Summary
JUTOR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €712,172 and a net result of €6,728. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 84% of 5593 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-12-2025, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
51 d early
2023
51 d early
2022
46 d early
2021
42 d early
2020
48 d early
2019
67 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 12 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€712,172▲ 1.0%
2024 · €705,444
Net result
€6,728▼ 69.1%
2024 · €21,781
Total assets
€804,216▼ 2.6%
2024 · €825,327
Solvency
88.6%▲ 3.1pp
2024 · 85.5%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,909▼ 33.8%€20,265▲ 27.4%€78,633▲ 288%€30,284▼ 61.5%€10,275▼ 66.1%
Net result€11,274within the sector's middle half▼ 83.2%€14,044within the sector's middle half▲ 24.6%€57,258within the sector's middle half▲ 308%€21,781within the sector's middle half▼ 62.0%€6,728within the sector's middle half▼ 69.1%
Equity€612,361within the sector's middle half▲ 1.9%€626,405within the sector's middle half▲ 2.3%€683,663within the sector's middle half▲ 9.1%€705,444within the sector's middle half▲ 3.2%€712,172within the sector's middle half▲ 1.0%
Total assets€729,291within the sector's middle half▲ 0.6%€721,834within the sector's middle half▼ 1.0%€767,060within the sector's middle half▲ 6.3%€825,327within the sector's middle half▲ 7.6%€804,216within the sector's middle half▼ 2.6%
Debt€98,997▼ 6.7%€77,495▼ 21.7%€65,464▼ 15.5%€101,949▲ 55.7%€74,111▼ 27.3%
Working capital-€67,445within the sector's middle half▼ 18.0%-€52,047within the sector's middle half▲ 22.8%€4,365within the sector's middle half€76,757within the sector's middle half▲ 1,659%€82,647within the sector's middle half▲ 7.7%
Solvency84.0%above the sector's middle half▲ 1.1pp86.8%above the sector's middle half▲ 2.8pp89.1%above the sector's middle half▲ 2.3pp85.5%above the sector's middle half▼ 3.7pp88.6%above the sector's middle half▲ 3.1pp
Current ratio0.30below the sector's middle half=0.30below the sector's middle half=1.07within the sector's middle half▲ 0.772.57within the sector's middle half▲ 1.504.94above the sector's middle half▲ 2.38
Return on assets (ROA)1.5%within the sector's middle half▼ 7.7pp1.9%within the sector's middle half▲ 0.4pp7.5%within the sector's middle half▲ 5.5pp2.6%within the sector's middle half▼ 4.8pp0.8%within the sector's middle half▼ 1.8pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 66% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €804,216
Fixed assets
€700,610 ▲ 0.2%
Current assets
€103,606 ▼ 17.6%
Equity and liabilities €804,216
Equity
€712,172 ▲ 1.0%
Provisions
€17,933 =
Debt
€74,111 ▼ 27.3%
Debt's share of the balance-sheet total falls from 12.4% to 9.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
0.9%▼
2024 · 3.1%
Debt ≤ 1 year
€20,959▼
2024 · €49,019
Debt > 1 year
€50,000=
2024 · €50,000
Income taxes
€2,739▼
2024 · €8,705
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,307 | €1,176 | €1,275 | €958 | €945 | ▼ 1.4% |
| Other operating charges640/8 | - | €1,229 | €641 | €805 | €823 | ▲ 2.2% |
| Gross operating margin9900 | €18,498 | €22,670 | €80,549 | €32,047 | €12,042 | ▼ 62.4% |
| Operating profit (loss)9901 | €15,909 | €20,265 | €78,633 | €30,284 | €10,275 | ▼ 66.1% |
| Financial income75/76B | - | - | - | €369 | €987 | ▲ 167% |
| Recurring financial income75 | - | - | - | €369 | €987 | ▲ 167% |
| Financial charges65/66B | - | €156 | €240 | €168 | €1,795 | ▲ 966% |
| Recurring financial charges65 | €1,470 | €156 | €240 | €168 | €1,795 | ▲ 966% |
| Profit (loss) for the period before taxes9903 | €14,439 | €20,109 | €78,393 | €30,486 | €9,467 | ▼ 68.9% |
| Income taxes67/77 | €3,165 | €6,065 | €21,135 | €8,705 | €2,739 | ▼ 68.5% |
| Profit (loss) for the period9904 | €11,274 | €14,044 | €57,258 | €21,781 | €6,728 | ▼ 69.1% |
| Transfer from tax-exempt reserves789 | - | €10,033 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €11,274 | €24,077 | €57,258 | €21,781 | €6,728 | ▼ 69.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €729,291 | €721,834 | €767,060 | €825,327 | €804,216 | ▼ 2.6% |
| Fixed assets21/28 | €700,330 | €699,154 | €700,022 | €699,551 | €700,610 | ▲ 0.2% |
| Tangible fixed assets22/27 | €2,330 | €1,154 | €2,022 | €1,551 | €2,610 | ▲ 68.3% |
| Plant, machinery and equipment23 | - | €308 | €1,945 | €1,551 | €2,610 | ▲ 68.3% |
| Other tangible fixed assets26 | - | €846 | €77 | - | - | - |
| Financial fixed assets28 | €698,000 | €698,000 | €698,000 | €698,000 | €698,000 | = |
