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JURAFISC

Active
Private limited companyfounded 20197 yrs activeChaussée d'Hondzocht 373, 1480 Tubize, BelgiumKBO/BCE: BE 0717.719.925
Summary

JURAFISC has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14,825 and a net result of €3,550. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 88% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability95▲+95
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 3.4 against 6.28 in 2024; short-term debt: 11.4% and cash: 21.1% of total assets), and 11.4% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
88.6%
Return on assets
21.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
53 d early
2024
29 d early
2023
64 d early
2022
23 d late
2021
9 d early
2020
20 d late
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (4 of the last 5 filed years within 34 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 January 2019, JURAFISC was incorporated.1 Total assets went from EUR 22,437 in 2019 to EUR 16,731 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€14,825▲ 31.5%
2024 · €11,276
Total assets
€16,731▲ 32.5%
2024 · €12,629
Net result
€3,550
2024 · -€5,024
Working capital
€4,575▼ 28.1%
2024 · €6,358
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€3,443▼ 90.0%€7,985▲ 132%-€9,603-€5,412▲ 43.6%€15,196
Net result€1,545below the sector's middle half▼ 94.0%€4,879below the sector's middle half▲ 216%-€9,102below the sector's middle half-€5,024below the sector's middle half▲ 44.8%€3,550below the sector's middle half
Equity€58,024within the sector's middle half▲ 2.7%€62,903within the sector's middle half▲ 8.4%€53,801within the sector's middle half▼ 14.5%€11,276below the sector's middle half▼ 79.0%€14,825below the sector's middle half▲ 31.5%
Total assets€68,701below the sector's middle half▼ 0.7%€75,409below the sector's middle half▲ 9.8%€56,377below the sector's middle half▼ 25.2%€12,629below the sector's middle half▼ 77.6%€16,731below the sector's middle half▲ 32.5%
Debt€10,676▼ 16.1%€12,505▲ 17.1%€2,575▼ 79.4%€1,354▼ 47.4%€1,905▲ 40.7%
Working capital€54,888within the sector's middle half▲ 2.8%€58,875within the sector's middle half▲ 7.3%€50,092within the sector's middle half▼ 14.9%€6,358below the sector's middle half▼ 87.3%€4,575below the sector's middle half▼ 28.1%
Solvency84.5%above the sector's middle half▲ 2.8pp83.4%above the sector's middle half▼ 1.0pp95.4%above the sector's middle half▲ 12.0pp89.3%above the sector's middle half▼ 6.2pp88.6%above the sector's middle half▼ 0.7pp
Current ratio15.54above the sector's middle half▲ 10.358.25above the sector's middle half▼ 7.2943.34above the sector's middle half▲ 35.096.28above the sector's middle half▼ 37.063.40within the sector's middle half▼ 2.88
Return on assets (ROA)2.2%below the sector's middle half▼ 34.9pp6.5%within the sector's middle half▲ 4.2pp-16.1%below the sector's middle half▼ 22.6pp-39.8%below the sector's middle half▼ 23.6pp21.2%within the sector's middle half▲ 61.0pp
Staff (FTE)11=
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000Operating result 2021: €3,443€3,443Net result 2021: €1,545€1,545Operating result 2022: €7,985€7,985Net result 2022: €4,879€4,879Operating result 2023: -€9,603-€9,603Net result 2023: -€9,102-€9,102Operating result 2024: -€5,412-€5,412Net result 2024: -€5,024-€5,024Operating result 2025: €15,196€15,196Net result 2025: €3,550€3,55020212022202320242025-€10,000€0€10,000€20,000Operating result 2023: -€9,603-€9,600Net result 2023: -€9,102Operating result 2024: -€5,412-€5,410Net result 2024: -€5,024-€5,020Operating result 2025: €15,196€15,200Net result 2025: €3,550€3,550202320242025
The operating result returns to profit in 2025: €15,196 after a loss of €5,412 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16,731
Fixed assets €10,251 ▲ 102%
Current assets €6,480 ▼ 14.3%
Equity and liabilities €16,731
Equity €14,825 ▲ 31.5%
Debt €1,905 ▲ 40.7%
Debt's share of the balance-sheet total rises from 10.7% to 11.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17,508▲
2024 · -€2,898
Cash flow
€5,862▲
2024 · -€2,511
Debt to equity
0.13▲
2024 · 0.12
ROE
23.9%▲
2024 · -44.6%
Interest coverage
74.08▲
2024 · -5.38
Debt ≤ 1 year
€1,905▲
2024 · €1,204
Income taxes
€2,118▲
2024 · €224
Staff costs
-€12▼
2024 · €1,105
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€12,629€16,731▲
Fixed assets21/28€5,067€10,251▲
Tangible fixed assets22/27€5,067€10,251▲
Furniture and vehicles24€5,067€10,251▲
Current assets29/58€7,562€6,480▼
Amounts receivable within one year40/41€451€1,772▲
Trade receivables40-€508
Other amounts receivable41€451€1,264▲
Cash at bank and in hand54/58€5,444€3,523▼
Deferred charges and accrued income490/1€1,667€1,184▼
Equity and liabilities
Total equity and liabilities10/49€12,629€16,731▲
Equity10/15€11,276€14,825▲
Contributions10/11€16,300€16,300=
Profit (loss) carried forward14-€5,024-€1,475▲
Amounts payable17/49€1,354€1,905▲
Amounts payable within one year42/48€1,204€1,905▲
Trade debts44€1,113€439▼
Suppliers440/4€1,113€439▼
Other amounts payable47/48€91€1,466▲
Accrued charges and deferred income492/3€150-
Income statement Code20242025
Non-recurring operating income76A-€9,406
Remuneration, social security and pensions62€1,105-€12▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,513€2,313▼
