JUVANOR
ActiveSummary
The computed 12-month bankruptcy probability of JUVANOR is 1.7% (moderate). The 2024 annual accounts show equity of €3.68M and a net result of €-319k. Equity is shrinking by ~8.5% per year across the filed fiscal years. The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability41▲+1
Solvency51▼-2
Growth58=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €190k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 0.01 in 2023; short-term debt: 1.4% and cash: 2.1% of total assets), but 74.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.9%
Return on assets
-2.2%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-319k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
53 d late
2023
29 d late
2022
29 d late
2021
88 d late
2020
173 d late
2019
132 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-319k▲ 8.1%
2023 · €-347k
2018: €-426k
2019: €-434k▼ -1.9% vs 2018lowest in 7 years
2020: €-406k▲ +6.5% vs 2019
2021: €-286k▲ +29.5% vs 2020highest in 7 years
2022: €-311k▼ -8.6% vs 2021
2023: €-347k▼ -11.8% vs 2022
2024: €-319k▲ +8.1% vs 2023
2018 → 2024
Working capital
€150k
2023 · €-3.03M
2018: €-1.61M
2019: €-2.16M▼ -33.8% vs 2018
2020: €-2.01M▲ +7.0% vs 2019
2021: €-2.60M▼ -29.5% vs 2020
2022: €-2.36M▲ +9.1% vs 2021
2023: €-3.03M▼ -28.0% vs 2022lowest in 7 years
2024: €150k▲ +105% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€5.41M-€4.66M▼ 13.9%€4.35M▼ 6.7%€4.00M▼ 8.0%€3.68M▼ 8.0%
2020: €5.41Mhighest in 5 years
2021: €4.66M▼ -13.9% vs 2020
2022: €4.35M▼ -6.7% vs 2021
2023: €4.00M▼ -8.0% vs 2022
2024: €3.68M▼ -8.0% vs 2023lowest in 5 years
Operating result€-178k-€-49k▲ 72.3%€-119k▼ 141%€-137k▼ 15.7%€-135k▲ 1.7%
2020: €-178klowest in 5 years
2021: €-49k▲ +72.3% vs 2020highest in 5 years
2022: €-119k▼ -141% vs 2021
2023: €-137k▼ -15.7% vs 2022
2024: €-135k▲ +1.7% vs 2023
Net result€-406k-€-286k▲ 29.5%€-311k▼ 8.6%€-347k▼ 11.8%€-319k▲ 8.1%
2020: €-406klowest in 5 years
2021: €-286k▲ +29.5% vs 2020highest in 5 years
2022: €-311k▼ -8.6% vs 2021
2023: €-347k▼ -11.8% vs 2022
2024: €-319k▲ +8.1% vs 2023
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €135k in 2024 against €137k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €14.21M
Fixed assets
€13.87M ▼ 4.6%
Current assets
€350k ▲ 1,291%
Equity and liabilities €14.21M
Equity
€3.68M ▼ 8.0%
Debt
€10.53M ▼ 0.2%
Debt's share of the balance-sheet total rises from 72.5% to 74.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€558k▼
2023 · €601k
Cash flow
€374k▼
2023 · €391k
Current ratio
1.75▲
2023 · 0.01
Debt to equity
2.86▲
2023 · 2.64
ROE
-8.7%▲
2023 · -8.7%
ROA
-2.2%▲
2023 · -2.4%
Interest coverage
3.04▲
2023 · 2.87
Debt ≤ 1 year
€200k▼
2023 · €3.05M
Debt > 1 year
€10.33M▲
2023 · €7.49M
Income taxes
€164▼
2023 · €295
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€14.55M€14.21M▼
Fixed assets21/28€14.53M€13.87M▼
Tangible fixed assets22/27€14.53M€13.87M▼
Land and buildings22€14.52M€13.86M▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€25k€350k▲
Amounts receivable within one year40/41-€50k
Other amounts receivable41-€50k
Cash at bank and in hand54/58€25k€299k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€14.55M€14.21M▼
Equity10/15€4.00M€3.68M▼
Contributions10/11€213k€213k=
Revaluation surpluses12€7.58M€7.28M▼