| Current assets29/58 | €28,961 | €22,679 | €67,038 | €125,776 | €103,606 | ▼ 17.6% |
| Amounts receivable within one year40/41 | €7,885 | €6,050 | €9,575 | €8,470 | €5,557 | ▼ 34.4% |
| Trade receivables40 | - | €6,050 | €8,470 | €8,470 | - | - |
| Other amounts receivable41 | - | - | €1,105 | - | €5,557 | - |
| Cash at bank and in hand54/58 | €20,519 | €16,056 | €57,020 | €116,863 | €98,049 | ▼ 16.1% |
| Deferred charges and accrued income490/1 | - | €573 | €443 | €444 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €729,291 | €721,834 | €767,060 | €825,327 | €804,216 | ▼ 2.6% |
| Equity10/15 | €612,361 | €626,405 | €683,663 | €705,444 | €712,172 | ▲ 1.0% |
| Contributions10/11 | - | €180,700 | €180,700 | €180,700 | €180,700 | = |
| Reserves13 | €246,863 | €236,829 | €236,829 | €236,829 | €236,829 | = |
| Non-distributable reserves130/1 | - | €12,704 | - | - | - | - |
| Reserves not available under the articles1311 | - | €12,704 | - | - | - | - |
| Distributable reserves133 | - | €224,125 | €236,829 | €236,829 | €236,829 | = |
| Profit (loss) carried forward14 | €184,798 | €208,876 | €266,134 | €287,915 | €294,643 | ▲ 2.3% |
| Provisions and deferred taxes16 | €17,933 | €17,933 | €17,933 | €17,933 | €17,933 | = |
| Provisions for liabilities and charges160/5 | - | €17,933 | €17,933 | €17,933 | €17,933 | = |
| Pensions and similar obligations160 | - | €17,933 | €17,933 | €17,933 | €17,933 | = |
| Amounts payable17/49 | €98,997 | €77,495 | €65,464 | €101,949 | €74,111 | ▼ 27.3% |
| Amounts payable after more than one year17 | - | - | - | €50,000 | €50,000 | = |
| Financial debts170/4 | - | - | - | €50,000 | €50,000 | = |
| Amounts payable within one year42/48 | €96,406 | €74,726 | €62,674 | €49,019 | €20,959 | ▼ 57.2% |
| Financial debts43 | - | - | €8,000 | €4,000 | €4,000 | = |
| Credit institutions430/8 | - | - | €8,000 | €4,000 | €4,000 | = |
| Trade debts44 | €1,063 | €942 | €357 | €1,381 | €400 | ▼ 71.0% |
| Suppliers440/4 | - | €942 | €357 | €1,381 | €400 | ▼ 71.0% |
| Taxes, remuneration and social security45 | - | €5,541 | €10,846 | €7,755 | €3,128 | ▼ 59.7% |
| Taxes450/3 | - | €5,541 | €10,846 | €7,755 | €3,128 | ▼ 59.7% |
| Other amounts payable47/48 | - | €68,242 | €43,471 | €35,883 | €13,431 | ▼ 62.6% |
| Accrued charges and deferred income492/3 | - | €2,769 | €2,790 | €2,930 | €3,151 | ▲ 7.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,274 | €14,044 | €57,258 | €21,781 | €6,728 | ▼ 69.1% |
| + Depreciation and write-downs630 | €1,307 | €1,176 | €1,275 | €958 | €945 | ▼ 1.4% |
| Operating cash flow (approximation) | €12,581 | €15,220 | €58,533 | €22,739 | €7,673 | ▼ 66.3% |
| Investment in fixed assets (approximation) | - | €0 | -€2,143 | -€487 | -€2,004 | ▼ 312% |
| Change in cash | - | -€4,463 | €40,964 | €59,843 | -€18,813 | ▼ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
12-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Weakest financial yearnet €6,728 ▼69.1%
Net result drops to €6,728, the lowest in the series.
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Liquidity doublescurrent ratio 2.57
Current ratio from 1.07 to 2.57; short-term debt falls from €62,674 to €49,019.
2023
11-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Liquidity quadruplescurrent ratio 1.07
Current ratio from 0.30 to 1.07; short-term debt falls from €74,726 to €62,674.
2022
16-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Highest result since 2019net €66,988 ▲71%
Net result €66,988, the highest in the series.
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
03-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
06-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
07-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2010
Ground area
650 m²
Building footprint
146 m²
Volume, LiDAR
712 m³
Parcel 36505A0786/00M000, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JUTOR
since 20102.186.821.349
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505A0786/00M000 | Flanders | 650 m² | 1 · 146 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 30-06-2025 list no shareholders, and no other source names one.
Holdings 1
-
100%
According to the annual accounts to 30-06-2025 of JUTOR and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,721 companies in this sector we hold annual accounts for 19,804. 13,308 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded01-04-2010
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0824635107
Also
9925:BE0824635107
Registered
08-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.