Justtime (0446.943.633): annual accounts, directors and company register

Justtime

Ghent ·KBO/BCE: BE 0446.943.633

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Group	Expected	Actual
1	0.2%	0.2%
2	0.3%	0.5%
3	0.5%	0.6%
4	0.7%	0.8%
5	0.9%	0.9%
6	1.3%	1.5%
7	1.6%	1.8%
8	1.8%	1.8%
9	3.0%	3.1%
10	5.6%	6.2%

Company	Total assets	Gross margin	Solvency	Staff
Justtime Ghent	€171,732	€19,623	70.2%	-
CHRISTOFELLI Ghent	€156,067	€27,498	61.5%	-
DRUKKERIJ GRAFICO Vosselaar	€163,901	€14,145	80.1%	-
B & B JUWELEN Maaseik	€227,446	€23,957	49.6%	-
PACO OR JEWELS Scherpenheuvel-Zichem	€185,089	€36,999	95.7%	-
SUCHOWOLSKI Antwerp	€221,340	€32,824	94.3%	-
ROCH Genk	€120,122	€12,910	22.3%	-

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
Balance sheet: assets
Total assets`20/58`	171,732	149,495	150,581	161,751	155,949	144,070	147,482	136,540	132,572	125,432	118,837	104,225	106,755	111,480	110,959	102,530	102,661	99,538	149,883	149,360
Fixed assets`21/28`	21,386	20,036	25,036	31,036	37,000	43,174	49,347	-	-	-	138	275	-	-	116	231	347	462	3,049	6,098
Intangible fixed assets`21`	15,000	20,000	25,000	30,000	35,000	40,000	45,000	-	-	-	-	-	-	-	-	-	-	-	-	-
Tangible fixed assets`22/27`	6,350	-	-	1,000	2,000	3,174	4,347	-	-	-	138	275	-	-	116	231	347	462	3,049	6,098
Plant, machinery and equipment`23`	-	-	-	1,000	2,000	3,174	4,347	-	-	-	-	-	-	-	-	-	-	-	-	-
Furniture and vehicles`24`	6,350	-	-	-	-	-	-	-	-	-	138	275	-	-	116	231	347	462	3,049	6,098
Financial fixed assets`28`	36	36	36	36	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Current assets`29/58`	150,346	129,459	125,544	130,715	118,949	100,896	98,134	136,540	132,572	125,432	118,700	103,949	106,755	111,480	110,843	102,299	102,315	99,076	146,834	143,262
Amounts receivable after more than one year`29`	35,048	30,000	30,000	30,000	30,000	20,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Other amounts receivable`291`	35,048	30,000	30,000	30,000	30,000	20,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Stocks and contracts in progress`3`	72,770	70,865	70,388	61,494	48,927	38,873	37,908	20,057	29,784	32,950	33,751	42,189	47,234	48,518	52,293	48,588	52,574	58,176	44,683	48,519
Stocks`30/36`	72,770	70,865	70,388	61,494	48,927	38,873	37,908	20,057	29,784	32,950	33,751	42,189	47,234	48,518	52,293	48,588	52,574	58,176	44,683	48,519
Amounts receivable within one year`40/41`	26,625	14,337	9,507	24,908	26,949	31,675	32,363	9,087	9,461	14,839	13,159	14,364	17,010	18,808	24,458	22,693	22,957	23,437	25,185	31,251
Trade receivables`40`	16,684	9,986	9,507	24,908	26,940	31,675	32,363	9,087	9,461	14,839	13,159	14,330	16,951	18,785	24,386	22,610	22,892	22,625	24,381	30,519
Other amounts receivable`41`	9,940	4,351	-	-	9	-	-	-	-	-	-	34	59	23	72	83	65	812	804	732
Cash at bank and in hand`54/58`	15,652	13,762	15,172	13,785	12,695	10,142	27,523	106,524	92,455	77,378	70,930	45,185	38,074	43,499	33,843	30,773	26,783	17,464	76,053	61,326
Deferred charges and accrued income`490/1`	252	494	477	528	379	205	340	872	872	265	860	2,211	4,437	655	250	245	-	-	912	2,166
Balance sheet: equity and liabilities
Total equity and liabilities`10/49`	171,732	149,495	150,581	161,751	155,949	144,070	147,482	136,540	132,572	125,432	118,837	104,225	106,755	111,480	110,959	102,530	102,661	99,538	149,883	149,360
Equity`10/15`	120,472	133,245	135,551	134,950	135,189	130,082	126,657	125,483	125,481	119,541	114,532	100,851	99,437	99,403	99,101	92,365	91,347	91,161	96,000	91,833
Contributions`10/11`	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592
Issued capital`100`	-	-	-	-	-	-	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592	18,592
Reserves`13`	101,880	114,653	116,959	116,597	116,597	111,490	106,889	106,889	106,889	100,949	95,940	82,259	80,845	80,811	80,509	77,408	77,408	77,408	77,408	73,241
