JV - CONSULT
ActiveSummary
JV - CONSULT has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €193,483 and a net result of €27,228. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 19% of 11,605 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Financials · financial year 2025, micro format
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€193,483▲ 16.4%
2024 · €166,255
Total assets
€1.2m▲ 0.3%
2024 · €1.2m
Net result
€27,228▲ 117%
2024 · €12,572
Working capital
€31,417▲ 68.8%
2024 · €18,614
Trend over the years
2021 to 2025, 5 financial years 2019 to 2025, 7 financial years
The operating result returns to profit in 2025: €6,807 after a loss of €4,004 in 2024, the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result€0.007m
2025
Net result€0.03m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€1.2m
2025
Equity€0.2m
2025
Debt€1.0m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€0.03m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)2.3%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency16.3%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio2.00
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line2019202020212022202320242025
Operating result€0.005m-€0.001m▼ 89.3%-€0.003m-€0.004m▼ 44.6%-€0.002m▲ 59.1%-€0.004m▼ 127%€0.007m
Net result€237--€0.001mbelow the sector's middle half€0.03mwithin the sector's middle half€0.01mwithin the sector's middle half▼ 49.3%€0.01mwithin the sector's middle half▲ 7.2%€0.01mwithin the sector's middle half▼ 13.1%€0.03mwithin the sector's middle half▲ 117%
Equity€0.1m-€0.1mwithin the sector's middle half▼ 0.9%€0.1mwithin the sector's middle half▲ 26.8%€0.1mwithin the sector's middle half▲ 10.7%€0.2mwithin the sector's middle half▲ 10.4%€0.2mabove the sector's middle half▲ 8.2%€0.2mabove the sector's middle half▲ 16.4%
Total assets€0.7m-€1.2mabove the sector's middle half▲ 81.3%€1.2mabove the sector's middle half▲ 1.0%€1.2mabove the sector's middle half▼ 1.2%€1.2mabove the sector's middle half▼ 0.6%€1.2mabove the sector's middle half▼ 2.9%€1.2mabove the sector's middle half▲ 0.3%
Debt€0.6m-€1.1m▲ 95.5%€1.1m▼ 1.2%€1.1m▼ 2.6%€1.1m▼ 2.0%€1.0m▼ 4.5%€1.0m▼ 2.4%
Working capital€0.004m-€0.002mbelow the sector's middle half▼ 49.6%€0.02mwithin the sector's middle half▲ 906%€0.02mwithin the sector's middle half▼ 6.3%€0.02mwithin the sector's middle half▲ 4.8%€0.02mwithin the sector's middle half▲ 0.8%€0.03mwithin the sector's middle half▲ 68.8%
Solvency14.8%-8.1%below the sector's middle half▼ 6.7pp10.2%below the sector's middle half▲ 2.1pp11.4%below the sector's middle half▲ 1.2pp12.6%below the sector's middle half▲ 1.3pp14.1%below the sector's middle half▲ 1.4pp16.3%below the sector's middle half▲ 2.3pp
Current ratio1.04-1.07below the sector's middle half▲ 0.031.51within the sector's middle half▲ 0.441.46within the sector's middle half▼ 0.051.41within the sector's middle half▼ 0.051.74within the sector's middle half▲ 0.322.00within the sector's middle half▲ 0.27
Return on assets (ROA)0.0%--0.1%below the sector's middle half▼ 0.1pp2.1%within the sector's middle half▲ 2.2pp1.1%below the sector's middle half▼ 1.0pp1.2%within the sector's middle half▲ 0.1pp1.1%within the sector's middle half▼ 0.1pp2.3%within the sector's middle half▲ 1.2pp
above
within
below
the middle half of NACE 71, Architectural and engineering activities; technical testing and analysis: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€1.1m ▼ 1.4%
Current assets
€62,758 ▲ 43.0%
Equity and liabilities €1.2m
Equity
€193,483 ▲ 16.4%
Debt
€991,541 ▼ 2.4%
Debt's share of the balance-sheet total falls from 85.9% to 83.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22,381▲
2024 · €11,570
Cash flow
€42,802▲
2024 · €28,146
Debt to equity
5.12▼
2024 · 6.11
ROE
14.1%▲
2024 · 7.6%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€31,341▲
2024 · €25,276
Debt > 1 year
€960,200▼
2024 · €990,200
Income taxes
€2,962▲
2024 · €1,414
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | €1,500 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,034 | €15,334 | €15,334 | €15,334 | €15,574 | €15,574 | €15,574 | = |
| Other operating charges640/8 | - | - | - | €1,550 | €3,934 | €2,216 | €3,607 | ▲ 62.8% |
| Non-recurring operating charges66A | - | - | - | €62 | €63 | €0 | €53 | - |
| Gross operating margin9900 | €24,783 | €15,960 | €13,324 | €12,628 | €17,806 | €13,786 | €26,041 | ▲ 88.9% |
| Operating profit (loss)9901 | €4,751 | €507 | -€2,986 | -€4,319 | -€1,765 | -€4,004 | €6,807 | - |
| Financial income75/76B | - | - | - | €19,415 | €17,839 | €18,023 | €23,470 | ▲ 30.2% |
| Recurring financial income75 | €0 | - | €32,553 | €19,415 | €17,839 | €18,023 | €23,470 | ▲ 30.2% |
| Financial charges65/66B | - | - | - | €68 | €75 | €33 | €86 | ▲ 161% |
