JustLoveIT
ActiveJustLoveIT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €49k. Its solvency ranks better than 42% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency76▲+17
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 1.72 against 1.07 in 2024; short-term debt: 36.8% and cash: 57.5% of total assets), and 48.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.4%
Return on assets
24.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
143 d early
2024
48 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 90.3%
2024 · €54k
2024: €54k
2024 → 2025
Total assets
€200k▲ 25.4%
2024 · €160k
2024: €160k
2024 → 2025
Net result
€49k▼ 6.2%
2024 · €52k
2024: €52k
2024 → 2025
Working capital
€53k▲ 1,029%
2024 · €5k
2024: €5k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€54k-€103k▲ 90.3%
Operating result€68k-€66k▼ 3.1%
Net result€52k-€49k▼ 6.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€74k▼ 11.6%
Current assets
€127k▲ 65.8%
Equity and liabilities €200k
Equity
€103k▲ 90.3%
Debt
€97k▼ 7.9%
The debt ratio falls from 66.1% to 48.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€87k▲
2024 · €84k
Cash flow
€70k▲
2024 · €68k
Solvency
51.4%▲
2024 · 33.9%
Current ratio
1.72▲
2024 · 1.07
Quick ratio
1.72▲
2024 · 1.07
Debt / equity
0.94▼
2024 · 1.95
ROE
47.5%▼
2024 · 96.3%
ROA
24.4%▼
2024 · 32.6%
Interest coverage
22.90▼
2024 · 42.00
Debt
€97k▼
2024 · €106k
Debt ≤ 1 year
€74k▲
2024 · €72k
Debt > 1 year
€24k▼
2024 · €34k
Income taxes
€13k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€160k€200k▲
Fixed assets21/28€83k€74k▼
Tangible fixed assets22/27€83k€74k▼
Plant, machinery and equipment23€3k€5k▲
Furniture and vehicles24€30k€23k▼
Leasing and similar rights25€51k€39k▼
Other tangible fixed assets26-€8k
Current assets29/58€76k€127k▲
Amounts receivable within one year40/41€400€10k▲
Trade receivables40€400€10k▲
Current investments50/53€250€250=
Cash at bank and in hand54/58€75k€115k▲
Deferred charges and accrued income490/1€983€1k▲
Equity and liabilities
Total equity and liabilities10/49€160k€200k▲
Equity10/15€54k€103k▲
Contributions10/11€2k€2k=
Reserves13€52k€101k▲
Distributable reserves133€52k€101k▲
Amounts payable17/49€106k€97k▼
Amounts payable after more than one year17€34k€24k▼
Financial debts170/4€34k€24k▼
Amounts payable within one year42/48€72k€74k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€2k€12k▲
Suppliers440/4€2k€12k▲
Advances received on contracts in progress46-€30
Taxes, remuneration and social security45€26k€26k▼
Taxes450/3€26k€26k▼
Other amounts payable47/48€34k€26k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€21k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€86k€89k▲
Operating profit (loss)9901€68k€66k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€66k€62k▼
Income taxes67/77€14k€13k▼
Profit (loss) for the period9904€52k€49k▼
Profit (loss) for the period to be appropriated9905€52k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€49k▼
Transfer to equity691/2€52k€49k▼
To other reserves6921€52k€49k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €103k ▲90.3%
2 profitable years in a row build equity to €103k.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beekstraat(Kor) 1048500 KortrijkGround area
484 m²
Building footprint
144 m²
Volume, LiDAR
873 m³
Parcel 34354C0204/00H002, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JustLoveIT
since 20242.355.371.717
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354C0204/00H002 | Flanders | 484 m² | 1 · 144 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
648800TA6DGGVQUYLN45
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CADENCIO
BE 1007.379.939
Soumagne · Eq €103k
Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,551 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:stefaan@justloveit.be
Phone:0480689818