JUVELIMA
ActiveSummary
JUVELIMA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.1m and a net result of -€14,741. Equity remains stable across the filed fiscal years (±0.3% per year). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
This company filed its last 7 accounts on average 30 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
History
Go further with this company
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.
Peer companies
Historical observationOf the 2,687 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 94% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a small loss
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,687 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €244,819 | - | - | - | - |
| Turnover70 | €249,289 | €217,203 | - | - | - | - |
| Other operating income74 | - | €27,616 | - | - | - | - |
| Non-recurring operating income76A | - | - | €92,922 | €0 | - | - |
| Operating charges60/66A | - | €238,723 | - | - | - | - |
| Services and other goods61 | - | €126,081 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €107,254 | €107,627 | €112,366 | €124,753 | €112,786 | ▼ 9.6% |
| Other operating charges640/8 | - | €4,383 | €4,679 | €4,226 | €4,372 | ▲ 3.5% |
| Non-recurring operating charges66A | - | €631 | €780 | €0 | - | - |
| Gross operating margin9900 | - | - | €218,756 | €88,524 | €95,260 | ▲ 7.6% |
| Operating profit (loss)9901 | -€8,724 | €6,096 | €100,930 | -€40,454 | -€21,897 | ▲ 45.9% |
| Financial income75/76B | - | €0 | €1,532 | €0 | - | - |
| Recurring financial income75 | €4,775 | €0 | €1,532 | €0 | - | - |
| Other financial income752/9 | - | €0 | - | - | - | - |
| Financial charges65/66B | - | €10,642 | €5,310 | €2,796 | €1,341 | ▼ 52.0% |
| Recurring financial charges65 | €12,203 | €10,642 | €5,310 | €2,796 | €1,341 | ▼ 52.0% |
| Debt charges650 | €11,919 | €10,265 | - | - | - | - |
| Other financial charges652/9 | - | €377 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€16,152 | -€4,546 | €97,153 | -€43,250 | -€23,238 | ▲ 46.3% |
| Transfer from deferred taxes780 | - | €13,910 | €13,910 | €13,910 | €13,910 | = |
| Income taxes67/77 | €355 | €6,854 | €44,695 | €0 | €5,413 | - |
| Taxes670/3 | - | €6,854 | - | - | - | - |
| Profit (loss) for the period9904 | -€2,597 | €2,511 | €66,368 | -€29,340 | -€14,741 | ▲ 49.8% |
| Transfer from tax-exempt reserves789 | - | €27,014 | €27,014 | €27,014 | €27,014 | = |
| Profit (loss) for the period to be appropriated9905 | €24,417 | €29,525 | €93,382 | -€2,326 | €12,273 | ▲ 628% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.8m | €1.7m | €1.8m | €1.6m | €1.6m | ▼ 3.4% |
| Fixed assets21/28 | €1.7m | €1.6m | €1.7m | €1.6m | €1.5m | ▼ 5.2% |
| Tangible fixed assets22/27 | €1.7m | €1.6m | €1.7m | €1.6m | €1.5m | ▼ 5.2% |
| Land and buildings22 | - | €1.5m | €1.4m | €1.4m | €1.3m | ▼ 3.9% |
| Plant, machinery and equipment23 | - | €130,368 | €244,354 | €201,215 | €173,088 | ▼ 14.0% |
| Furniture and vehicles24 | - | €4,696 | €2,775 | €2,112 | €1,449 | ▼ 31.4% |
| Financial fixed assets28 | €1,055 | €1,055 | €31 | €31 | €31 | = |
| Affiliated companies280/1 | - | €1,024 | - | - | - | - |
| Participating interests280 | - | €1,024 | - | - | - | - |
| Other financial fixed assets284/8 | - | €31 | - | - | - | - |
| Amounts receivable and cash guarantees285/8 | - | €31 | - | - | - | - |
| Current assets29/58 | €28,912 | €27,479 | €71,595 | €22,163 | €49,584 | ▲ 124% |
