JUVADO
ActiveSummary
JUVADO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €253k and a net result of €11k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 22% of 7838 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability44▼-9
Solvency46▼-17
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity short (current ratio 0.4 against 0.21 in 2024; short-term debt: 27% and cash: 1.4% of total assets), and 79.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.9%
Return on assets
0.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 7838 sector peers (2025).
NBB · sector comparisonPosition among 7838 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
105 d early
2023
51 d early
2022
83 d early
2021
31 d early
2020
17 d early
2019
4 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€253k▲ 4.6%
2024 · €241k
2018: €131klowest in 8 years
2019: €151k▲ +15.3% vs 2018
2020: €165k▲ +9.4% vs 2019
2021: €185k▲ +12.1% vs 2020
2022: €206k▲ +11.0% vs 2021
2023: €221k▲ +7.7% vs 2022
2024: €241k▲ +9.0% vs 2023
2025: €253k▲ +4.6% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.21M▲ 89.8%
2024 · €638k
2018: €730k
2019: €713k▼ -2.4% vs 2018
2020: €698k▼ -2.2% vs 2019
2021: €677k▼ -3.0% vs 2020
2022: €665k▼ -1.8% vs 2021
2023: €659k▼ -0.9% vs 2022
2024: €638k▼ -3.2% vs 2023lowest in 8 years
2025: €1.21M▲ +89.8% vs 2024highest in 8 years
2018 → 2025
Net result
€11k▼ 43.6%
2024 · €20k
2018: €26khighest in 8 years
2019: €20k▼ -23.2% vs 2018
2020: €14k▼ -29.1% vs 2019
2021: €20k▲ +41.4% vs 2020
2022: €20k▲ +1.9% vs 2021
2023: €16k▼ -22.5% vs 2022
2024: €20k▲ +25.4% vs 2023
2025: €11k▼ -43.6% vs 2024lowest in 8 years
2018 → 2025
Working capital
€-197k▼ 20.8%
2024 · €-163k
2018: €-202k
2019: €-208k▼ -2.9% vs 2018lowest in 8 years
2020: €-206k▲ +1.2% vs 2019
2021: €-198k▲ +3.8% vs 2020
2022: €-186k▲ +5.8% vs 2021
2023: €-177k▲ +5.0% vs 2022
2024: €-163k▲ +7.8% vs 2023highest in 8 years
2025: €-197k▼ -20.8% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€185k-€206k▲ 11.0%€221k▲ 7.7%€241k▲ 9.0%€253k▲ 4.6%
2021: €185klowest in 5 years
2022: €206k▲ +11.0% vs 2021
2023: €221k▲ +7.7% vs 2022
2024: €241k▲ +9.0% vs 2023
2025: €253k▲ +4.6% vs 2024highest in 5 years
Operating result€42k-€40k▼ 6.2%€36k▼ 9.1%€45k▲ 24.8%€37k▼ 17.5%
2021: €42k
2022: €40k▼ -6.2% vs 2021
2023: €36k▼ -9.1% vs 2022lowest in 5 years
2024: €45k▲ +24.8% vs 2023highest in 5 years
2025: €37k▼ -17.5% vs 2024
Net result€20k-€20k▲ 1.9%€16k▼ 22.5%€20k▲ 25.4%€11k▼ 43.6%
2021: €20k
2022: €20k▲ +1.9% vs 2021highest in 5 years
2023: €16k▼ -22.5% vs 2022
2024: €20k▲ +25.4% vs 2023
2025: €11k▼ -43.6% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 18% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.21M
Fixed assets
€1.08M ▲ 81.8%
Current assets
€129k ▲ 202%
Equity and liabilities €1.21M
Equity
€253k ▲ 4.6%
Debt
€958k ▲ 142%
Debt's share of the balance-sheet total rises from 62.1% to 79.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€64k▼
2024 · €66k
Cash flow
€38k▼
2024 · €40k
Current ratio
0.40▲
2024 · 0.21
Debt to equity
3.79▲
2024 · 1.64
ROE
4.4%▼
2024 · 8.2%
ROA
0.9%▼
2024 · 3.1%
Interest coverage
2.89▼
2024 · 3.62
Debt ≤ 1 year
€326k▲
2024 · €206k
Debt > 1 year
€623k▲
2024 · €180k
Income taxes
€4k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€638k€1.21M▲
Fixed assets21/28€595k€1.08M▲
Tangible fixed assets22/27€595k€1.08M▲
Land and buildings22€595k€1.08M▲
Current assets29/58€43k€129k▲
Amounts receivable within one year40/41€5k€113k▲
Trade receivables40€3k€2k▼
Other amounts receivable41€1k€111k▲
Cash at bank and in hand54/58€30k€16k▼
Deferred charges and accrued income490/1€9k€0▼
Equity and liabilities
Total equity and liabilities10/49€638k€1.21M▲
Equity10/15€241k€253k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€179k€191k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€173k€184k▲
Amounts payable17/49€396k€958k▲
Amounts payable after more than one year17€180k€623k▲
Financial debts170/4€180k€623k▲
Amounts payable within one year42/48€206k€326k▲
Current portion of amounts payable after more than one year42€29k€64k▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Other amounts payable47/48€170k€258k▲
Accrued charges and deferred income492/3€10k€8k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€27k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€69k€67k▼
Operating profit (loss)9901€45k€37k▼
Financial charges65/66B€18k€22k▲
Recurring financial charges65€18k€22k▲
Profit (loss) for the period before taxes9903€27k€15k▼
Income taxes67/77€7k€4k▼
Profit (loss) for the period9904€20k€11k▼
Profit (loss) for the period to be appropriated9905€20k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€11k▼
