JURISPHERE
ActiveJURISPHERE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €658k and a net result of €-33k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 1009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-47
Solvency100▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.09 against 2.54 in 2024), and 32.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 31-03-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2023
16 d early
2022
1 d early
2021
on the day
2020
on the day
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close14-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-33k
2024 · €65k
2019: €125k
2020: €274k
2021: €59k
2022: €138k
2023: €38k
2024: €65k
2019 → 2025
Working capital
€649k▼ 3.6%
2024 · €674k
2019: €556k
2020: €622k
2021: €620k
2022: €684k
2023: €668k
2024: €674k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€628k-€690k▲ 10.0%€691k=€691k=€658k▼ 4.7%
Operating result€65k-€168k▲ 160%€40k▼ 76.2%€70k▲ 74.4%€-31k
Net result€59k-€138k▲ 132%€38k▼ 72.7%€65k▲ 73.5%€-33k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €31k after €70k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €969k
Fixed assets
€9k▼ 48.4%
Current assets
€960k▼ 13.6%
Equity and liabilities €969k
Equity
€658k▼ 4.7%
Debt
€311k▼ 29.1%
The debt ratio falls from 38.8% to 32.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-23k▼
2024 · €78k
Cash flow
€-24k▼
2024 · €74k
Solvency
67.9%▲
2024 · 61.2%
Current ratio
3.09▲
2024 · 2.54
Quick ratio
2.60▲
2024 · 2.16
Debt / equity
0.47▼
2024 · 0.63
ROE
-4.9%▼
2024 · 9.4%
ROA
-3.4%▼
2024 · 5.8%
Interest coverage
-10.86▼
2024 · 32.09
Debt
€311k▼
2024 · €438k
Debt ≤ 1 year
€311k▼
2024 · €438k
Income taxes
€-11▼
2024 · €2k
Staff costs
€251k▲
2024 · €233k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€969k▼
Fixed assets21/28€17k€9k▼
Tangible fixed assets22/27€15k€7k▼
Plant, machinery and equipment23€1k€848▼
Furniture and vehicles24€14k€6k▼
Financial fixed assets28€2k€2k=
Current assets29/58€1.11M€960k▼
Stocks and contracts in progress3€166k€152k▼
Stocks30/36€166k€152k▼
Amounts receivable within one year40/41€577k€516k▼
Trade receivables40€577k€508k▼
Other amounts receivable41€287€8k▲
Current investments50/53€73k€73k=
Cash at bank and in hand54/58€291k€209k▼
Deferred charges and accrued income490/1€5k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.13M€969k▼
Equity10/15€691k€658k▼
Contributions10/11€19k€19k=
Reserves13€75k€75k=
Non-distributable reserves130/1€73k€73k=
Own shares acquired1312€73k€73k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€597k€565k▼
Amounts payable17/49€438k€311k▼
Amounts payable within one year42/48€438k€311k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€49k€46k▼
Suppliers440/4€49k€46k▼
Advances received on contracts in progress46€271k€214k▼
Taxes, remuneration and social security45€53k€51k▼
Taxes450/3€33k€28k▼
Remuneration and social security454/9€19k€23k▲
Other amounts payable47/48€65k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€233k€251k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€372€12k▲
Gross operating margin9900€313k€242k▼
Operating profit (loss)9901€70k€-31k▼
Financial income75/76B€30€450▲
Recurring financial income75€30€450▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€67k€-33k▼
Income taxes67/77€2k€-11▼
Profit (loss) for the period9904€65k€-33k▼
Profit (loss) for the period to be appropriated9905€65k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€662k€565k▼
Profit (loss) brought forward from the previous period14P€597k€597k=
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€65k€0▼
Directors or managers695€65k€0▼
Social balance
Average headcount (FTE)90874.55.0▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-08
Financial
Weakest financial yearnet €-33k ▼150%
Net result drops to €-33k, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
15-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-03
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-08
Financial
Highest result since 2019net €274k ▲119%
Operating result €327k, net result €274k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 30 days late
2019
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 9 days late
2018
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-10-2022
Resigned as Director
Location & real-estate footprint
Registered office, Tournai · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Athénée(TOU) 387500 TournaiGround area
1.9 ha
Building footprint
2,285 m²
Volume, LiDAR
30,608 m³
2 parcels, Wallonia · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
LEFEBVRE, DECONINCK, et ASSOCIES - Association d'Avocats
since 20082.202.098.750
LEFEBVRE, DECONINCK, et ASSOCIES - Association d'Avocats
since 20192.314.875.306
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54003R1210/00M000indicative | Wallonia | 1.9 ha | 1 · 2,165 m² | 18.8 m · 4 fl. |
| 57462D0462/00E009 | Wallonia | 174 m² | 1 · 120 m² | 17.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0836.394.574
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Of 22,018 companies in sector 69101 we hold annual accounts for 9,028. 5,262 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-03-1991
Fiscal year end31-08
Activities, NACEBEL
69101Activities of lawyers
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.