Just4U
ActiveSummary
The computed 12-month bankruptcy probability of Just4U is 2.5% (moderate). The annual accounts of Just4U for fiscal year 2025 show a net loss of 92% of total assets and of 71% of the equity at the start of that year. The 2025 annual accounts show equity of €4,735 and a net result of -€11,663. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 56% of 13683 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency62▼-38
Growth32=
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.59 against 11.65 in 2024; short-term debt: 62.8% and cash: 6.2% of total assets), but 62.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.2%
Return on assets
-91.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€11,663
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
7 d early
2023
49 d early
2022
31 d early
2021
25 d early
2020
4 d early
2019
20 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 5 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€461,454
EBIT margin
1.3%
Net result
-€11,663▲ 5.8%
2024 · -€12,377
Working capital
€4,735▼ 71.1%
2024 · €16,397
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€5,342▼ 8.6%€11,076▲ 107%-€8,824-€10,977▼ 24.4%-€9,210▲ 16.1%
Net result€4,999within the sector's middle half▼ 3.1%€10,460within the sector's middle half▲ 109%-€9,291below the sector's middle half-€12,377below the sector's middle half▼ 33.2%-€11,663below the sector's middle half▲ 5.8%
EBIT margin
Equity€27,606within the sector's middle half▲ 22.1%€38,066within the sector's middle half▲ 37.9%€28,775within the sector's middle half▼ 24.4%€16,397within the sector's middle half▼ 43.0%€4,735within the sector's middle half▼ 71.1%
Total assets€49,900within the sector's middle half▲ 42.3%€39,318below the sector's middle half▼ 21.2%€47,766within the sector's middle half▲ 21.5%€17,937below the sector's middle half▼ 62.4%€12,729below the sector's middle half▼ 29.0%
Debt€22,294▲ 78.8%€1,252▼ 94.4%€18,992▲ 1,417%€1,539▼ 91.9%€7,994▲ 419%
Working capital€46,373above the sector's middle half▲ 105%€37,854within the sector's middle half▼ 18.4%€45,870above the sector's middle half▲ 21.2%€16,397within the sector's middle half▼ 64.3%€4,735within the sector's middle half▼ 71.1%
Solvency55.3%within the sector's middle half▼ 9.1pp96.8%above the sector's middle half▲ 41.5pp60.2%above the sector's middle half▼ 36.6pp91.4%above the sector's middle half▲ 31.2pp37.2%within the sector's middle half▼ 54.2pp
Current ratio15.60above the sector's middle half▲ 12.7931.23above the sector's middle half▲ 15.6426.18above the sector's middle half▼ 5.0611.65above the sector's middle half▼ 14.531.59within the sector's middle half▼ 10.06
Return on assets (ROA)10.0%within the sector's middle half▼ 4.7pp26.6%above the sector's middle half▲ 16.6pp-19.5%below the sector's middle half▼ 46.1pp-69.0%below the sector's middle half▼ 49.6pp-91.6%below the sector's middle half▼ 22.6pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9,210 in 2025 against €10,977 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €12,729
Equity
€4,735 ▼ 71.1%
Debt
€7,994 ▲ 419%
Debt's share of the balance-sheet total rises from 8.6% to 62.8%. Equity is lower and debt is higher.
Key figures and ratios
Debt to equity
1.69▲
2024 · 0.09
ROE
-246.3%▼
2024 · -75.5%
Debt ≤ 1 year
€7,994▲
2024 · €1,539
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.0%
went bankrupt
9.8%
stopped otherwise
88%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €197 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €64 | €138 | €138 | €74 | - | - |
| Other operating charges640/8 | - | €453 | €624 | €402 | €1,983 | ▲ 394% |
| Gross operating margin9900 | €5,405 | €11,865 | -€8,063 | -€10,501 | -€7,227 | ▲ 31.2% |
| Operating profit (loss)9901 | €5,342 | €11,076 | -€8,824 | -€10,977 | -€9,210 | ▲ 16.1% |
| Financial income75/76B | - | €1 | - | €1 | €1 | ▼ 18.8% |
| Recurring financial income75 | - | €1 | - | €1 | €1 | ▼ 18.8% |
| Financial charges65/66B | €343 | €617 | €467 | €1,401 | €2,453 | ▲ 75.1% |
| Recurring financial charges65 | €343 | €617 | €467 | €1,401 | €2,453 | ▲ 75.1% |
| Profit (loss) for the period before taxes9903 | €4,999 | €10,460 | -€9,291 | -€12,377 | -€11,663 | ▲ 5.8% |
| Profit (loss) for the period9904 | €4,999 | €10,460 | -€9,291 | -€12,377 | -€11,663 | ▲ 5.8% |
| Profit (loss) for the period to be appropriated9905 | €4,999 | €10,460 | -€9,291 | -€12,377 | -€11,663 | ▲ 5.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49,900 | €39,318 | €47,766 | €17,937 | €12,729 | ▼ 29.0% |
| Formation expenses20 | €0 | €0 | - | - | - | - |