| Recurring financial charges65 | €4,394 | €1,212 | €46 | €68 | €75 | €33 | €86 | ▲ 161% |
| Profit (loss) for the period before taxes9903 | €357 | -€706 | €29,520 | €15,028 | €15,998 | €13,986 | €30,190 | ▲ 116% |
| Income taxes67/77 | €183 | €174 | €2,917 | €1,542 | €1,535 | €1,414 | €2,962 | ▲ 109% |
| Profit (loss) for the period9904 | €237 | -€880 | €26,603 | €13,485 | €14,463 | €12,572 | €27,228 | ▲ 117% |
| Profit (loss) for the period to be appropriated9905 | €237 | -€880 | €26,603 | €13,485 | €14,463 | €12,572 | €27,228 | ▲ 117% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €0.7m | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | ▲ 0.3% |
| Formation expenses20 | €0 | - | - | - | - | - | - | - |
| Fixed assets21/28 | €0.6m | €1.2m | €1.2m | €1.2m | €1.2m | €1.1m | €1.1m | ▼ 1.4% |
| Intangible fixed assets21 | €0 | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €0.6m | €0.6m | €0.6m | €0.5m | €0.5m | €0.5m | €0.5m | ▼ 3.1% |
| Land and buildings22 | - | - | - | €0.5m | €0.5m | €0.5m | €0.5m | ▼ 3.0% |
| Furniture and vehicles24 | - | - | - | - | €0.001m | €0.001m | €474 | ▼ 33.6% |
| Financial fixed assets28 | €0.001m | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | = |
| Current assets29/58 | €0.09m | €0.03m | €0.06m | €0.06m | €0.06m | €0.04m | €0.06m | ▲ 43.0% |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €0.002m | €0.004m | €0.008m | €0.01m | €0.02m | €146 | €0.01m | ▲ 6,678% |
| Trade receivables40 | - | - | - | €0.01m | €0.02m | €146 | €0.01m | ▲ 6,678% |
| Current investments50/53 | €0 | - | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | = |
| Cash at bank and in hand54/58 | €0.09m | €0.02m | €0.02m | €0.01m | €0.01m | €0.01m | €0.02m | ▲ 69.3% |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €0.7m | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | €1.2m | ▲ 0.3% |
| Equity10/15 | €0.1m | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | €0.2m | ▲ 16.4% |
| Contributions10/11 | €0.1m | €0 | - | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Reserves13 | €0.003m | €0.003m | €0.03m | €0.04m | €0.06m | €0.07m | €0.1m | ▲ 38.8% |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Tax-exempt reserves132 | - | - | - | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Distributable reserves133 | - | - | - | €0.04m | €0.05m | €0.07m | €0.09m | ▲ 40.6% |
| Profit (loss) carried forward14 | €0.001m | -€62 | €0 | - | - | - | - | - |
| Amounts payable17/49 | €0.6m | €1.1m | €1.1m | €1.1m | €1.1m | €1.0m | €1.0m | ▼ 2.4% |
| Amounts payable after more than one year17 | €0.5m | €1.1m | €1.1m | €1.0m | €1.0m | €1.0m | €1.0m | ▼ 3.0% |
| Financial debts170/4 | - | - | - | €1.0m | €1.0m | €1.0m | €1.0m | ▼ 3.0% |
| Amounts payable within one year42/48 | €0.09m | €0.03m | €0.04m | €0.04m | €0.04m | €0.03m | €0.03m | ▲ 24.0% |
| Trade debts44 | €474 | €0 | €296 | €0 | - | - | - | - |
| Suppliers440/4 | - | - | - | €0 | - | - | - | - |
| Advances received on contracts in progress46 | - | - | - | €0.01m | €0.02m | €0 | €0.006m | - |
| Taxes, remuneration and social security45 | - | - | - | €0.001m | €0.001m | €0.001m | €0.002m | ▲ 69.3% |
| Taxes450/3 | - | - | - | €0.001m | €0.001m | €0.001m | €0.002m | ▲ 69.3% |
| Other amounts payable47/48 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | ▼ 3.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €237 | -€880 | €26,603 | €13,485 | €14,463 | €12,572 | €27,228 | ▲ 117% |
| + Depreciation and write-downs630 | €20,034 | €15,334 | €15,334 | €15,334 | €15,574 | €15,574 | €15,574 | = |
| Operating cash flow (approximation) | €20,271 | €14,454 | €41,937 | €28,819 | €30,037 | €28,146 | €42,802 | ▲ 52.1% |
| Investment in fixed assets (approximation) | - | -€609,920 | €0 | €0 | -€1,194 | €0 | €0 | - |
| Change in cash | - | -€67,153 | -€6,039 | -€3,983 | -€2,234 | €2,507 | €9,133 | ▲ 264% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 23 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | micro format | 14-11-2025 | 2025-00566306 |
| 30-06-2024 | micro format | 12-11-2024 | 2024-00532946 |
| 30-06-2023 | micro format | 17-11-2023 | 2023-00512742 |
| 30-06-2022 | micro format | 30-11-2022 | 2022-20531096 |
| 30-06-2021 | micro format | 23-11-2021 | 2021-78100170 |
| 30-06-2020 | micro format | 03-12-2020 | 2020-74300054 |
| 30-06-2019 | micro format | 02-12-2019 | 2019-75300358 |
| 30-06-2018 | micro format | 04-12-2018 | 2018-73600553 |
| 30-06-2017 | micro format | 01-12-2017 | 2017-70900504 |
| 30-06-2016 | abbreviated format | 28-11-2016 | 2016-68700064 |
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Of the 18,227 active companies whose main activity is activities of building architects (NACE 71111), figures are known for 6,407. 5,198 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.