Summary
JV CONSULT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €515,400 and a net result of €50,167. Equity is growing by ~47.3% per year across the filed fiscal years. Its solvency ranks better than 21% of 5593 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 5593 sector peers (2025).
NBB · sector comparisonPosition among 5593 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 30-09-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
10 d late
2022
17 d late
2021
33 d late
2020
31 d late
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€515,400▲ 1.2%
2024 · €509,178
Net result
€50,167▼ 68.9%
2024 · €161,245
Total assets
€2.6m▼ 6.9%
2024 · €2.8m
Solvency
19.8%▲ 1.6pp
2024 · 18.2%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€22,937▼ 53.8%€66,988▲ 192%€478,496▲ 614%€205,431▼ 57.1%€89,223▼ 56.6%
Net result€10,106within the sector's middle half▼ 73.2%€50,529within the sector's middle half▲ 400%€234,759above the sector's middle half▲ 365%€161,245within the sector's middle half▼ 31.3%€50,167within the sector's middle half▼ 68.9%
Equity€109,440below the sector's middle half▲ 5.3%€158,369below the sector's middle half▲ 44.7%€391,528within the sector's middle half▲ 147%€509,178within the sector's middle half▲ 30.0%€515,400within the sector's middle half▲ 1.2%
Total assets€499,584below the sector's middle half▲ 1.1%€2.8mwithin the sector's middle half▲ 455%€2.8mwithin the sector's middle half▲ 0.4%€2.8mwithin the sector's middle half▲ 0.3%€2.6mwithin the sector's middle half▼ 6.9%
Debt€390,143▼ 0.1%€2.6m▲ 570%€2.2m▼ 16.2%€2.1m▼ 4.5%€1.9m▼ 9.0%
Working capital-€3,234within the sector's middle half▲ 58.0%-€1.4mbelow the sector's middle half▼ 44,112%-€170,464within the sector's middle half▲ 88.1%-€187,304within the sector's middle half▼ 9.9%-€152,771within the sector's middle half▲ 18.4%
Solvency21.9%below the sector's middle half▲ 0.9pp5.7%below the sector's middle half▼ 16.2pp14.1%below the sector's middle half▲ 8.4pp18.2%below the sector's middle half▲ 4.2pp19.8%below the sector's middle half▲ 1.6pp
Current ratio0.96within the sector's middle half▲ 0.080.32below the sector's middle half▼ 0.640.74within the sector's middle half▲ 0.420.71within the sector's middle half▼ 0.030.72within the sector's middle half▲ 0.01
Return on assets (ROA)2.0%within the sector's middle half▼ 5.6pp1.8%within the sector's middle half▼ 0.2pp8.4%within the sector's middle half▲ 6.6pp5.8%within the sector's middle half▼ 2.7pp1.9%within the sector's middle half▼ 3.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.6m
Fixed assets
€2.2m ▼ 5.1%
Current assets
€384,182 ▼ 15.8%
Equity and liabilities €2.6m
Equity
€515,400 ▲ 1.2%
Provisions
€181,054 ▼ 5.5%
Debt
€1.9m ▼ 9.0%
Debt's share of the balance-sheet total falls from 74.9% to 73.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
9.7%▼
2024 · 31.7%
Debt ≤ 1 year
€536,953▼
2024 · €643,704
Debt > 1 year
€1.4m▼
2024 · €1.4m
Income taxes
€26,350▼
2024 · €30,930
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,624 | €14,862 | €78,009 | €117,849 | €120,116 | ▲ 1.9% |
| Other operating charges640/8 | - | €944 | €888 | €1,568 | €1,423 | ▼ 9.2% |
| Gross operating margin9900 | €44,189 | €82,794 | €557,394 | €324,848 | €210,762 | ▼ 35.1% |
| Operating profit (loss)9901 | €22,937 | €66,988 | €478,496 | €205,431 | €89,223 | ▼ 56.6% |
