JV CONSILIATUM
ActiveJV CONSILIATUM has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €190k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 40% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
66
/ 100
Healthy▼ -34 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency61▼-39
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.78 against 3.95 in 2024), and 56.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.7%
Return on assets
84.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
134 d early
2023
28 d early
2022
38 d early
2021
31 d early
2020
50 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▼ 50.4%
2024 · €200k
2018: €95k
2019: €108k
2020: €58k
2021: €19k
2022: €54k
2023: €55k
2024: €200k
2018 → 2025
Total assets
€227k▼ 14.0%
2024 · €264k
2018: €99k
2019: €113k
2020: €61k
2021: €98k
2022: €174k
2023: €277k
2024: €264k
2018 → 2025
Net result
€190k▲ 9.2%
2024 · €174k
2018: €5k
2019: €14k
2020: €-5k
2021: €11k
2022: €176k
2023: €172k
2024: €174k
2018 → 2025
Working capital
€-27k
2024 · €188k
2018: €91k
2019: €105k
2020: €56k
2021: €14k
2022: €47k
2023: €44k
2024: €188k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€54k▲ 187%€55k▲ 3.0%€200k▲ 262%€99k▼ 50.4%
Operating result€13k-€234k▲ 1,633%€227k▼ 2.8%€229k▲ 1.0%€251k▲ 9.3%
Net result€11k-€176k▲ 1,474%€172k▼ 2.2%€174k▲ 1.7%€190k▲ 9.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€128k▲ 1,038%
Current assets
€99k▼ 60.8%
Equity and liabilities €227k
Equity
€99k▼ 50.4%
Debt
€128k▲ 99.6%
The debt ratio rises from 24.2% to 56.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€267k▲
2024 · €237k
Cash flow
€207k▲
2024 · €182k
Solvency
43.7%▼
2024 · 75.8%
Current ratio
0.78▼
2024 · 3.95
Quick ratio
0.78▼
2024 · 3.95
Debt / equity
1.29▲
2024 · 0.32
ROE
192.3%▲
2024 · 87.4%
ROA
84.1%▲
2024 · 66.2%
Interest coverage
227.19▼
2024 · 1282.68
Debt
€128k▲
2024 · €64k
Debt ≤ 1 year
€126k▲
2024 · €64k
Income taxes
€59k▲
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€264k€227k▼
Fixed assets21/28€11k€128k▲
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€7k€125k▲
Land and buildings22-€116k
Plant, machinery and equipment23-€2k
Furniture and vehicles24€6k€6k▲
Other tangible fixed assets26€1k€1k▼
Financial fixed assets28€810€815▲
Current assets29/58€252k€99k▼
Amounts receivable within one year40/41€6k€14k▲
Trade receivables40€3k€14k▲
Other amounts receivable41€3k€0▼
Cash at bank and in hand54/58€242k€84k▼
Deferred charges and accrued income490/1€4k€902▼
Equity and liabilities
Total equity and liabilities10/49€264k€227k▼
Equity10/15€200k€99k▼
Contributions10/11€19k€19k=
Reserves13€181k€80k▼
Distributable reserves133€181k€80k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€64k€128k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€64k€126k▲
Current portion of amounts payable after more than one year42€6k€0▼
Financial debts43€577€752▲
Other loans439€577€752▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Advances received on contracts in progress46€40€150▲
Taxes, remuneration and social security45€23k€31k▲
Taxes450/3€23k€31k▲
Other amounts payable47/48€30k€94k▲
Accrued charges and deferred income492/3€53€1k▲
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€16k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€238k€268k▲
Operating profit (loss)9901€229k€251k▲
Financial income75/76B€77€7▼
Recurring financial income75€77€7▼
Financial charges65/66B€185€1k▲
Recurring financial charges65€185€1k▲
Profit (loss) for the period before taxes9903€229k€250k▲
Income taxes67/77€55k€59k▲
Profit (loss) for the period9904€174k€190k▲
Profit (loss) for the period to be appropriated9905€174k€190k▲
Appropriation of the result
Profit (loss) to be appropriated9906€174k€190k▲
Transfer from equity791/2-€181k
Transfer to equity691/2€144k€80k▼
To other reserves6921€144k€80k▼
Profit to be distributed694/7€30k€291k▲
Return on contributions (dividend)694€30k€291k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €190k ▲9.2%
Operating result €251k, net result €190k, both a record.
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 3.95
Current ratio from 1.21 to 3.95; short-term debt falls from €216k to €64k.
31-12
Financial
Equity above €150kEq €200k ▲262%
4 profitable years in a row build equity to €200k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-5k ▼137%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €108k ▲13.4%
2 profitable years in a row build equity to €108k.
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
13-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselbaan 4711600 Sint-Pieters-LeeuwGround area
801 m²
Building footprint
162 m²
Volume, LiDAR
922 m³
Parcel 23077C0049/00D000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brusselbaan 471, 1600 Sint-Pieters-Leeuw
since 20132.221.011.572
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23077C0049/00D000 | Flanders | 801 m² | 1 · 162 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRANDSATION
BE 0890.957.965
Hasselt · Eq €99k
YAMARO SERVICES
BE 0801.351.444
Antwerpen · Eq €99k
Renga Projects & Consulting
BE 0672.460.814
Antwerpen · Eq €99k
BRIGHT INVEST
BE 0452.208.852
Rotselaar · Eq €99k
CERTIFICATION ET CONTROLE
BE 0843.370.755
Koekelberg · Eq €99k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,459 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:Jvt@telenet.be