JUVIMO
ActiveSummary
JUVIMO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €274,494 and a net result of -€24,140. Equity is shrinking by ~7.7% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability22=
Solvency55▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.01 in 2023; short-term debt: 67.5% and cash: 2.3% of total assets), and 69.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.5%
Return on assets
-2.7%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€24,140
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
2 d early
2023
2 d early
2022
26 d early
2021
8 d late
2020
2 d early
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 11 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€274,494▼ 8.1%
2023 · €298,634
Total assets
€900,584▲ 0.7%
2023 · €894,367
Net result
-€24,140▲ 10.9%
2023 · -€27,092
Working capital
-€578,723▼ 2.5%
2023 · -€564,359
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€11,531▼ 44.0%-€14,771▼ 28.1%-€2,080▲ 85.9%-€3,564▼ 71.3%-€15,667▼ 340%
Net result-€28,608▼ 19.0%-€34,641▼ 21.1%-€23,686▲ 31.6%-€27,092▼ 14.4%-€24,140▲ 10.9%
Equity€384,052▼ 6.9%€349,411▼ 9.0%€325,725▼ 6.8%€298,634▼ 8.3%€274,494▼ 8.1%
Total assets€848,419▼ 1.5%€907,332▲ 6.9%€916,653▲ 1.0%€894,367▼ 2.4%€900,584▲ 0.7%
Debt€464,368▲ 3.5%€557,921▲ 20.1%€590,928▲ 5.9%€595,733▲ 0.8%€626,091▲ 5.1%
Working capital-€460,960▼ 5.1%-€531,488▼ 15.3%-€549,141▼ 3.3%-€564,359▼ 2.8%-€578,723▼ 2.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15,667 in 2024 against €3,564 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €900,584
Fixed assets
€871,164 ▼ 2.3%
Current assets
€29,421 ▲ 857%
Equity and liabilities €900,584
Equity
€274,494 ▼ 8.1%
Debt
€626,091 ▲ 5.1%
Debt's share of the balance-sheet total rises from 66.6% to 69.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6,740▼
2023 · €18,881
Cash flow
-€1,733▲
2023 · -€4,647
Current ratio
0.05▲
2023 · 0.01
Debt to equity
2.28▲
2023 · 1.99
ROE
-8.8%▲
2023 · -9.1%
ROA
-2.7%▲
2023 · -3.0%
Interest coverage
0.80▼
2023 · 0.80
Debt ≤ 1 year
€608,143▲
2023 · €567,435
Debt > 1 year
€16,447▼
2023 · €26,799
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,616 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.2%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,616 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,989 | €21,542 | €21,849 | €22,445 | €22,407 | ▼ 0.2% |
| Other operating charges640/8 | - | €2,085 | €2,113 | €2,550 | €2,369 | ▼ 7.1% |
| Gross operating margin9900 | €12,533 | €8,855 | €21,882 | €21,431 | €9,109 | ▼ 57.5% |
| Operating profit (loss)9901 | -€11,531 | -€14,771 | -€2,080 | -€3,564 | -€15,667 | ▼ 340% |
| Financial income75/76B | - | €0 | €0 | - | €0 | - |
| Recurring financial income75 | €33 | €0 | €0 | - | €0 | - |
| Financial charges65/66B | - | €19,869 | €21,606 | €23,528 | €8,473 | ▼ 64.0% |
| Recurring financial charges65 | €17,110 | €19,869 | €21,606 | €23,528 | €8,473 | ▼ 64.0% |
| Profit (loss) for the period before taxes9903 | -€28,608 | -€34,641 | -€23,686 | -€27,092 | -€24,140 | ▲ 10.9% |
| Profit (loss) for the period9904 | -€28,608 | -€34,641 | -€23,686 | -€27,092 | -€24,140 | ▲ 10.9% |
| Profit (loss) for the period to be appropriated9905 | -€28,608 | -€34,641 | -€23,686 | -€27,092 | -€24,140 | ▲ 10.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €848,419 | €907,332 | €916,653 | €894,367 | €900,584 | ▲ 0.7% |
| Fixed assets21/28 | €846,911 | €906,359 | €913,736 | €891,292 | €871,164 | ▼ 2.3% |
| Tangible fixed assets22/27 | €846,911 | €906,359 | €913,736 | €891,292 | €871,164 | ▼ 2.3% |