Reserves13€2.48M€2.77M▲
Non-distributable reserves130/1€136€136=
Reserves not available under the articles1311€136€136=
Tax-exempt reserves132€2.48M-
Distributable reserves133-€2.77M
Profit (loss) carried forward14€-6.26M€-6.58M▼
Amounts payable17/49€10.55M€10.53M▼
Amounts payable after more than one year17€7.49M€10.33M▲
Financial debts170/4€7.42M€10.25M▲
Other amounts payable178/9€71k€76k▲
Amounts payable within one year42/48€3.05M€200k▼
Current portion of amounts payable after more than one year42€185k€182k▼
Financial debts43€897k€0▼
Credit institutions430/8€897k€0▼
Trade debts44€12k€18k▲
Suppliers440/4€12k€18k▲
Other amounts payable47/48€1.96M€0▼
Accrued charges and deferred income492/3€8k€5k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€738k€693k▼
Other operating charges640/8€58k€67k▲
Gross operating margin9900€659k€625k▼
Operating profit (loss)9901€-137k€-135k▲
Financial charges65/66B€209k€184k▼
Recurring financial charges65€209k€184k▼
Profit (loss) for the period before taxes9903€-347k€-319k▲
Income taxes67/77€295€164▼
Profit (loss) for the period9904€-347k€-319k▲
Profit (loss) for the period to be appropriated9905€-347k€-319k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6.26M€-6.58M▼
Profit (loss) brought forward from the previous period14P€-5.92M€-6.26M▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €155k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €695k | €689k | €739k | €738k | €693k | ▼ 6.1% |
| Other operating charges640/8 | - | €58k | €63k | €58k | €67k | ▲ 14.2% |
| Gross operating margin9900 | €572k | €697k | €684k | €659k | €625k | ▼ 5.3% |
| Operating profit (loss)9901 | €-178k | €-49k | €-119k | €-137k | €-135k | ▲ 1.7% |
| Financial charges65/66B | - | €237k | €192k | €209k | €184k | ▼ 12.3% |
| Recurring financial charges65 | €227k | €237k | €192k | €209k | €184k | ▼ 12.3% |
| Profit (loss) for the period before taxes9903 | €-406k | €-286k | €-311k | €-347k | €-319k | ▲ 8.1% |
| Income taxes67/77 | €169 | €145 | - | €295 | €164 | ▼ 44.2% |
| Profit (loss) for the period9904 | €-406k | €-286k | €-311k | €-347k | €-319k | ▲ 8.1% |
| Profit (loss) for the period to be appropriated9905 | €-406k | €-286k | €-311k | €-347k | €-319k | ▲ 8.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €17.43M | €16.01M | €15.26M | €14.55M | €14.21M | ▼ 2.3% |
| Fixed assets21/28 | €17.26M | €15.93M | €15.22M | €14.53M | €13.87M | ▼ 4.6% |
| Tangible fixed assets22/27 | €17.26M | €15.93M | €15.22M | €14.53M | €13.87M | ▼ 4.6% |
| Land and buildings22 | - | €15.92M | €15.22M | €14.52M | €13.86M | ▼ 4.6% |
| Furniture and vehicles24 | - | €4k | €3k | €3k | €2k | ▼ 40.8% |
| Current assets29/58 | €167k | €87k | €39k | €25k | €350k | ▲ 1,291% |
| Amounts receivable within one year40/41 | - | - | - | - | €50k | - |
| Other amounts receivable41 | - | - | - | - | €50k | - |
| Cash at bank and in hand54/58 | €132k | €23k | €29k | €25k | €299k | ▲ 1,091% |
| Deferred charges and accrued income490/1 | - | €63k | €10k | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €17.43M | €16.01M | €15.26M | €14.55M | €14.21M | ▼ 2.3% |
| Equity10/15 | €5.41M | €4.66M | €4.35M | €4.00M | €3.68M | ▼ 8.0% |
| Contributions10/11 | - | €213k | €213k | €213k | €213k | = |
