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JUVIA

Active
Private limited company (pre-2019)founded 201511 yrs activeSint-Andriesstraat 32, 2000 Antwerpen, BelgiumKBO/BCE: BE 0597.979.363

JUVIA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-35k) and a net result of €2k. Equity is shrinking by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 7974 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 7974 sector peers (2025).
NBB · sector comparison
Position among 7974 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 d early
2024
17 d early
2023
19 d late
2022
24 d late
2021
30 d late
2020
12 d late
2019
21 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€-35k▲ 5.1%
2024 · €-36k
2018: €-19k 2019: €-22k 2020: €-31k 2021: €-35k 2022: €-37k 2023: €-37k 2024: €-36k
2018 → 2025
Net result
€2k▲ 286%
2024 · €481
2018: €-15k 2019: €-4k 2020: €-8k 2021: €-4k 2022: €-2k 2023: €-226 2024: €481
2018 → 2025
Total assets
€3k▼ 18.5%
2024 · €3k
2018: €1k 2019: €3k 2020: €11k 2021: €8k 2022: €4k 2023: €3k 2024: €3k
2018 → 2025
Solvency
-1379.8%▼ 195.2pp
2024 · -1184.6%
2018: -1333.8% 2019: -862.6% 2020: -288.9% 2021: -451.6% 2022: -905.6% 2023: -1351.9% 2024: -1184.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-35k-€-37k▼ 6.1%€-37k▼ 0.6%€-36k▲ 1.3%€-35k▲ 5.1%
Operating result€-4k-€-2k▲ 48.1%€37€1k▲ 2,594%€2k▲ 85.2%
Net result€-4k-€-2k▲ 44.7%€-226▲ 89.3%€481€2k▲ 286%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-4k€-2k€0€2kOperating result 2021: €-4k€-4kNet result 2021: €-4k€-4kOperating result 2022: €-2k€-2kNet result 2022: €-2k€-2kOperating result 2023: €37€37Net result 2023: €-226€-226Operating result 2024: €1k€1kNet result 2024: €481€481Operating result 2025: €2k€2kNet result 2025: €2k€2k20212022202320242025
The operating result has risen four years in a row; 2025 is 85% above 2024 and is the highest year so far.
Key figures and ratios
2025 value · change against 2024
Debt
€37k
2024 · €40k
Debt ≤ 1 year
€37k
2024 · €40k
Income taxes
€-65
2024 · €475
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€3k€3k
Current assets29/58€3k€3k
Amounts receivable within one year40/41€3k€2k
Trade receivables40€363-
Other amounts receivable41€2k€2k
Cash at bank and in hand54/58€116€118
Deferred charges and accrued income490/1€452-
Equity and liabilities
Total equity and liabilities10/49€3k€3k
Equity10/15€-36k€-35k
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-49k€-47k
Amounts payable17/49€40k€37k
Amounts payable within one year42/48€40k€37k
Taxes, remuneration and social security45€475€410
Taxes450/3€475€410
Other amounts payable47/48€39k€37k
Income statement Code20242025
Other operating charges640/8€2k€1k
Gross operating margin9900€3k€3k
Operating profit (loss)9901€1k€2k
Financial charges65/66B€50€72
Recurring financial charges65€50€72
Profit (loss) for the period before taxes9903€956€2k
Income taxes67/77€475€-65
Profit (loss) for the period9904€481€2k
Profit (loss) for the period to be appropriated9905€481€2k
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-47k
Profit (loss) brought forward from the previous period14P€-49k€-49k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-09
State Gazette act General meeting · Director appointment
Mandate compensation · Permanent representative
31-07
State Gazette act General meeting · Director appointment
Permanent representative · Director resignation
06-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €2k ▲286%
Operating result €2k, net result €2k, both a record.
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €481
Net result €481 after 6 loss-making years.
19-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
24-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
12-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
21-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
24-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
16-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint-Andriesstraat 322000 Antwerpen
Ground area
164 m²
Building footprint
99 m²
Volume, LiDAR
1,149 m³
Parcel 11804D0973/00A003, Flanders · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
JUVIA
Sint-Andriesstraat 32, 2000 AntwerpenFinancial service activities, except insurance and pension funding
since 20152.239.488.290
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11804D0973/00A003 Flanders 164 m² 1 · 99 m² 16.5 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Similar companies · same sector and region

We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 24,637 companies in sector 64210 we hold annual accounts for 19,690.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded13-02-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.