| Land and buildings22 | - | €906,359 | €913,736 | €891,292 | €871,164 | ▼ 2.3% |
| Current assets29/58 | €1,508 | €973 | €2,917 | €3,075 | €29,421 | ▲ 857% |
| Amounts receivable within one year40/41 | - | - | €2,196 | €1,067 | €6,351 | ▲ 495% |
| Trade receivables40 | - | - | €2,196 | €1,067 | €2,901 | ▲ 172% |
| Other amounts receivable41 | - | - | - | - | €3,450 | - |
| Cash at bank and in hand54/58 | €591 | €0 | - | - | €20,831 | - |
| Deferred charges and accrued income490/1 | - | €973 | €721 | €2,008 | €2,239 | ▲ 11.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €848,419 | €907,332 | €916,653 | €894,367 | €900,584 | ▲ 0.7% |
| Equity10/15 | €384,052 | €349,411 | €325,725 | €298,634 | €274,494 | ▼ 8.1% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | - | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Revaluation surpluses12 | - | €500,000 | €500,000 | €500,000 | €500,000 | = |
| Reserves13 | €11,151 | €11,151 | €35 | €35 | €35 | = |
| Non-distributable reserves130/1 | - | €35 | €35 | €35 | €35 | = |
| Legal reserve130 | - | €35 | €35 | €35 | €35 | = |
| Distributable reserves133 | - | €11,116 | €0 | - | - | - |
| Profit (loss) carried forward14 | -€189,099 | -€223,740 | -€236,309 | -€263,401 | -€287,541 | ▼ 9.2% |
| Amounts payable17/49 | €464,368 | €557,921 | €590,928 | €595,733 | €626,091 | ▲ 5.1% |
| Amounts payable after more than one year17 | - | €23,560 | €36,970 | €26,799 | €16,447 | ▼ 38.6% |
| Financial debts170/4 | - | €23,560 | €36,970 | €26,799 | €16,447 | ▼ 38.6% |
| Amounts payable within one year42/48 | €462,468 | €532,461 | €552,058 | €567,435 | €608,143 | ▲ 7.2% |
| Current portion of amounts payable after more than one year42 | - | €4,842 | €9,996 | €10,172 | €10,351 | ▲ 1.8% |
| Financial debts43 | - | €6,923 | €6,682 | €7,226 | €24,322 | ▲ 237% |
| Credit institutions430/8 | - | €6,923 | €6,682 | €7,226 | €24,322 | ▲ 237% |
| Trade debts44 | €3,535 | €5,062 | €3,900 | €2,640 | €4,837 | ▲ 83.2% |
| Suppliers440/4 | - | €5,062 | €3,900 | €2,640 | €4,837 | ▲ 83.2% |
| Taxes, remuneration and social security45 | - | €2,808 | €2,831 | €3,344 | €1,980 | ▼ 40.8% |
| Taxes450/3 | - | €2,808 | €2,831 | €3,344 | €1,980 | ▼ 40.8% |
| Other amounts payable47/48 | - | €512,827 | €528,648 | €544,054 | €566,654 | ▲ 4.2% |
| Accrued charges and deferred income492/3 | - | €1,900 | €1,900 | €1,500 | €1,500 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€28,608 | -€34,641 | -€23,686 | -€27,092 | -€24,140 | ▲ 10.9% |
| + Depreciation and write-downs630 | €21,989 | €21,542 | €21,849 | €22,445 | €22,407 | ▼ 0.2% |
| Operating cash flow (approximation) | -€6,619 | -€13,099 | -€1,836 | -€4,647 | -€1,733 | ▲ 62.7% |
| Investment in fixed assets (approximation) | - | -€80,989 | -€29,227 | €0 | -€2,279 | - |
| Change in cash | - | -€591 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Weakest financial yearnet -€34,641
Net result drops to -€34,641, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hove · 1 establishment unit since 2001
Ground area
975 m²
Building footprint
231 m²
Volume, LiDAR
1,317 m³
Parcel 11021B0088/00C002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Veldkantvoetweg 125, 2540 Hove
since 20012.101.403.941
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021B0088/00C002 | Flanders | 975 m² | 1 · 231 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded08-04-1998
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0463098586
Also
9925:BE0463098586
Registered
12-12-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.