JUPILAR
ActiveJUPILAR has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189k and a net result of €14k. Equity is growing by ~6.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72=
Solvency65▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.14 in 2024; short-term debt: 14.9% and cash: 1.4% of total assets), and 60.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.8%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
133 d early
2024
120 d early
2023
108 d early
2022
7 d early
2021
58 d early
2020
31 d early
2019
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€189k▲ 7.9%
2024 · €175k
2018: €116k
2019: €123k
2020: €135k
2021: €144k
2022: €155k
2023: €162k
2024: €175k
2018 → 2025
Total assets
€475k▼ 6.5%
2024 · €509k
2018: €671k
2019: €640k
2020: €627k
2021: €589k
2022: €557k
2023: €533k
2024: €509k
2018 → 2025
Net result
€14k▲ 4.2%
2024 · €13k
2018: €6k
2019: €7k
2020: €12k
2021: €10k
2022: €11k
2023: €7k
2024: €13k
2018 → 2025
Working capital
€-64k▼ 2.9%
2024 · €-62k
2018: €-40k
2019: €-46k
2020: €-49k
2021: €-57k
2023: €-67k
2024: €-62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€144k-€155k▲ 7.5%€162k▲ 4.4%€175k▲ 8.2%€189k▲ 7.9%
Operating result€17k-€20k▲ 16.5%€14k▼ 30.7%€22k▲ 58.9%€22k▼ 0.7%
Net result€10k-€11k▲ 13.7%€7k▼ 36.4%€13k▲ 93.1%€14k▲ 4.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €475k
Fixed assets
€469k▼ 5.9%
Current assets
€7k▼ 36.4%
Equity and liabilities €475k
Equity
€189k▲ 7.9%
Debt
€286k▼ 14.1%
The debt ratio falls from 65.6% to 60.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▼
2024 · €51k
Cash flow
€43k▲
2024 · €43k
Solvency
39.8%▲
2024 · 34.4%
Current ratio
0.09▼
2024 · 0.14
Quick ratio
0.09▼
2024 · 0.14
Debt / equity
1.52▼
2024 · 1.90
ROE
7.3%▼
2024 · 7.6%
ROA
2.9%▲
2024 · 2.6%
Interest coverage
15.81▲
2024 · 12.42
Debt
€286k▼
2024 · €334k
Debt ≤ 1 year
€71k▼
2024 · €73k
Debt > 1 year
€211k▼
2024 · €255k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€509k€475k▼
Fixed assets21/28€498k€469k▼
Tangible fixed assets22/27€498k€469k▼
Land and buildings22€498k€469k▼
Current assets29/58€10k€7k▼
Amounts receivable within one year40/41€3k-
Other amounts receivable41€3k-
Cash at bank and in hand54/58€8k€7k▼
Equity and liabilities
Total equity and liabilities10/49€509k€475k▼
Equity10/15€175k€189k▲
Contributions10/11€100k€100k=
Reserves13€75k€89k▲
Distributable reserves133€75k€89k▲
Amounts payable17/49€334k€286k▼
Amounts payable after more than one year17€255k€211k▼
Financial debts170/4€255k€211k▼
Amounts payable within one year42/48€73k€71k▼
Current portion of amounts payable after more than one year42€44k€44k▲
Trade debts44€9k€9k▼
Suppliers440/4€9k€9k▼
Taxes, remuneration and social security45-€117
Taxes450/3-€117
Other amounts payable47/48€20k€18k▼
Accrued charges and deferred income492/3€6k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€30k=
Other operating charges640/8€5k€5k▲
Gross operating margin9900€56k€56k=
Operating profit (loss)9901€22k€22k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€18k€18k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€13k€14k▲
Profit (loss) for the period to be appropriated9905€13k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€14k▲
Transfer to equity691/2€13k€14k▲
To other reserves6921€13k€14k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €14k ▲4.2%
Net result €14k, the highest in the series.
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
14-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €155k ▲7.5%
5 profitable years in a row build equity to €155k.
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 2163110 RotselaarGround area
6,688 m²
Building footprint
1,570 m²
Volume, LiDAR
19,437 m³
Parcel 24094C0692/00L002, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JUPILAR
since 20152.243.591.192
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094C0692/00L002 | Flanders | 6,688 m² | 1 · 1,570 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2015
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.