JUVAH
ActiveThe computed 12-month bankruptcy probability of JUVAH is 1.6% (moderate). The 2025 annual accounts show equity of €1.14M and a net result of €542k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 17% of 2031 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability54▼-11
Solvency28▼-4
Growth74▼-4
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.34 in 2024), and 82.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.6%
Return on assets
8.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2031 sector peers (2025).
NBB · sector comparisonPosition among 2031 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
13 d early
2023
42 d early
2022
31 d early
2021
23 d early
2020
22 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€18.46M▲ 9.8%
2024 · €16.80M
2024: €16.80M
2024 → 2025
EBIT margin
3.6%▼ 3.4pp
2024 · 7.1%
2024: 7.1%
2024 → 2025
Net result
€542k▼ 49.9%
2024 · €1.08M
2018: €216k
2019: €264k
2021: €697k
2022: €473k
2023: €1.17M
2024: €1.08M
2018 → 2025
Working capital
€1.19M▼ 9.2%
2024 · €1.31M
2018: €114k
2019: €37k
2021: €897k
2022: €1.37M
2023: €1.28M
2024: €1.31M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€16.80M€18.46M▲ 9.8%
Equity€846k-€869k▲ 2.7%€960k▲ 10.5%€1.09M▲ 13.6%€1.14M▲ 4.7%
Operating result€791k-€539k▼ 31.9%€1.29M▲ 139%€1.19M▼ 7.5%€673k▼ 43.5%
Net result€697k-€473k▼ 32.1%€1.17M▲ 147%€1.08M▼ 7.3%€542k▼ 49.9%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.48M
Fixed assets
€304k▼ 23.1%
Current assets
€6.17M▲ 21.0%
Equity and liabilities €6.48M
Equity
€1.14M▲ 4.7%
Debt
€5.33M▲ 21.0%
The debt ratio rises from 80.2% to 82.4%: debt grows faster than equity.
Key figures and ratios
EBITDA
€798k▼
2024 · €1.31M
Cash flow
€666k▼
2024 · €1.20M
Solvency
17.6%▼
2024 · 19.8%
Current ratio
1.24▼
2024 · 1.34
Quick ratio
0.89▼
2024 · 0.90
Debt / equity
4.67▲
2024 · 4.04
ROE
47.4%▼
2024 · 99.1%
ROA
8.4%▼
2024 · 19.7%
Interest coverage
7.50▼
2024 · 18.38
Debt
€5.33M▲
2024 · €4.41M
Debt ≤ 1 year
€4.99M▲
2024 · €3.79M
Debt > 1 year
€318k▼
2024 · €608k
Income taxes
€70k▼
2024 · €100k
Staff costs
€3.31M▲
2024 · €2.68M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5.50M€6.48M▲
Fixed assets21/28€395k€304k▼
Intangible fixed assets21€102k€89k▼
Tangible fixed assets22/27€289k€210k▼
Land and buildings22€3k€3k▼
Plant, machinery and equipment23€83k€65k▼
Furniture and vehicles24€90k€52k▼
Other tangible fixed assets26€112k€91k▼
Financial fixed assets28€5k€5k=
Other financial fixed assets284/8€5k€5k=
Amounts receivable and cash guarantees285/8€5k€5k=
Current assets29/58€5.10M€6.17M▲
Stocks and contracts in progress3€1.70M€1.73M▲
Stocks30/36€1.54M€1.20M▼
Goods purchased for resale34€1.54M€1.20M▼
Contracts in progress37€159k€533k▲
Amounts receivable within one year40/41€3.01M€3.31M▲
Trade receivables40€2.66M€2.59M▼
Other amounts receivable41€347k€715k▲
Cash at bank and in hand54/58€335k€1.02M▲
Deferred charges and accrued income490/1€61k€114k▲
Equity and liabilities
Total equity and liabilities10/49€5.50M€6.48M▲
Equity10/15€1.09M€1.14M▲
Contributions10/11€62k€62k=
Reserves13€1.03M€1.08M▲
Distributable reserves133€1.03M€1.08M▲
Amounts payable17/49€4.41M€5.33M▲
Amounts payable after more than one year17€608k€318k▼
Financial debts170/4€608k€318k▼
Credit institutions173€589k€318k▼
Other loans174€19k€0▼
Amounts payable within one year42/48€3.79M€4.99M▲
Current portion of amounts payable after more than one year42€380k€272k▼
Financial debts43€710k€1.01M▲
Credit institutions430/8€710k€1.01M▲
Trade debts44€748k€1.21M▲
Suppliers440/4€748k€1.21M▲
Taxes, remuneration and social security45€272k€334k▲
Taxes450/3€15k€0▼
Remuneration and social security454/9€257k€334k▲
Other amounts payable47/48€1.68M€2.16M▲
Accrued charges and deferred income492/3€4k€31k▲
Income statement
Code20242025
