€6k▼
Accrued charges and deferred income492/3€195€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€345€543▲
Other operating charges640/8€2k€747▼
Gross operating margin9900€114k€15k▼
Operating profit (loss)9901€111k€14k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€70€70▲
Recurring financial charges65€70€70▲
Profit (loss) for the period before taxes9903€111k€14k▼
Income taxes67/77€24k€4k▼
Profit (loss) for the period9904€86k€10k▼
Profit (loss) for the period to be appropriated9905€86k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€121k€131k▲
Profit (loss) brought forward from the previous period14P€35k€121k▲
Profit to be distributed694/7-€29k
Return on contributions (dividend)694-€29k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Weakest financial yearnet €10k ▼88.7%
Net result drops to €10k, the lowest in the series.
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €86k ▲553%
Operating result €111k, net result €86k, both a record.
31-12
Financial
Equity above €100kEq €123k ▲234%
3 profitable years in a row build equity to €123k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Marchin · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Bois de Goesnes 354570 MarchinGround area
902 m²
Building footprint
116 m²
Volume, LiDAR
905 m³
Parcel 61039B0736/00K000, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JV Consultance
since 20222.336.971.114
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61039B0736/00K000 | Wallonia | 902 m² | 1 · 116 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LAURENT DEBECKER ELAGAGE ET ABATTAGE
BE 0727.449.619
Braine-l'Alleud · Eq €104k
HDConsulting
BE 0800.633.050
Torhout · Eq €104k
2Eden
BE 0778.826.658
Aalst · Eq €104k
APOTHEKER DE WEERDT
BE 0792.150.696
Puurs-Sint-Amands · Eq €104k
INDUSER
BE 0771.601.940
Heusden-Zolder · Eq €104k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 7,195 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2022
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
94120Activities of professional membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.