Non-distributable reserves`130/1`	-	-	-	1,859	1,859	1,859	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Legal reserve`130`	-	-	-	-	-	-	1,859	1,859	1,859	1,859	1,859	1,859	1,859	1,859	1,859	1,859	1,859	1,859	1,859	1,859
Reserves not available under the articles`1311`	-	-	-	1,859	1,859	1,859	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Tax-exempt reserves`132`	-	-	-	-	-	1,502	1,502	1,502	1,502	1,502	1,502	1,502	1,502	1,502	1,502	1,502	1,502	1,502	1,502	1,502
Distributable reserves`133`	101,880	114,653	116,959	114,737	114,737	108,129	103,529	103,529	103,529	97,588	92,579	78,898	77,484	77,450	77,148	74,047	74,047	74,047	74,047	69,880
Profit (loss) carried forward`14`	0	-	-	-238	-	-	1,176	1	-	-	-	-	-	-	-	-3,634	-4,653	-4,838	-	-
Amounts payable`17/49`	51,260	16,250	15,030	26,801	20,761	13,987	20,825	11,057	7,090	5,891	4,305	3,374	7,319	12,077	11,858	10,165	11,315	8,377	53,884	57,527
Amounts payable after more than one year`17`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	42,000	42,000
Financial debts`170/4`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	42,000	42,000
Amounts payable within one year`42/48`	51,260	16,250	15,030	26,801	20,761	13,987	20,825	11,057	7,090	5,891	4,305	3,374	7,319	12,077	11,687	10,165	11,315	8,377	11,884	15,527
Trade debts`44`	16,026	8,391	8,439	15,672	9,095	7,120	15,869	374	468	458	506	791	1,419	5,730	2,639	3,284	1,990	1,228	1,597	5,628
Suppliers`440/4`	16,026	8,391	8,439	15,672	9,095	7,120	15,869	374	468	458	506	791	1,419	5,730	2,639	3,284	1,990	1,228	1,597	5,628
Advances received on contracts in progress`46`	750	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Taxes, remuneration and social security`45`	14,984	7,859	6,591	10,673	9,702	6,716	4,614	2,236	6,615	5,426	3,792	2,574	5,810	6,122	6,609	4,442	6,386	4,709	6,062	5,675
Taxes`450/3`	14,984	7,859	6,591	7,836	9,702	6,716	4,614	2,236	6,615	3,644	3,792	2,307	2,517	3,530	3,251	2,500	4,439	2,761	4,139	3,770
Remuneration and social security`454/9`	-	-	-	2,837	-	-	-	-	-	1,783	-	267	3,293	2,591	3,358	1,942	1,946	1,949	1,923	1,905
Other amounts payable`47/48`	19,500	-	-	456	1,963	151	342	8,447	7	7	7	8	89	225	2,439	2,439	2,939	2,439	4,224	4,224
Accrued charges and deferred income`492/3`	-	-	-	-	-	-	-	-	-	-	-	-	-	-	172	-	-	-	-	-
Income statement
Non-recurring operating income`76A`	-	-	-	-	-	-	-	815	-	-	-	-	-	-	-	-	-	-	-	-
Gross operating margin`9900`	19,623	4,989	8,237	7,687	14,481	10,145	9,932	47,329	33,612	30,276	38,765	27,427	27,531	27,660	30,881	28,717	27,013	24,453	33,943	29,640
Remuneration, social security and pensions`62`	-	-	-	-	-	-	-	33,914	23,948	23,611	24,214	26,949	29,566	29,325	26,534	29,389	28,814	28,817	28,319	20,079
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets`630`	5,702	5,000	6,000	6,000	6,174	6,174	6,174	-	-	138	138	138	-	116	116	116	116	3,165	3,049	3,049
Other operating charges`640/8`	1,441	1,134	747	1,474	1,356	727	645	295	341	415	411	410	404	392	381	373	375	355	351	374
Non-recurring operating charges`66A`	-	-	-	-	-	-	-	-	-	-	-	-	398	-	-	91	-	-	-	-
Operating profit (loss)`9901`	12,479	-1,145	1,490	212	6,951	3,244	3,113	13,120	9,322	6,112	14,002	-69	-2,439	-2,173	3,850	-1,161	-2,292	-7,884	2,224	6,138
Financial income`75/76B`	1,197	1,285	1,266	903	1,198	532	220	272	553	950	1,278	1,610	2,991	2,620	2,892	2,305	2,508	3,071	4,473	3,201
Recurring financial income`75`	1,197	1,285	1,266	903	1,198	532	220	272	553	950	1,278	1,610	2,991	2,620	2,892	2,305	2,508	3,071	4,473	3,201
Financial charges`65/66B`	1,612	1,871	1,111	550	691	542	155	101	96	73	74	69	61	85	7	34	30	25	2,125	2,125
Recurring financial charges`65`	1,612	1,871	1,111	550	691	542	155	101	96	73	74	69	61	85	7	34	30	25	2,125	2,125