| Revaluation surpluses12 | - | €8.18M | €7.88M | €7.58M | €7.28M | ▼ 3.9% |
| Reserves13 | €1.58M | €1.88M | €2.18M | €2.48M | €2.77M | ▲ 12.1% |
| Non-distributable reserves130/1 | - | €136 | €136 | €136 | €136 | = |
| Reserves not available under the articles1311 | - | €136 | €136 | €136 | €136 | = |
| Tax-exempt reserves132 | - | - | - | €2.48M | - | - |
| Distributable reserves133 | - | €1.88M | €2.18M | - | €2.77M | - |
| Profit (loss) carried forward14 | €-5.32M | €-5.61M | €-5.92M | €-6.26M | €-6.58M | ▼ 5.1% |
| Amounts payable17/49 | €12.02M | €11.35M | €10.91M | €10.55M | €10.53M | ▼ 0.2% |
| Amounts payable after more than one year17 | €9.83M | €8.66M | €8.50M | €7.49M | €10.33M | ▲ 37.9% |
| Financial debts170/4 | - | €8.61M | €8.44M | €7.42M | €10.25M | ▲ 38.2% |
| Other amounts payable178/9 | - | €49k | €65k | €71k | €76k | ▲ 6.0% |
| Amounts payable within one year42/48 | €2.18M | €2.69M | €2.40M | €3.05M | €200k | ▼ 93.5% |
| Current portion of amounts payable after more than one year42 | - | €227k | €248k | €185k | €182k | ▼ 1.8% |
| Financial debts43 | - | - | - | €897k | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €897k | €0 | ▼ 100% |
| Trade debts44 | €55k | €73k | €24k | €12k | €18k | ▲ 53.0% |
| Suppliers440/4 | - | €73k | €24k | €12k | €18k | ▲ 53.0% |
| Other amounts payable47/48 | - | €2.39M | €2.13M | €1.96M | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €4k | €4k | €8k | €5k | ▼ 43.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-406k | €-286k | €-311k | €-347k | €-319k | ▲ 8.1% |
| + Depreciation and write-downs630 | €695k | €689k | €739k | €738k | €693k | ▼ 6.1% |
| Operating cash flow (approximation) | €290k | €403k | €429k | €391k | €374k | ▼ 4.4% |
| Investment in fixed assets (approximation) | - | €650k | €-34k | €-45k | €-31k | ▲ 31.2% |
| Change in cash | - | €-109k | €5k | €-3k | €274k | ▲ 8,056% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
31-12
Financial
Liquidity times 212current ratio 1.75
Current ratio from 0.01 to 1.75; short-term debt falls from €3.05M to €200k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 88 days late
20-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 173 days late
2020
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 132 days late
2019
31-12
Financial
Weakest financial yearnet €-434k
Net result drops to €-434k, the lowest in the series; recovery starts the following year.
07-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 68 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 58 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
04-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1998
Ground area
6,977 m²
Building footprint
1,029 m²
Volume, LiDAR
8,289 m³
2 parcels, Brussels · tallest building 14.8 m, ±3 floors. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
Henri Van Zuylenstraat 51, 1180 Ukkel
since 19982.379.667.841
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21614E0075/00Z000 | Brussels | 6,716 m² | 1 · 903 m² | 11.9 m · 3 fl. |
| 21612C0210/00V004 | Brussels | 260 m² | 1 · 126 m² | 14.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
5493002SDP67WQM2WY25
Identification & contact
Identification
Legal formPrivate limited company
Founded13-10-1998
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.