| Financial income75/76B | - | €2 | €4,182 | €696 | - | - |
| Recurring financial income75 | €38 | €2 | €4,182 | €696 | - | - |
| Financial charges65/66B | - | €8,630 | €24,835 | €24,426 | €23,181 | ▼ 5.1% |
| Recurring financial charges65 | €6,933 | €8,630 | €24,835 | €24,426 | €23,181 | ▼ 5.1% |
| Profit (loss) for the period before taxes9903 | €16,042 | €58,360 | €457,844 | €181,701 | €66,042 | ▼ 63.7% |
| Transfer from deferred taxes780 | - | - | €7,480 | €10,474 | €10,474 | = |
| Transfer to deferred taxes680 | - | - | €209,482 | - | - | - |
| Income taxes67/77 | €5,936 | €7,831 | €21,083 | €30,930 | €26,350 | ▼ 14.8% |
| Profit (loss) for the period9904 | €10,106 | €50,529 | €234,759 | €161,245 | €50,167 | ▼ 68.9% |
| Transfer from tax-exempt reserves789 | - | - | €681 | €954 | €954 | = |
| Transfer to tax-exempt reserves689 | - | - | €19,073 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €10,106 | €50,529 | €216,367 | €162,199 | €51,120 | ▼ 68.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €499,584 | €2.8m | €2.8m | €2.8m | €2.6m | ▼ 6.9% |
| Fixed assets21/28 | €419,295 | €2.1m | €2.3m | €2.3m | €2.2m | ▼ 5.1% |
| Tangible fixed assets22/27 | €315,370 | €2.0m | €2.2m | €2.2m | €2.1m | ▼ 5.4% |
| Land and buildings22 | - | €2.0m | €2.2m | €2.2m | €2.1m | ▼ 5.3% |
| Plant, machinery and equipment23 | - | €755 | €17,500 | €15,525 | €13,550 | ▼ 12.7% |
| Financial fixed assets28 | €103,925 | €103,925 | €98,925 | €98,925 | €98,925 | = |
| Current assets29/58 | €80,289 | €678,698 | €490,093 | €456,400 | €384,182 | ▼ 15.8% |
| Amounts receivable within one year40/41 | €61,126 | €75,688 | €411,525 | €300,920 | €375,438 | ▲ 24.8% |
| Trade receivables40 | - | €25,244 | €123,456 | €268,496 | €114,061 | ▼ 57.5% |
| Other amounts receivable41 | - | €50,444 | €288,069 | €32,423 | €261,376 | ▲ 706% |
| Cash at bank and in hand54/58 | €16,941 | €601,272 | €75,775 | €153,681 | €7,594 | ▼ 95.1% |
| Deferred charges and accrued income490/1 | - | €1,738 | €2,793 | €1,800 | €1,150 | ▼ 36.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €499,584 | €2.8m | €2.8m | €2.8m | €2.6m | ▼ 6.9% |
| Equity10/15 | €109,440 | €158,369 | €391,528 | €509,178 | €515,400 | ▲ 1.2% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €103,240 | €152,169 | €385,328 | €502,978 | €509,200 | ▲ 1.2% |
| Non-distributable reserves130/1 | - | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | €1,860 | - | - | - | - |
| Tax-exempt reserves132 | - | - | €18,392 | €17,439 | €16,485 | ▼ 5.5% |
| Distributable reserves133 | - | €150,309 | €366,935 | €485,540 | €492,715 | ▲ 1.5% |
| Provisions and deferred taxes16 | - | - | €202,002 | €191,528 | €181,054 | ▼ 5.5% |
| Deferred taxes168 | - | - | €202,002 | €191,528 | €181,054 | ▼ 5.5% |
| Amounts payable17/49 | €390,143 | €2.6m | €2.2m | €2.1m | €1.9m | ▼ 9.0% |
| Amounts payable after more than one year17 | €306,620 | €504,065 | €1.5m | €1.4m | €1.4m | ▼ 5.8% |
| Financial debts170/4 | - | €504,065 | €1.5m | €1.4m | €1.4m | ▼ 5.8% |
| Amounts payable within one year42/48 | €83,523 | €2.1m | €660,556 | €643,704 | €536,953 | ▼ 16.6% |
| Current portion of amounts payable after more than one year42 | - | €28,806 | €81,524 | €82,368 | €83,328 | ▲ 1.2% |