Operating income70/76A€16.98M€18.85M▲
Turnover70€16.80M€18.46M▲
Change in stocks of work in progress, finished goods and contracts in progress71€94k€374k▲
Other operating income74€86k€19k▼
Non-recurring operating income76A€50€0▼
Operating charges60/66A€15.79M€18.18M▲
Goods for resale, raw materials and consumables60€10.04M€11.70M▲
Purchases600/8€9.92M€11.36M▲
Change in stocks: decrease (increase)609€127k€340k▲
Services and other goods61€2.90M€2.93M▲
Remuneration, social security and pensions62€2.68M€3.31M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€122k€124k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€81k
Other operating charges640/8€46k€36k▼
Non-recurring operating charges66A-€3k
Operating profit (loss)9901€1.19M€673k▼
Financial income75/76B€87k€76k▼
Recurring financial income75€87k€76k▼
Income from current assets751-€8k
Other financial income752/9€87k€68k▼
Financial charges65/66B€98k€138k▲
Recurring financial charges65€98k€138k▲
Debt charges650€71k€106k▲
Other financial charges652/9€27k€32k▲
Profit (loss) for the period before taxes9903€1.18M€611k▼
Income taxes67/77€100k€70k▼
Taxes670/3€100k€71k▼
Tax adjustments and reversals of tax provisions77€0€943▲
Profit (loss) for the period9904€1.08M€542k▼
Profit (loss) for the period to be appropriated9905€1.08M€542k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.08M€542k▼
Transfer to equity691/2€131k€52k▼
To other reserves6921€131k€52k▼
Profit to be distributed694/7€950k€490k▼
Directors or managers695€950k€490k▼
Social balance
Average headcount (FTE)908737.542.7▲
The notes to these accounts (72 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €1MEq €1.09M ▲13.6%
6 profitable years in a row build equity to €1.09M.
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €1.17M ▲147%
Operating result €1.29M, net result €1.17M, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €846k ▲513%
3 profitable years in a row build equity to €846k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 5 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kraaienhorst 22960 BrechtGround area
2.2 ha
Building footprint
8,171 m²
Volume, LiDAR
16,139 m³
5 parcels, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
5 establishment units
JUVAH
since 20102.194.509.093
JUVAH
since 20192.309.508.929
JUVAH
since 20192.309.509.028
Lodewijk De Raetstraat 63, 3920 Lommel
since 20232.350.318.710
Autobaan 6, 8210 Zedelgem
since 20252.373.730.055
5 parcels
Flanders
5
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23047A0435/00Z011 | Flanders | 1.0 ha | 1 · 4,313 m² | 7.0 m |
| 46024A2472/00A000 | Flanders | 4,690 m² | 1 · 1,684 m² | - |
| 11043D0660/00C000 | Flanders | 3,530 m² | 1 · 1,857 m² | 7.4 m · 2 fl. |
| 31017B0030/00B002 | Flanders | 3,498 m² | - | - |
| 72020C1408/00F018 | Flanders | 682 m² | 1 · 317 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 4
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 66,358 EUR awarded · 41,358 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 30,924 EUR | 5,924 EUR |
| 2024 | 2 | 11,673 EUR | 11,673 EUR |
| 2023 | 2 | 16,439 EUR | 16,439 EUR |
| 2022 | 1 | 7,322 EUR | 7,322 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidies voor internationaal ondernemen
Individueel Maatwerk
Recognitions · licences · registrations
Recognised contractor
1 categoryJUVAH BV41206
Dual-learning approval
2 endedLegal Entity Identifier
648800RMEJKC6Q09SQ34
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EFKON BELGIUM
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Of 22,729 companies in sector 43211 we hold annual accounts for 10,274. 4,255 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2010
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
46842Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.