Profit (loss) for the period before taxes`9903`	12,065	-1,731	1,645	565	7,458	3,235	3,178	13,291	9,779	6,989	15,206	1,471	93	362	6,735	1,019	185	-4,838	4,572	7,214
Income taxes`67/77`	5,339	574	1,045	803	2,351	-190	2,004	4,850	3,839	1,980	1,525	57	60	60	-	-	-	-	406	1,129
Profit (loss) for the period`9904`	6,726	-2,305	600	-238	5,106	3,425	1,174	8,441	5,940	5,009	13,681	1,415	33	302	6,735	1,019	185	-4,838	4,166	6,085
Transfer from tax-exempt reserves`789`	-	-	-	-	1,502	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Profit (loss) for the period to be appropriated`9905`	6,726	-2,305	600	-238	6,608	3,425	1,174	8,441	5,940	5,009	13,681	1,415	33	302	6,735	1,019	185	-4,838	4,166	6,085
Appropriation of the result
Profit (loss) to be appropriated`9906`	6,726	-2,305	362	-238	6,608	4,601	1,176	8,441	5,940	5,009	13,681	1,415	33	302	3,101	-3,634	-4,653	-4,838	4,166	6,085
Profit (loss) brought forward from the previous period`14P`	-	0	-238	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer from equity`791/2`	19,500	2,305	238	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Transfer to equity`691/2`	6,726	0	600	-	6,608	4,601	-	-	5,940	5,009	13,681	1,415	33	302	3,101	-	-	-	4,166	6,085
To other reserves`6921`	6,726	0	600	-	6,608	4,601	-	-	5,940	5,009	13,681	1,415	33	302	3,101	-	-	-	4,166	6,085
Profit to be distributed`694/7`	19,500	-	-	-	-	-	-	8,440	-	-	-	-	-	-	-	-	-	-	-	-
Return on contributions (dividend)`694`	19,500	-	-	-	-	-	-	8,440	-	-	-	-	-	-	-	-	-	-	-	-
Social balance sheet
Average staff (FTE)`9087`	-	-	-	-	-	-	-	0.8	0.8	0.8	0.8	0.9	1	1	1	1	1.1	1.1	1.1	1.1
Hours worked`1013`	-	-	-	-	-	-	-	1,378	1,440	1,457	1,459	1,561	1,757	1,756	1,751	1,775	1,729	1,932	1,932	1,196
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Financial year	Type	Filed	Reference	Document
31-12-2025	micro format	11-08-2026	2026-00391856	PDF
31-12-2024	micro format	29-09-2025	2025-00513607	PDF
31-12-2023	micro format	30-08-2024	2024-00406593	PDF
31-12-2022	micro format	30-08-2023	2023-00406200	PDF
31-12-2021	micro format	13-09-2022	2022-20427883	PDF
31-12-2020	micro format	26-10-2021	2021-75700405	PDF
31-12-2019	micro format	30-11-2020	2020-74300410	PDF
31-12-2018	micro format	09-12-2019	2019-75700468	PDF
31-12-2017	micro format	14-05-2018	2018-12500401	PDF
31-12-2016	micro format	03-05-2017	2017-10800054	PDF
31-12-2015	abbreviated format	24-05-2016	2016-12800525	PDF
31-12-2014	abbreviated format	08-05-2015	2015-11400576	PDF
31-12-2013	abbreviated format	22-05-2014	2014-13000259	PDF
31-12-2012	abbreviated format	02-05-2013	2013-10500337	PDF
31-12-2011	abbreviated format	07-05-2012	2012-10600527	PDF
31-12-2010	abbreviated format	06-05-2011	2011-10300365	PDF
31-12-2009	abbreviated format	07-05-2010	2010-11100364	PDF
31-12-2008	abbreviated format	08-05-2009	2009-13700378	PDF
31-12-2007	abbreviated format	09-05-2008	2008-13300196	PDF
31-12-2006	abbreviated format	08-05-2007	2007-13600064	PDF
31-12-2005	abbreviated format	24-05-2006	2006-16200304	PDF
31-12-2004	abbreviated format	25-05-2005	2005-17002375	PDF
31-12-2003	abbreviated format	17-05-2004	2004-15300204	PDF
31-12-2002	abbreviated format	26-05-2003	2003-16703363	PDF
31-12-2001	abbreviated format	15-05-2002	2002-12600779	PDF
31-12-2000	abbreviated format	28-05-2001	2001-14801867	PDF
31-12-1999	abbreviated format	23-05-2000	2000-14704487	PDF
31-12-1998	abbreviated format	26-05-1999	1999-11800464	PDF
31-12-1997	abbreviated format	19-05-1998	1998-10303277	PDF
31-12-1996	abbreviated format	16-05-1997	1997-08104760	PDF
31-12-1995	abbreviated format	15-05-1996	1996-08604523	PDF
31-12-1994	abbreviated format	18-05-1995	1995-08604081	PDF
31-12-1993	abbreviated format	17-05-1994	1994-08601787	PDF
31-12-1992	abbreviated format	27-05-1993	1993-08803411	PDF