Other operating charges640/8€1,587€1,384▼
Gross operating margin9900-€207€18,880▲
Operating profit (loss)9901-€5,412€15,196▲
Financial income75/76B€1,151€11▼
Recurring financial income75€1,151€11▼
Financial charges65/66B€539€9,538▲
Recurring financial charges65€539€236▼
Non-recurring financial charges66B-€9,302
Profit (loss) for the period before taxes9903-€4,800€5,668▲
Income taxes67/77€224€2,118▲
Profit (loss) for the period9904-€5,024€3,550▲
Profit (loss) for the period to be appropriated9905-€5,024€3,550▲
Appropriation of the result
Profit (loss) to be appropriated9906€30,177-€1,475▼
Profit (loss) brought forward from the previous period14P€35,201-€5,024▼
Profit to be distributed694/7€35,201-
Return on contributions (dividend)694€35,201-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A----€9,406-
Remuneration, social security and pensions62€21,324€27,844€2,868€1,105-€12▼ 101%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,025€3,494€3,316€2,513€2,313▼ 8.0%
Other operating charges640/8€988€727€1,770€1,587€1,384▼ 12.8%
Gross operating margin9900€27,780€40,050-€1,650-€207€18,880▲ 9,232%
Operating profit (loss)9901€3,443€7,985-€9,603-€5,412€15,196▲ 381%
Financial income75/76B€761€928€1,351€1,151€11▼ 99.1%
Recurring financial income75€761€928€1,351€1,151€11▼ 99.1%
Financial charges65/66B€875€737€591€539€9,538▲ 1,669%
Recurring financial charges65€875€737€591€539€236▼ 56.2%
Non-recurring financial charges66B----€9,302-
Profit (loss) for the period before taxes9903€3,329€8,176-€8,843-€4,800€5,668▲ 218%
Income taxes67/77€1,783€3,297€259€224€2,118▲ 846%
Profit (loss) for the period9904€1,545€4,879-€9,102-€5,024€3,550▲ 171%
Profit (loss) for the period to be appropriated9905€1,545€4,879-€9,102-€5,024€3,550▲ 171%
Line20212022202320242025Change
Assets
Total assets20/58€68,701€75,409€56,377€12,629€16,731▲ 32.5%
Fixed assets21/28€10,039€8,417€5,102€5,067€10,251▲ 102%
Tangible fixed assets22/27€10,039€8,417€5,102€5,067€10,251▲ 102%
Furniture and vehicles24€10,039€8,417€5,102€5,067€10,251▲ 102%
Current assets29/58€58,662€66,991€51,275€7,562€6,480▼ 14.3%
Amounts receivable after more than one year29€28,914€40,111€41,210---
Other amounts receivable291€28,914€40,111€41,210---
Amounts receivable within one year40/41€2,821-€9,736€451€1,772▲ 293%
Trade receivables40€926-€653-€508-
Other amounts receivable41€1,895-€9,083€451€1,264▲ 180%
Cash at bank and in hand54/58€26,897€26,522€28€5,444€3,523▼ 35.3%
Deferred charges and accrued income490/1€30€358€301€1,667€1,184▼ 29.0%
Equity and liabilities
Total equity and liabilities10/49€68,701€75,409€56,377€12,629€16,731▲ 32.5%
Equity10/15€58,024€62,903€53,801€11,276€14,825▲ 31.5%
Contributions10/11€18,600€18,600€18,600€16,300€16,300=
Profit (loss) carried forward14€39,424€44,303€35,201-€5,024-€1,475▲ 70.6%
Amounts payable17/49€10,676€12,505€2,575€1,354€1,905▲ 40.7%
Amounts payable after more than one year17€6,902€4,389€1,392---
Financial debts170/4€6,902€4,389€1,392---
Amounts payable within one year42/48€3,774€8,116€1,183€1,204€1,905▲ 58.3%
Trade debts44--€150€1,113€439▼ 60.6%
Suppliers440/4--€150€1,113€439▼ 60.6%
Taxes, remuneration and social security45€3,774€8,116€1,033---
Taxes450/3-€2,873€248---
Remuneration and social security454/9€3,774€5,243€785---
Other amounts payable47/48---€91€1,466▲ 1,518%
Accrued charges and deferred income492/3---€150--
Line20212022202320242025Change
Profit (loss) for the period9904€1,545€4,879-€9,102-€5,024€3,550▲ 171%
+ Depreciation and write-downs630€2,025€3,494€3,316€2,513€2,313▼ 8.0%
Operating cash flow (approximation)€3,570€8,372-€5,786-€2,511€5,862▲ 333%
Investment in fixed assets (approximation)--€1,872€0-€2,479-€7,496▼ 202%
Change in cash--€374-€26,494€5,415-€1,920▼ 135%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €3,550
Net result €3,550 after 2 loss-making years.
02-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
28-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€9,102
Net result drops to -€9,102, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 5current ratio 43.34
Current ratio from 8.25 to 43.34; short-term debt falls from €8,116 to €1,183.
23-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
22-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity triplescurrent ratio 15.54
Current ratio from 5.20 to 15.54; short-term debt falls from €12,723 to €3,774.
20-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial Highest result since 2019net €25,706 ▲111%
Operating result €34,277, net result €25,706, both a record.
27-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
469 m²
Building footprint
90 m²
Volume, LiDAR
659 m³
Parcel 25105A0371/00X000, Wallonia · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JURAFISC
Chaussée d'Hondzocht 373, 1480 TubizeCertified accountants and tax accountants
since 20192.283.519.857
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25105A0371/00X000 Wallonia 469 m² 1 · 90 m² 9.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,265 companies in this sector we hold annual accounts for 1,101. 549 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded07-01-2019
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0717719925
Also 9925:BE0717719925
Registered 09-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.