JURTAN
ActiveJURTAN has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127k and a net result of €-37k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 10206 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency33▼-15
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.13 against 1.2 in 2024), and 78% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22%
Return on assets
-6.5%
Age of the figures
17 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€37k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
32 d early
2024
33 d early
2023
30 d early
2022
21 d early
2021
37 d early
2020
35 d early
2019
26 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close12-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€127k▼ 22.7%
2024 · €164k
2019: €-98k
2020: €-40k
2021: €65k
2022: €141k
2023: €166k
2024: €164k
2019 → 2025
Total assets
€578k▼ 1.6%
2024 · €588k
2019: €640k
2020: €540k
2021: €554k
2022: €524k
2023: €520k
2024: €588k
2019 → 2025
Net result
€-37k▼ 1,700%
2024 · €-2k
2019: €-34k
2020: €58k
2021: €105k
2022: €76k
2023: €25k
2024: €-2k
2019 → 2025
Working capital
€51k▼ 23.3%
2024 · €66k
2019: €-250k
2020: €-220k
2021: €-141k
2022: €-81k
2023: €-30k
2024: €66k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€141k▲ 118%€166k▲ 17.9%€164k▼ 1.2%€127k▼ 22.7%
Operating result€135k-€119k▼ 11.9%€52k▼ 56.5%€17k▼ 66.8%€-25k
Net result€105k-€76k▼ 26.9%€25k▼ 66.9%€-2k€-37k▼ 1,700%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25k after €17k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €578k
Fixed assets
€137k▼ 26.5%
Current assets
€441k▲ 9.9%
Equity and liabilities €578k
Equity
€127k▼ 22.7%
Debt
€451k▲ 6.5%
The debt ratio rises from 72.0% to 78.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€49k▼
2024 · €87k
Cash flow
€37k▼
2024 · €68k
Solvency
22.0%▼
2024 · 28.0%
Current ratio
1.13▼
2024 · 1.20
Quick ratio
0.65▲
2024 · 0.57
Debt / equity
3.55▲
2024 · 2.58
ROE
-29.3%▼
2024 · -1.3%
ROA
-6.5%▼
2024 · -0.4%
Interest coverage
3.65▼
2024 · 4.63
Debt
€451k▲
2024 · €423k
Debt ≤ 1 year
€390k▲
2024 · €335k
Debt > 1 year
€60k▼
2024 · €88k
Income taxes
€0▼
2024 · €920
Staff costs
€217k▲
2024 · €216k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€588k€578k▼
Fixed assets21/28€186k€137k▼
Tangible fixed assets22/27€186k€137k▼
Land and buildings22€113k€58k▼
Plant, machinery and equipment23€70k€72k▲
Furniture and vehicles24€2k€7k▲
Current assets29/58€402k€441k▲
Stocks and contracts in progress3€210k€189k▼
Stocks30/36€210k€189k▼
Amounts receivable within one year40/41€28k€44k▲
Trade receivables40€1k€15k▲
Other amounts receivable41€27k€29k▲
Cash at bank and in hand54/58€162k€205k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€588k€578k▼
Equity10/15€164k€127k▼
Contributions10/11€19k€19k=
Reserves13€146k€143k▼
Distributable reserves133€146k€143k▼
Profit (loss) carried forward14-€-34k
Amounts payable17/49€423k€451k▲
Amounts payable after more than one year17€88k€60k▼
Financial debts170/4€88k€60k▼
Amounts payable within one year42/48€335k€390k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€307k€359k▲
Suppliers440/4€307k€359k▲
Taxes, remuneration and social security45€18k€21k▲
Taxes450/3€1k€4k▲
Remuneration and social security454/9€16k€17k▲
Other amounts payable47/48€5€33▲
Income statement
Code20242025
Remuneration, social security and pensions62€216k€217k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€74k▲
Other operating charges640/8€2k€4k▲
Gross operating margin9900€305k€270k▼
Operating profit (loss)9901€17k€-25k▼
Financial income75/76B€529€1k▲
Recurring financial income75€529€1k▲
Financial charges65/66B€19k€13k▼
Recurring financial charges65€19k€13k▼
Profit (loss) for the period before taxes9903€-1k€-37k▼
Income taxes67/77€920€0▼
Profit (loss) for the period9904€-2k€-37k▼
Profit (loss) for the period to be appropriated9905€-2k€-37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-37k▼
Transfer from equity791/2€2k€3k▲
Social balance
Average headcount (FTE)90876.27.5▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series.
2024
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Equity above €150kEq €166k ▲17.9%
4 profitable years in a row build equity to €166k.
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Equity above €100kEq €141k ▲118%
3 profitable years in a row build equity to €141k.
2021
24-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Highest result since 2019net €105k ▲81.1%
Operating result €135k, net result €105k, both a record.
2020
26-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Back to profitnet €58k
Net result €58k after one loss-making year.
2019
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
27-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
DE RIDDER, Isabelle
CurrentDirector · since 18-01-2024
VAN DEN HOUWE, Tom
CurrentDirector · since 18-01-2024
18-01-2024
DE RIDDER, Isabelle: Appointed as Director
18-01-2024
VAN DEN HOUWE, Tom: Appointed as Director
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirbaan (STG) 129200 DendermondeGround area
2,224 m²
Building footprint
762 m²
Parcel 42021C0416/00B003, Flanders. Linked by address, not a title deed.
1 establishment unit
Carrefourmarket
since 20162.252.005.646
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42021C0416/00B003 | Flanders | 2,224 m² | 1 · 762 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MERCAT
BE 0450.442.462
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A la Ferme
BE 0401.744.009
Nivelles · Eq €127k
LOVELEEN
BE 0541.866.546
Rumst · Eq €127k
Brood & Kaasspeciaalzaak Rik & Nathalie
BE 0809.051.264
Brugge · Eq €127k
GHAZNIWAL
BE 0757.608.602
Antwerpen · Eq €127k
Of 10,411 companies in sector 47110 we hold annual accounts for 5,786. 4,493 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-03-2016
Fiscal year end31-03
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
47114Supermarkets
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.