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006
EBITDA	18,182	3,855	7,490	6,212	13,125	9,418	9,287	-	-	6,250	14,140	68	-	-2,057	3,966	-1,046	-2,177	-4,719	5,273	9,187
Cash flow	12,428	2,695	6,600	5,762	11,280	9,599	7,348	-	-	5,147	13,818	1,553	-	418	6,851	1,134	301	-1,674	7,216	9,134
Investment in fixed assets (approximation)	7,052	0	0	36	0	0	55,521	-	-	0	0	413	-	0	0	0	0	3,819	0	-
Change in cash	1,889	-1,410	1,387	1,091	2,553	-17,382	-79,001	14,069	15,078	6,447	25,745	7,111	-5,425	9,656	3,069	3,990	9,319	-58,589	14,728	-
Working capital	99,086	113,209	110,514	103,914	98,189	86,909	77,310	125,483	125,481	119,541	114,394	100,576	99,437	99,403	99,157	92,134	91,000	90,699	134,951	127,735
Solvency	70.2%	89.1%	90.0%	83.4%	86.7%	90.3%	85.9%	91.9%	94.7%	95.3%	96.4%	96.8%	93.1%	89.2%	89.3%	90.1%	89.0%	91.6%	64.0%	61.5%
Current ratio	2.93	7.97	8.35	4.88	5.73	7.21	4.71	12.35	18.70	21.29	27.57	30.81	14.59	9.23	9.48	10.06	9.04	11.83	12.36	9.23
Quick ratio	1.51	3.61	3.67	2.58	3.37	4.43	2.89	10.53	14.50	15.70	19.73	18.31	8.13	5.21	5.01	5.28	4.40	4.88	8.60	6.10
Debt to equity	0.43	0.12	0.11	0.20	0.15	0.11	0.16	0.09	0.06	0.05	0.04	0.03	0.07	0.12	0.12	0.11	0.12	0.09	0.56	0.63
ROE	5.6%	-1.7%	0.4%	-0.2%	3.8%	2.6%	0.9%	6.7%	4.7%	4.2%	11.9%	1.4%	0.0%	0.3%	6.8%	1.1%	0.2%	-5.3%	4.3%	6.6%
ROA	3.9%	-1.5%	0.4%	-0.1%	3.3%	2.4%	0.8%	6.2%	4.5%	4.0%	11.5%	1.4%	0.0%	0.3%	6.1%	1.0%	0.2%	-4.9%	2.8%	4.1%
Interest coverage	11.28	2.06	6.74	11.29	18.99	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Item	2025	2024	2023	2022	2021
Tangible fixed assets	€7,052	-	-	-	-
Financial fixed assets	€0	-	-	€36	-
Depreciation and write-downs of the year	€5,702	€5,000	€6,000	€6,000	€6,174

Overview

Lifetime

Key points

Equity

Liquidity

Filings

Checked score

Score breakdown

Comparable companies, two years later

Credit verdict

Signals

Board and ownership

Recent changes

Comparable companies

Official details

Annual accounts 2025

Insights on Justtime

Financials

Annual accounts 2025

Balance sheet

Change in equityin euro

Change in cashin euro

Position in the sector

Solvency70.2%

Current ratio2.93

Return on assets3.9%

Staff

Staff cost per FTE

Filed annual accounts

Filings

Key figures and ratios

Investments

Insights on Justtime

Board & ownership

Board

Mandates through the years

Control

Capital

Articles of association

Network & group

No group

Timeline

Timeline

History

Company details

Identity

Activities

Registered office and establishments

Buildings and parcels at the address

Location

Parcels