| Fixed assets21/28 | €350 | €212 | €74 | - | €0 | - |
| Tangible fixed assets22/27 | €350 | €212 | €74 | - | €0 | - |
| Furniture and vehicles24 | €350 | €212 | €74 | - | €0 | - |
| Financial fixed assets28 | €0 | - | - | - | - | - |
| Current assets29/58 | €49,550 | €39,106 | €47,692 | €17,937 | €12,729 | ▼ 29.0% |
| Amounts receivable within one year40/41 | €12,695 | €13,169 | €3,774 | €4,383 | €11,937 | ▲ 172% |
| Trade receivables40 | €12,695 | €12,249 | €1,940 | €2,715 | €11,790 | ▲ 334% |
| Other amounts receivable41 | €0 | €920 | €1,834 | €1,668 | €147 | ▼ 91.2% |
| Cash at bank and in hand54/58 | €29,356 | €25,937 | €20,868 | €9,476 | €792 | ▼ 91.6% |
| Deferred charges and accrued income490/1 | €7,500 | €0 | €23,050 | €4,078 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49,900 | €39,318 | €47,766 | €17,937 | €12,729 | ▼ 29.0% |
| Equity10/15 | €27,606 | €38,066 | €28,775 | €16,397 | €4,735 | ▼ 71.1% |
| Contributions10/11 | €6,300 | €6,300 | €6,300 | €6,300 | €8,160 | ▲ 29.5% |
| Capital10 | - | €0 | - | - | - | - |
| Issued capital100 | - | €0 | - | - | - | - |
| Uncalled capital101 | - | €0 | - | - | - | - |
| Outside capital11 | - | €6,300 | - | - | - | - |
| Other1109/19 | - | €6,300 | - | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €0 | ▼ 100% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Legal reserve130 | - | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | €1,860 | €1,860 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | €19,446 | €29,906 | €20,615 | €8,237 | -€3,425 | ▼ 142% |
| Amounts payable17/49 | €22,294 | €1,252 | €18,992 | €1,539 | €7,994 | ▲ 419% |
| Amounts payable within one year42/48 | €3,177 | €1,252 | €1,822 | €1,539 | €7,994 | ▲ 419% |
| Trade debts44 | €1,481 | €1,252 | €1,822 | €1,539 | €7,994 | ▲ 419% |
| Suppliers440/4 | €1,481 | €1,252 | €1,822 | €1,539 | €7,994 | ▲ 419% |
| Taxes, remuneration and social security45 | €1,695 | €0 | - | - | - | - |
| Taxes450/3 | €1,695 | €0 | - | - | - | - |
| Other amounts payable47/48 | €0 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | €19,118 | €0 | €17,170 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,999 | €10,460 | -€9,291 | -€12,377 | -€11,663 | ▲ 5.8% |
| + Depreciation and write-downs630 | €64 | €138 | €138 | €74 | - | - |
| Operating cash flow (approximation) | €5,063 | €10,598 | -€9,153 | -€12,303 | -€11,663 | ▲ 5.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - |
| Change in cash | - | -€3,418 | -€5,069 | -€11,392 | -€8,684 | ▲ 23.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet -€12,377
Net result drops to -€12,377, the lowest in the series; recovery starts the following year.
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €10,460 ▲109%
Operating result €11,076, net result €10,460, both a record.
30-09
Financial
Liquidity doublescurrent ratio 31.23
Current ratio from 15.60 to 31.23; short-term debt falls from €3,177 to €1,252.
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity times 6current ratio 15.60
Current ratio from 2.81 to 15.60; short-term debt falls from €12,471 to €3,177.
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €5,160
Net result €5,160 after one loss-making year.
10-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
30-09
Financial
Liquidity triplescurrent ratio 4.63
Current ratio from 1.69 to 4.63; short-term debt falls from €27,392 to €20,608.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 121 days late
2018
07-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2013
Ground area
165 m²
Building footprint
64 m²
Volume, LiDAR
351 m³
Parcel 62014A0436/00B000, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Just4U
since 20132.223.682.240
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62014A0436/00B000indicative | Wallonia | 165 m² | 1 · 64 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CALLENS-LIBBRECHT
BE 0746.880.697
Zwevegem · Eq €4,760
DUVO
BE 0792.579.575
Roeselare · Eq €4,705
Au Coeur des Saveurs
BE 1025.215.863
Braine-l'Alleud · Eq €4,770
't Buikske Vol
BE 0805.120.091
Westerlo · Eq €4,785
NEUSJE
BE 0886.262.373
Antwerpen · Eq €4,627
Of 7,499 companies in sector 56210 we hold annual accounts for 2,451. 1,074 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-11-2013
Fiscal year end30-09
Activities, NACEBEL 2025
56210Event catering
77222Rental and leasing activities
77229Renting and leasing of other personal and household goods
82300Organisation of conventions and trade shows
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0541806069
Also
9925:BE0541806069
Registered
31-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.