JUSABIM · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

JUSABIM is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €469k and a net result of €119k. Its solvency ranks better than 35% of 678 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€469k+33.9%

Net result€119k+18.8%

Total assets€1.67M+0.9%

Solvency28.1%+6.9pp

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 15-09-2025 with the NBB · fiscal year 2024 · volledig

RevenueOperating resultNet result

Sector comparison

Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (full schema)

Metric	This company	Sector median	Position in the sector
Solvency	28.1%	44.9%	better than 35% of 678 sector peers
Net result	€119k	€48k	better than 62% of 677 sector peers
Equity	€469k	€1.36M	better than 38% of 678 sector peers
Gross operating margin	€213k	€42k	better than 85% of 370 sector peers
Staff costs	€5k	€197k	higher than 8% of 164 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€119k

+18.8% 23-24

Total assets

€1.67M

+0.9% 23-24

Equity

€469k

+33.9% 23-24

Staff costs

€5k

+20.0% 23-24

Income taxes

€39k

+48.0% 23-24

Debt

€1.20M

-7.9% 23-24

Debt ≤ 1y

€374k

+25.4% 23-24

Debt > 1y

€823k

-18.0% 23-24

Solvency

28.1%

+32.7% 23-24

ROE

25.3%

-11.3% 23-24

ROA

7.1%

+17.7% 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	n/a
EBITDA	n/a
Net profit	€119k
Cash flow	n/a
Staff costs	€5k
Income taxes	€39k
Dividends	-
Total assets	€1.67M
Equity	€469k
Debt	€1.20M
of which ≤ 1y	€374k
of which > 1y	€823k
Working capital	n/a
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	28.1%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	7.1%
ROE	25.3%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2024

Assets

Fixed assets €1.60M · 96.0% Current assets €66k · 4.0%

Equity & liabilities

Equity €469k · 28.1% Debt €1.20M · 71.9%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€1.67M
Fixed assets	21/28	€1.60M
Formation expenses	20	€2k
Financial fixed assets	28	€1.60M
Current assets	29/58	€66k
Amounts receivable within one year	40/41	€66k
Cash & bank	54/58	€67
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€1.67M
Equity	10/15	€469k
Contributions / capital	10/11	€250k
Reserves	13	€34k
Accumulated profits (losses)	14	€185k
Amounts payable	17/49	€1.20M
Amounts payable after one year	17	€823k
Amounts payable within one year	42/48	€374k
Trade debts payable within one year	44	€60k
Income statement
Turnover	70	€348k
Gross operating margin	9900	€213k
Operating result	9901	€203k
Financial charges	65	€40k
Result before taxes	9903	€158k
Income taxes	67/77	€39k
Net result for the period	9904	€119k
Result to be appropriated	9905	€85k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Establishment units

1 location

JUSABIM

Rue des Ateliers(MLZ) 122, 7140 MorlanwelzHoldings

since 20222.340.033.146

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1.6 ha

Buildings1

Building footprint1,663 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)