JUST CONSULT IT
ActiveJUST CONSULT IT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €22k and a net result of €20k. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 76% of 1545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency95▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.07 against 2.44 in 2023; short-term debt: 29.8% and cash: 89.6% of total assets), and 29.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.2%
Return on assets
63.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
45 d early
2023
36 d early
2022
42 d early
2021
32 d early
2020
31 d early
2019
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€20k▼ 8.1%
2023 · €22k
2018: €1k
2019: €1k
2020: €7k
2021: €38
2022: €18k
2023: €22k
2018 → 2024
Working capital
€19k▼ 10.7%
2023 · €22k
2018: €13k
2019: €9k
2020: €16k
2021: €12k
2022: €19k
2023: €22k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€24k-€20k▼ 15.7%€23k▲ 15.8%€25k▲ 6.8%€22k▼ 11.9%
Operating result€9k-€1k▼ 86.3%€24k▲ 1,811%€30k▲ 21.8%€27k▼ 8.6%
Net result€7k-€38▼ 99.5%€18k▲ 46,494%€22k▲ 22.1%€20k▼ 8.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 9% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €31k
Fixed assets
€3k▼ 20.1%
Current assets
€29k▼ 22.0%
Equity and liabilities €31k
Equity
€22k▼ 11.9%
Debt
€9k▼ 38.2%
The debt ratio falls from 37.7% to 29.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€28k▼
2023 · €32k
Cash flow
€20k▼
2023 · €24k
Solvency
70.2%▲
2023 · 62.3%
Current ratio
3.07▲
2023 · 2.44
Quick ratio
3.07▲
2023 · 2.44
Debt / equity
0.43▼
2023 · 0.61
ROE
90.4%▲
2023 · 86.7%
ROA
63.5%▲
2023 · 54.0%
Interest coverage
34.78▲
2023 · 27.13
Debt
€9k▼
2023 · €15k
Debt ≤ 1 year
€9k▼
2023 · €15k
Income taxes
€7k▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€40k€31k▼
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€3k€3k▼
Furniture and vehicles24€3k€3k▼
Financial fixed assets28€41€41=
Current assets29/58€37k€29k▼
Amounts receivable within one year40/41€2k€333▼
Other amounts receivable41€2k€333▼
Cash at bank and in hand54/58€34k€28k▼
Deferred charges and accrued income490/1€601€318▼
Equity and liabilities
Total equity and liabilities10/49€40k€31k▼
Equity10/15€25k€22k▼
Contributions10/11€19k€20k▲
Capital10€19k€20k▲
Issued capital100€19k€20k▲
Reserves13€1k-
Non-distributable reserves130/1€1k-
Legal reserve130€1k-
Profit (loss) carried forward14€5k€2k▼
Amounts payable17/49€15k€9k▼
Amounts payable within one year42/48€15k€9k▼
Financial debts43€8k-
Credit institutions430/8€8k-
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€4k€5k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€653▼
Other operating charges640/8€759€781▲
Gross operating margin9900€33k€28k▼
Operating profit (loss)9901€30k€27k▼
Financial income75/76B€40€230▲
Recurring financial income75€40€230▲
Financial charges65/66B€1k€797▼
Recurring financial charges65€1k€797▼
Profit (loss) for the period before taxes9903€28k€26k▼
Income taxes67/77€7k€7k▼
Profit (loss) for the period9904€22k€20k▼
Profit (loss) for the period to be appropriated9905€22k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€25k▼
Profit (loss) brought forward from the previous period14P€4k€5k▲
Profit to be distributed694/7€20k€23k▲
Return on contributions (dividend)694€20k€23k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €22k ▲22.1%
Operating result €30k, net result €22k, both a record.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €38 ▼99.5%
Net result drops to €38, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin Vert (O.) 897034 MonsGround area
1,610 m²
Building footprint
140 m²
Volume, LiDAR
830 m³
Parcel 53502A0389/00L000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Just Consult It
since 20162.257.155.455
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53502A0389/00L000 | Wallonia | 1,610 m² | 1 · 140 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,887 companies in sector 62100 we hold annual accounts for 8,777. 5,927 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-09-2016
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:065/444229