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Private limited companyfounded 20187 yrs activeKantersteen 47, 1000 Brussel, BelgiumKBO/BCE: BE 0716.708.155
Summary

JUURO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €86,617 and a net result of €68,017. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 85% of 8061 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
9 d early
2024
2 d early
2023
22 d late
2022
31 d late
2021
2 d early
2020
19 d late
2019
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 December 2018, JUURO was incorporated.1 Total assets went from EUR 125,118 in 2019 to EUR 99,843 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€86,617▼ 43.5%
2024 · €153,437
Net result
€68,017▼ 2.2%
2024 · €69,556
Total assets
€99,843▼ 38.9%
2024 · €163,522
Solvency
86.8%▼ 7.1pp
2024 · 93.8%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€63,033▲ 3.3%€80,013▲ 26.9%€82,412▲ 3.0%€87,839▲ 6.6%€86,296▼ 1.8%
Net result€48,895▲ 1.5%€63,301▲ 29.5%€65,281▲ 3.1%€69,556▲ 6.5%€68,017▼ 2.2%
Equity€160,122▲ 52.5%€18,600▼ 88.4%€83,881▲ 351%€153,437▲ 82.9%€86,617▼ 43.5%
Total assets€183,835▲ 46.6%€230,676▲ 25.5%€94,514▼ 59.0%€163,522▲ 73.0%€99,843▼ 38.9%
Debt€23,714▲ 16.5%€212,076▲ 794%€10,633▼ 95.0%€10,085▼ 5.2%€13,226▲ 31.1%
Working capital€158,960▲ 85.1%€9,542▼ 94.0%€79,048▲ 728%€85,843▲ 8.6%€38,337▼ 55.3%
Solvency87.1%▲ 3.3pp8.1%▼ 79.0pp88.7%▲ 80.7pp93.8%▲ 5.1pp86.8%▼ 7.1pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000€100,000Operating result 2021: €63,033€63,033Net result 2021: €48,895€48,895Operating result 2022: €80,013€80,013Net result 2022: €63,301€63,301Operating result 2023: €82,412€82,412Net result 2023: €65,281€65,281Operating result 2024: €87,839€87,839Net result 2024: €69,556€69,556Operating result 2025: €86,296€86,296Net result 2025: €68,017€68,01720212022202320242025€0€25,000€50,000€75,000€100,000Operating result 2023: €82,412€82,400Net result 2023: €65,281€65,300Operating result 2024: €87,839€87,800Net result 2024: €69,556€69,600Operating result 2025: €86,296€86,300Net result 2025: €68,017€68,000202320242025
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99,843
Fixed assets €50,366 ▼ 25.5%
Current assets €49,477 ▼ 48.4%
Equity and liabilities €99,843
Equity €86,617 ▼ 43.5%
Debt €13,226 ▲ 31.1%
Debt's share of the balance-sheet total rises from 6.2% to 13.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
78.5%▲
2024 · 45.3%
ROA
68.1%▲
2024 · 42.5%
Debt ≤ 1 year
€11,140▲
2024 · €10,085
Income taxes
€18,239=
2024 · €18,243
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€163,522€99,843▼
Fixed assets21/28€67,594€50,366▼
Tangible fixed assets22/27€67,594€50,366▼
Plant, machinery and equipment23€1,567-
Furniture and vehicles24€66,028€50,366▼
Current assets29/58€95,928€49,477▼
Amounts receivable within one year40/41€16,710€20,378▲
Trade receivables40€15,730€19,360▲
Other amounts receivable41€980€1,018▲
Cash at bank and in hand54/58€78,512€28,335▼
Deferred charges and accrued income490/1€706€764▲
Equity and liabilities
Total equity and liabilities10/49€163,522€99,843▼
Equity10/15€153,437€86,617▼
Contributions10/11€18,600€18,600=
Reserves13€134,837€68,017▼
Distributable reserves133€134,837€68,017▼
Amounts payable17/49€10,085€13,226▲
Amounts payable within one year42/48€10,085€11,140▲
Trade debts44€4,873€5,114▲
Suppliers440/4€4,873€5,114▲
Taxes, remuneration and social security45€2,522€4,853▲
Taxes450/3€2,522€4,853▲
Other amounts payable47/48€2,691€1,173▼
Accrued charges and deferred income492/3-€2,086
Income statement Code20242025
Non-recurring operating income76A€15,385-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15,547€17,229▲
Other operating charges640/8€443€605▲
Gross operating margin9900€103,829€104,130▲
Operating profit (loss)9901€87,839€86,296▼
Financial charges65/66B€39€40▲
Recurring financial charges65€39€40▲
Profit (loss) for the period before taxes9903€87,800€86,256▼
Income taxes67/77€18,243€18,239=
Profit (loss) for the period9904€69,556€68,017▼
Profit (loss) for the period to be appropriated9905€69,556€68,017▼
Appropriation of the result
Profit (loss) to be appropriated9906€69,556€68,017▼
Transfer from equity791/2-€134,837
Transfer to equity691/2€69,556€68,017▼
To other reserves6921€69,556€68,017▼
Profit to be distributed694/7-€134,837
Return on contributions (dividend)694-€134,837

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€15,385--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,369€2,779€4,225€15,547€17,229▲ 10.8%
