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Just Verzekerd

Active Risk: not assessed
Private limited companyfounded 2022active for 4 yearsKerkstraat 15, 2380 Ravels, BelgiumKBO/BCE: BE 0788.528.143
Summary

Just Verzekerd is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €71,579 and a net result of €59,432. Equity has been growing by about 125% per year since 2023. Its solvency ranks better than 13% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

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Just VerzekerdActive
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Overview

Official details

Source: KBO
Status
Active since 13-07-2022 Normal situation
Activity
Insurance agents and brokers NACE 66220
Joint committee
307 Paritair Comité voor de makelarij en verzekeringsagentschappen · annual accounts 2025
Establishment units
2.336.111.574 2380 Ravels, since 13-07-2022
2.340.253.474 2382 Ravels, since 02-01-2023
Financial year end
31 December
Peppol
Reachable since 07-10-2025
Company details

Board and ownership

Board
  • BV Lika BeheerDaily manager · permanent representative Hans Moeskops
  • CommV Straf WonenDaily manager · permanent representative Sander Turelinckx
  • TUUR Management CommVDirector · since 13-07-2022
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€59,432
▼ 1.0%
Equity
€71,579
▲ 489%
Total assets
€1.4m
▼ 9.2%
Employees on 31-12-2025
4
▲ 33.3%
Filed on 23-06-2026, 38 days before the deadline
Financials
Signalsraises riskWeak solvency compared with the sectorneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Two signals.
raises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 3049 sector peers (2025).
NBB · sector comparison
Position among 3049 sector peers
Solvency
better than 13%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
38 days early
2024
1 day early
2023
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 16 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (3 of the last 3 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Positive: Equity rose in 2025from €12,147 to €71,579 ▲ 489% View
  • Caution: Lower solvency than 87% of companies in auxiliary financial servicessector median 50.1% · 3,049 companies 5.2% View

Recent changes

  1. · Gazette deed Company renamed from Straf Verzekerd to Just Verzekerd
  2. · Gazette deed Resignation: CommV J&R Beheer (director)
  3. · Gazette deed Resignations: Gert Van Reusel, Hans Moeskops and Sander TurelinckxAppointments: CommV Straf Wonen, BV Lika Beheer and CommV J&R Beheer · Permanent representatives: Sander Turelinckx, Hans Moeskops and Gert Van Reusel
All 8 events

Comparable companies

These companies have the same main activity as Just Verzekerd: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.1m and €1.6m, founded between 2021 and 2023.

CompanyTotal assetsGross margin
Just Verzekerd Ravels€1.4m€0.5m
DINCASSUR 2 Châtelet€1.3m€0.4m
AGESIM & CO Sambreville€1.2m€0.4m
M&G Verzekeringen Halle€1.6m€0.5m
Grunfeld Insurance Antwerpen€1.3m€0.7m
DVV HASSELT Hasselt€1.4m€0.4m
CONTACT GROEP Eeklo€1.1m€0.4m
Full comparison

Key facts about Just Verzekerd
What is the company number of Just Verzekerd?
The company number of Just Verzekerd is 0788.528.143. The VAT number is the same number with BE in front: BE 0788.528.143.
Where is Just Verzekerd based?
The registered office is at Kerkstraat 15, 2380 Ravels.Company details
What does Just Verzekerd do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of Just Verzekerd?
The legal form of Just Verzekerd is Private limited company (BV).
When was Just Verzekerd founded?
Just Verzekerd was founded on 13-07-2022.
Is Just Verzekerd still active?
Yes, Just Verzekerd is an active enterprise in the KBO register.
How many employees does Just Verzekerd have?
Just Verzekerd had an average of 2.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Just Verzekerd fall under?
In its 2025 annual accounts, Just Verzekerd states joint committee 307 (Paritair Comité voor de makelarij en verzekeringsagentschappen).
What is the turnover of Just Verzekerd?
The turnover in financial year 2025 is ≈ €770,000. This figure is estimated from the gross margin of €483,010 and 31 comparable companies (NACE 66). It probably lies between €690,000 and €890,000.
Is Just Verzekerd profitable?
In financial year 2025, Just Verzekerd made a profit of €59,432.
Where can I find the annual accounts of Just Verzekerd?
Just Verzekerd filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Just Verzekerd due?
Just Verzekerd must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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