Transfer to equity691/2€20k€11k▼
To other reserves6921€20k€11k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21k | €21k | €21k | €21k | €27k | ▲ 29.7% |
| Other operating charges640/8 | €3k | €3k | €3k | €3k | €3k | ▲ 3.4% |
| Gross operating margin9900 | €66k | €63k | €60k | €69k | €67k | ▼ 2.4% |
| Operating profit (loss)9901 | €42k | €40k | €36k | €45k | €37k | ▼ 17.5% |
| Financial charges65/66B | €13k | €12k | €15k | €18k | €22k | ▲ 22.0% |
| Recurring financial charges65 | €13k | €12k | €15k | €18k | €22k | ▲ 22.0% |
| Profit (loss) for the period before taxes9903 | €30k | €27k | €21k | €27k | €15k | ▼ 44.3% |
| Income taxes67/77 | €10k | €7k | €5k | €7k | €4k | ▼ 46.1% |
| Profit (loss) for the period9904 | €20k | €20k | €16k | €20k | €11k | ▼ 43.6% |
| Profit (loss) for the period to be appropriated9905 | €20k | €20k | €16k | €20k | €11k | ▼ 43.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €677k | €665k | €659k | €638k | €1.21M | ▲ 89.8% |
| Fixed assets21/28 | €657k | €636k | €615k | €595k | €1.08M | ▲ 81.8% |
| Tangible fixed assets22/27 | €657k | €636k | €615k | €595k | €1.08M | ▲ 81.8% |
| Land and buildings22 | €657k | €636k | €615k | €595k | €1.08M | ▲ 81.8% |
| Plant, machinery and equipment23 | €293 | €0 | - | - | - | - |
| Current assets29/58 | €20k | €29k | €43k | €43k | €129k | ▲ 202% |
| Stocks and contracts in progress3 | €0 | - | - | - | - | - |
| Stocks30/36 | €0 | - | - | - | - | - |
| Amounts receivable within one year40/41 | €5k | €23 | €1k | €5k | €113k | ▲ 2,381% |
| Trade receivables40 | €4k | €0 | - | €3k | €2k | ▼ 54.9% |
| Other amounts receivable41 | €1k | €23 | €1k | €1k | €111k | ▲ 9,229% |
| Cash at bank and in hand54/58 | €14k | €28k | €42k | €30k | €16k | ▼ 44.6% |
| Deferred charges and accrued income490/1 | €200 | €221 | €239 | €9k | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €677k | €665k | €659k | €638k | €1.21M | ▲ 89.8% |
| Equity10/15 | €185k | €206k | €221k | €241k | €253k | ▲ 4.6% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €123k | €144k | €159k | €179k | €191k | ▲ 6.2% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Distributable reserves133 | €117k | €137k | €153k | €173k | €184k | ▲ 6.5% |
| Amounts payable17/49 | €492k | €459k | €437k | €396k | €958k | ▲ 142% |
| Amounts payable after more than one year17 | €269k | €239k | €210k | €180k | €623k | ▲ 246% |
| Financial debts170/4 | €269k | €239k | €210k | €180k | €623k | ▲ 246% |
| Amounts payable within one year42/48 | €218k | €215k | €220k | €206k | €326k | ▲ 58.4% |
| Current portion of amounts payable after more than one year42 | €34k | €30k | €29k | €29k | €64k | ▲ 117% |
| Trade debts44 | €1k | €210 | €0 | €1k | €1k | ▼ 3.9% |
| Suppliers440/4 | €1k | €210 | €0 | €1k | €1k | ▼ 3.9% |
| Taxes, remuneration and social security45 | €5k | €2k | €3k | €6k | €4k | ▼ 37.6% |
| Taxes450/3 | €5k | €2k | €3k | €6k | €4k | ▼ 37.6% |
| Other amounts payable47/48 | €177k | €183k | €188k | €170k | €258k | ▲ 51.9% |
| Accrued charges and deferred income492/3 | €5k | €5k | €7k | €10k | €8k | ▼ 16.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €20k | €16k | €20k | €11k | ▼ 43.6% |
| + Depreciation and write-downs630 | €21k | €21k | €21k | €21k | €27k | ▲ 29.7% |
| Operating cash flow (approximation) | €41k | €41k | €36k | €40k | €38k | ▼ 6.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €-513k | - |
| Change in cash | - | €14k | €13k | €-12k | €-13k | ▼ 8.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €11k ▼43.6%
Net result drops to €11k, the lowest in the series.
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €206k ▲11%
5 profitable years in a row build equity to €206k.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
14-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 4 days late
2019
31-12
Financial
Equity above €150kEq €151k ▲15.3%
2 profitable years in a row build equity to €151k.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 1995
Ground area
2,820 m²
Building footprint
1,187 m²
Volume, LiDAR
1,588 m³
Parcel 71304E0234/00P000, Flanders · tallest building 5.6 m. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Mieënbroekstraat 43, 3600 Genk
since 19952.070.416.104
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71304E0234/00P000 | Flanders | 2,820 m² | 1 · 1,187 m² | 5.6 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,018 companies in sector 43320 we hold annual accounts for 9,132. 7,123 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded16-12-1994
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
93299Other amusement and recreation activities
Scores and ratios are computed by Checked and are not a credit decision.