Other operating charges640/8€329€227€281€443€605▲ 36.7%
Gross operating margin9900€80,731€83,019€86,917€103,829€104,130▲ 0.3%
Operating profit (loss)9901€63,033€80,013€82,412€87,839€86,296▼ 1.8%
Financial income75/76B-€0----
Recurring financial income75-€0----
Financial charges65/66B€32€58€54€39€40▲ 3.5%
Recurring financial charges65€32€58€54€39€40▲ 3.5%
Profit (loss) for the period before taxes9903€63,000€79,955€82,357€87,800€86,256▼ 1.8%
Income taxes67/77€14,105€16,654€17,076€18,243€18,239=
Profit (loss) for the period9904€48,895€63,301€65,281€69,556€68,017▼ 2.2%
Profit (loss) for the period to be appropriated9905€48,895€63,301€65,281€69,556€68,017▼ 2.2%
Line20212022202320242025Change
Assets
Total assets20/58€183,835€230,676€94,514€163,522€99,843▼ 38.9%
Fixed assets21/28€2,797€9,058€4,833€67,594€50,366▼ 25.5%
Tangible fixed assets22/27€2,797€9,058€4,833€67,594€50,366▼ 25.5%
Plant, machinery and equipment23€847€8,099€4,833€1,567--
Furniture and vehicles24€1,950€959-€66,028€50,366▼ 23.7%
Current assets29/58€181,038€221,619€89,681€95,928€49,477▼ 48.4%
Amounts receivable within one year40/41-€16,433€16,154€16,710€20,378▲ 21.9%
Trade receivables40-€16,087€15,730€15,730€19,360▲ 23.1%
Other amounts receivable41-€346€424€980€1,018▲ 3.8%
Cash at bank and in hand54/58€180,907€204,951€72,936€78,512€28,335▼ 63.9%
Deferred charges and accrued income490/1€131€235€592€706€764▲ 8.3%
Equity and liabilities
Total equity and liabilities10/49€183,835€230,676€94,514€163,522€99,843▼ 38.9%
Equity10/15€160,122€18,600€83,881€153,437€86,617▼ 43.5%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Outside capital11€18,600-----
Other1109/19€18,600-----
Reserves13€141,522-€65,281€134,837€68,017▼ 49.6%
Distributable reserves133€141,522-€65,281€134,837€68,017▼ 49.6%
Amounts payable17/49€23,714€212,076€10,633€10,085€13,226▲ 31.1%
Amounts payable within one year42/48€22,077€212,076€10,633€10,085€11,140▲ 10.5%
Trade debts44€3,531€4,383€4,727€4,873€5,114▲ 5.0%
Suppliers440/4€3,531€4,383€4,727€4,873€5,114▲ 5.0%
Taxes, remuneration and social security45€18,451€33,259€2,511€2,522€4,853▲ 92.4%
Taxes450/3€16,624€33,259€2,511€2,522€4,853▲ 92.4%
Remuneration and social security454/9€1,827-----
Other amounts payable47/48€96€174,434€3,396€2,691€1,173▼ 56.4%
Accrued charges and deferred income492/3€1,636---€2,086-
Line20212022202320242025Change
Profit (loss) for the period9904€48,895€63,301€65,281€69,556€68,017▼ 2.2%
+ Depreciation and write-downs630€17,369€2,779€4,225€15,547€17,229▲ 10.8%
Operating cash flow (approximation)€66,265€66,080€69,506€85,103€85,245▲ 0.2%
Investment in fixed assets (approximation)--€9,040€0-€78,309€0▲ 100%
Change in cash-€24,044-€132,015€5,576-€50,177▼ 1,000%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2019net €69,556 ▲6.5%
Operating result €87,839, net result €69,556, both a record.
31-12
Financial Equity above €150,000Eq €153,437 ▲82.9%
6 profitable years in a row build equity to €153,437.
22-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial Liquidity times 8current ratio 8.43
Current ratio from 1.04 to 8.43; short-term debt falls from €212,076 to €10,633.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150,000Eq €160,122 ▲52.5%
3 profitable years in a row build equity to €160,122.
19-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial Liquidity quadruplescurrent ratio 5.45
Current ratio from 1.30 to 5.45; short-term debt falls from €68,246 to €19,323.
31-12
Financial Equity above €100,000Eq €105,026 ▲84.7%
2 profitable years in a row build equity to €105,026.
28-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
7,774 m²
Building footprint
8,078 m²
Volume, LiDAR
180,444 m³
2 parcels, Brussels, Flanders · tallest building 44.7 m, ±8 floors. Linked by address, not a title deed.
261 companies at this address See who is registered here
1 establishment unit
JUURO
Broekstraat 175, 3512 HasseltFinancial service activities, except insurance and pension funding
since 20192.283.579.344
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
21804D0900/00E002
ProtectedMonumentRavensteingalerijSource ↗
Brussels 6,828 m² 1 · 7,874 m² 44.7 m · 8 fl.
71055A0610/00R000 Flanders 947 m² 1 · 204 m² 6.9 m · 1 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 11,978 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0716708155
Also 9925:BE0716708155
Registered 18-03-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.