| Trade debts44 | €20,315 | €25,914 | €62,071 | €7,405 | €1,564 | ▼ 78.9% |
| Suppliers440/4 | - | €25,914 | €62,071 | €7,405 | €1,564 | ▼ 78.9% |
| Taxes, remuneration and social security45 | - | €15,710 | €33,754 | €37,997 | €25,611 | ▼ 32.6% |
| Taxes450/3 | - | €12,140 | €26,843 | €31,707 | €17,049 | ▼ 46.2% |
| Remuneration and social security454/9 | - | €3,570 | €6,911 | €6,290 | €8,562 | ▲ 36.1% |
| Other amounts payable47/48 | - | €2.0m | €483,208 | €515,934 | €426,450 | ▼ 17.3% |
| Accrued charges and deferred income492/3 | - | €1,500 | - | - | €1,997 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,106 | €50,529 | €234,759 | €161,245 | €50,167 | ▼ 68.9% |
| + Depreciation and write-downs630 | €20,624 | €14,862 | €78,009 | €117,849 | €120,116 | ▲ 1.9% |
| Operating cash flow (approximation) | €30,730 | €65,391 | €312,768 | €279,095 | €170,282 | ▼ 39.0% |
| Investment in fixed assets (approximation) | - | -€1.7m | -€277,666 | -€159,498 | €0 | ▲ 100% |
| Change in cash | - | €584,331 | -€525,497 | €77,906 | -€146,087 | ▼ 288% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
29-02
Financial
Equity above €500,000Eq €509,178 ▲30%
6 profitable years in a row build equity to €509,178.
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 10 days late
28-02
Financial
Highest result since 2019net €234,759 ▲365%
Operating result €478,496, net result €234,759, both a record.
28-02
Financial
Equity above €200,000Eq €391,528 ▲147%
5 profitable years in a row build equity to €391,528.
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
28-02
Financial
Equity above €150,000Eq €158,369 ▲44.7%
4 profitable years in a row build equity to €158,369.
2021
02-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 33 days late
28-02
Financial
Weakest financial yearnet €10,106 ▼73.2%
Net result drops to €10,106, the lowest in the series; recovery starts the following year.
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
29-02
Financial
Equity above €100,000Eq €103,935 ▲53.2%
2 profitable years in a row build equity to €103,935.
Show earlier events
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 14 days late
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 2006
Ground area
215 m²
Building footprint
101 m²
Volume, LiDAR
900 m³
Parcel 38025A0005/00P003, Flanders · tallest building 15.1 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JV CONSULT
since 20062.152.185.916
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38025A0005/00P003 | Flanders | 215 m² | 1 · 101 m² | 15.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 28-02-2025 list no shareholders, and no other source names one.
Holdings 1
-
99%
According to the annual accounts to 28-02-2025 of JV CONSULT and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
MARTENS MANAGEMENT
BE 0434.636.610
Genk · Eq €515,559
JST Consulting
BE 0643.954.492
Aalter · Eq €515,132
SCHEPERS CONSULTING
BE 0807.234.097
Hasselt · Eq €515,110
TRUCA
BE 0418.173.334
Hasselt · Eq €515,717
LUDO SWOLFS
BE 0458.838.110
Brasschaat · Eq €515,754
Of 24,721 companies in this sector we hold annual accounts for 19,799. 13,615 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded19-12-2005
Fiscal year end28-02
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0877993520
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.