| Stocks and contracts in progress3 | €0 | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €47 | €3,383 | €34,746 | €9,845 | €31,072 | ▲ 216% |
| Trade receivables40 | - | €3,274 | €34,746 | €9,845 | €31,072 | ▲ 216% |
| Other amounts receivable41 | - | €109 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €18,365 | €19,505 | €36,849 | €12,319 | €18,512 | ▲ 50.3% |
| Deferred charges and accrued income490/1 | - | €4,591 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.8m | €1.7m | €1.8m | €1.6m | €1.6m | ▼ 3.4% |
| Equity10/15 | €1.1m | €1.1m | €1.2m | €1.2m | €1.1m | ▼ 1.3% |
| Contributions10/11 | - | €181,101 | €181,101 | €181,101 | €181,101 | = |
| Reserves13 | €943,289 | €945,799 | €1.0m | €982,827 | €968,086 | ▼ 1.5% |
| Non-distributable reserves130/1 | - | €0 | - | - | - | - |
| Reserves not available under the articles1311 | - | €0 | - | - | - | - |
| Tax-exempt reserves132 | - | €334,556 | €307,542 | €280,528 | €253,514 | ▼ 9.6% |
| Distributable reserves133 | - | €611,243 | €704,623 | €702,299 | €714,572 | ▲ 1.7% |
| Profit (loss) carried forward14 | - | - | €2 | €0 | - | - |
| Provisions and deferred taxes16 | €179,889 | €165,979 | €152,069 | €138,159 | €124,249 | ▼ 10.1% |
| Deferred taxes168 | - | €165,979 | €152,069 | €138,159 | €124,249 | ▼ 10.1% |
| Amounts payable17/49 | €459,249 | €361,588 | €404,798 | €322,438 | €295,112 | ▼ 8.5% |
| Amounts payable after more than one year17 | €187,610 | €137,984 | €87,690 | €38,085 | €2,950 | ▼ 92.3% |
| Financial debts170/4 | - | €137,984 | €87,690 | €38,085 | €2,950 | ▼ 92.3% |
| Credit institutions173 | - | €137,984 | - | - | - | - |
| Amounts payable within one year42/48 | €265,907 | €218,456 | €317,108 | €284,354 | €292,163 | ▲ 2.7% |
| Current portion of amounts payable after more than one year42 | - | €49,626 | €50,295 | €46,734 | €35,135 | ▼ 24.8% |
| Trade debts44 | €4,388 | €10,332 | €38,886 | €0 | €15,920 | - |
| Suppliers440/4 | - | €10,332 | €38,886 | €0 | €15,920 | - |
| Advances received on contracts in progress46 | - | €0 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €10,074 | €28,495 | €0 | €5,413 | - |
| Taxes450/3 | - | €10,074 | €28,495 | €0 | €5,413 | - |
| Other amounts payable47/48 | - | €148,424 | €199,433 | €237,619 | €235,695 | ▼ 0.8% |
| Accrued charges and deferred income492/3 | - | €5,148 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,597 | €2,511 | €66,368 | -€29,340 | -€14,741 | ▲ 49.8% |
| + Depreciation and write-downs630 | €107,254 | €107,627 | €112,366 | €124,753 | €112,786 | ▼ 9.6% |
| Operating cash flow (approximation) | €104,657 | €110,138 | €178,734 | €95,413 | €98,045 | ▲ 2.8% |
| Investment in fixed assets (approximation) | - | €0 | -€163,918 | -€48,575 | -€29,388 | ▲ 39.5% |
| Change in cash | - | €1,140 | €17,344 | -€24,530 | €6,193 | ▲ 125% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Show earlier events
About the unread acts
We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0823/00E006 | Flanders | 2,397 m² | 1 · 529 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Structure & network
Owners and holdings
1 owner · 1 holdingOwners 1
- Bart Debufnatural personSourceown accounts 31-03-2022100%
Holdings 1
-
0.03%
According to the annual accounts to 31-03-2022 of JUVELIMA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
Ownership & control
1 board mandateIdentification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.