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JUST DIGIT IT

Active
Private limited company·Ontwerpen van computerprogramma’s· 4 yrs active
Quevaucampsstraat(D) 48 ·7711 Mouscron, Belgium
KBO/BCE: BE 0785.335.556
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JUST DIGIT IT is 0.5% (low). The 2025 annual accounts show equity of €1k and a net result of €53k. Equity is shrinking by ~41.6% per year across the filed fiscal years. Its solvency ranks better than 15% of 92 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 92 sector peers (2025).
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 22-04-2026 100 d early 2026-00084366
31-12-2024 31-07-2025 28-05-2025 64 d early 2025-00109029
31-12-2023 31-07-2024 26-07-2024 5 d early 2024-00286473
31-12-2022 31-07-2023 27-07-2023 4 d early 2023-00277656

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€53k+961.1%
Working capital€3k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 22-04-2026 with the NBB · fiscal year 2025 · volledig
€-20k€0€20k€40k€60kOperating result 2022: €7k€7kNet result 2022: €4k€4kOperating result 2023: €358€358Net result 2023: €-2k€-2kOperating result 2024: €9k€9kNet result 2024: €5k€5kOperating result 2025: €69k€69kNet result 2025: €53k€53k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~41.6%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€2k€4k€6k€8k2026: €587 (€507 - €667)2027: €343 (€244 - €441)2028: €200 (€65 - €335)2022: €5k2023: €3k2024: €8k2025: €1k2022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 62, Computer programming & consultancy · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 1.4% 46.9%
better than 15% of 92 sector peers
Net result €53k €44k
better than 60% of 92 sector peers
Equity €1k €91k
better than 11% of 92 sector peers
Gross operating margin €74k €74k
better than 50% of 77 sector peers
Total assets €70k €251k
better than 13% of 92 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P15
2022: P41 · n=2382023: P28 · n=2852024: P43 · n=2952025: P15 · n=922022 2025
Weakening position over 2022-2025 · n=92-295
Net result P60
2022: P33 · n=2402023: P25 · n=2842024: P32 · n=2952025: P60 · n=922022 2025
Improving position over 2022-2025 · n=92-295
Equity P11
2022: P17 · n=2402023: P15 · n=2852024: P22 · n=2952025: P11 · n=922022 2025
Stable position over 2022-2025 · n=92-295
Gross operating margin P50
2022: P20 · n=1922023: P11 · n=2382024: P19 · n=2492025: P50 · n=772022 2025
Improving position over 2022-2025 · n=77-249
Describes the position versus peers, not a forecast.
EBITDA
€73k
+476.4% 22-25
Net profit
€53k
+961.1% 22-25
Cash flow
€57k
+555.8% 22-25
Total assets
€70k
+186.7% 22-25
Equity
€1k
-87.4% 22-25
Working capital
€3k
- 22-25
Income taxes
€14k
+559.3% 22-25
Dividends
€60k
- 22-25
Debt
€69k
+319.0% 22-25
Debt ≤ 1y
€60k
+264.0% 22-25
Current ratio
1.05
+27.9% 22-25
Quick ratio
1.05
+27.9% 22-25
Solvency
1.4%
-95.6% 22-25
Debt / equity
68.90
+3227.3% 22-25
ROE
5334.3%
+8325.3% 22-25
ROA
76.3%
+270.1% 22-25
Interest coverage
51.10
+614.4% 22-25
Figures by fiscal year
Fiscal year2025
Depositvolledig
Revenue-
EBITDA€73k
Net profit€53k
Cash flow€57k
Staff costs-
Income taxes€14k
Dividends€60k
Total assets€70k
Equity€1k
Debt€69k
of which ≤ 1y€60k
of which > 1y-
Working capital€3k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.05
Quick ratio1.05
Working capital ratio4.3%
Solvency1.4%
Debt / equity68.90
Long-term debt ratio-
Interest coverage51.10
Gross margin-
Net margin-
ROA76.3%
ROE5334.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€70k
Fixed assets 21/28€7k
Tangible fixed assets 22/27€7k
Current assets 29/58€63k
Amounts receivable within one year 40/41€900
Cash & bank 54/58€61k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€70k
Equity 10/15€1k
Contributions / capital 10/11€1k
Amounts payable 17/49€69k
Amounts payable within one year 42/48€60k
Trade debts payable within one year 44€429
Income statement
Gross operating margin 9900€74k
Operating result 9901€69k
Financial charges 65€1k
Result before taxes 9903€68k
Income taxes 67/77€14k
Net result for the period 9904€53k
Result to be appropriated 9905€53k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
73 / 100 Healthy
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Former directors (1)
  • Stanitz Sophie
    Director
    State Gazette act 22150622 (22-12-2022)
    Former
    - → 30-11-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Ontwerpen van computerprogramma’s(62100)
Legal form Private limited company(610)
Incorporation22-04-2022
StatusActive
Postal code7711

Structure & network

Locations & real estate

Registered office

on the map · from the address register
Mouscron exact location from the address register

Establishment units

1 location
JUST DIGIT IT
Vieux Chemin de Willems(TOU) 54, 7500 TournaiHandelsbemiddeling in de groothandel in voedings- en genotmiddelen
since 20222.330.880.702
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area6,861 m²
Buildings1
Building footprint228 m²
Volume (LiDAR)1,608 m³
Tallest building9.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57463L0276/00F009 Wallonia 6,296 m² 1 · 228 m² 9.8 m · 2 fl.
54006P0471/00A000 Wallonia 565 m² - -
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 1
02-04-2024
Registered-office move
All acts · 2 updated 2 years ago
2024
02-04-2024 Registered office moved from Tournai to Dottignies Registered-office change
  • Vieux chemin de Willems 54/1, 7500 Tournai → Rue de Quevaucamps 48, 7711 Dottignies
2022
22-12-2022 Stanitz Sophie resigns as director Director changes
  • Stanitz Sophie, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health73Profitability100Solvency13Growth58Stability94
68 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 73
Profitability 100
Solvency 13
Growth 58
Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerconsultancy-activiteiten62020Overige diensten op het gebied van informatietechnologie en computer62090Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Adviesbureaus op het gebied van public relations en communicatie70210Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
Legal nameFR JUST DIGIT IT
Registered office
Quevaucampsstraat(D) 48 bus 1
7711 Mouscron, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.