Summary
JUNTOS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €265,315 and a net result of €142,926. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 5585 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
34 d early
2024
65 d early
2023
99 d early
2022
59 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 64 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 May (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€265,315▲ 20.1%
2024 · €220,846
Net result
€142,926▼ 17.1%
2024 · €172,474
Total assets
€278,575▲ 19.5%
2024 · €233,046
Solvency
95.2%▲ 0.5pp
2024 · 94.8%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€136,939-€63,803▼ 53.4%€229,523▲ 260%€185,204▼ 19.3%
Net result€102,490within the sector's middle half-€50,882within the sector's middle half▼ 50.4%€172,474within the sector's middle half▲ 239%€142,926within the sector's middle half▼ 17.1%
Equity€137,490below the sector's middle half-€188,372within the sector's middle half▲ 37.0%€220,846within the sector's middle half▲ 17.2%€265,315within the sector's middle half▲ 20.1%
Total assets€160,450below the sector's middle half-€202,494below the sector's middle half▲ 26.2%€233,046below the sector's middle half▲ 15.1%€278,575below the sector's middle half▲ 19.5%
Debt€22,959-€14,122▼ 38.5%€12,200▼ 13.6%€13,261▲ 8.7%
Working capital€106,920within the sector's middle half-€158,078within the sector's middle half▲ 47.8%€195,148within the sector's middle half▲ 23.5%€235,315within the sector's middle half▲ 20.6%
Solvency85.7%above the sector's middle half-93.0%above the sector's middle half▲ 7.3pp94.8%above the sector's middle half▲ 1.7pp95.2%above the sector's middle half▲ 0.5pp
Current ratio5.66above the sector's middle half-12.19above the sector's middle half▲ 6.5425.77above the sector's middle half▲ 13.5718.75above the sector's middle half▼ 7.02
Return on assets (ROA)63.9%above the sector's middle half-25.1%above the sector's middle half▼ 38.7pp74.0%above the sector's middle half▲ 48.9pp51.3%above the sector's middle half▼ 22.7pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €278,575
Fixed assets
€30,000 ▼ 0.1%
Current assets
€248,575 ▲ 22.4%
Equity and liabilities €278,575
Equity
€265,315 ▲ 20.1%
Debt
€13,261 ▲ 8.7%
Debt's share of the balance-sheet total falls from 5.2% to 4.8%. Equity and debt are higher.
Key figures and ratios
ROE
53.9%▼
2024 · 78.1%
Debt ≤ 1 year
€13,261▲
2024 · €7,879
Income taxes
€41,856▼
2024 · €57,491
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €257 | €275 | €276 | €19 | ▼ 93.2% |
| Other operating charges640/8 | €62 | €531 | €534 | €549 | ▲ 2.8% |
| Gross operating margin9900 | €137,257 | €64,610 | €230,333 | €185,772 | ▼ 19.3% |
| Operating profit (loss)9901 | €136,939 | €63,803 | €229,523 | €185,204 | ▼ 19.3% |
| Financial income75/76B | €0 | - | €991 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | - | €991 | €0 | ▼ 100% |
| Financial charges65/66B | €285 | €200 | €549 | €422 | ▼ 23.1% |
| Recurring financial charges65 | €285 | €200 | €549 | €422 | ▼ 23.1% |
| Profit (loss) for the period before taxes9903 | €136,654 | €63,602 | €229,965 | €184,782 | ▼ 19.6% |
| Income taxes67/77 | €34,163 | €12,720 | €57,491 | €41,856 | ▼ 27.2% |
| Profit (loss) for the period9904 | €102,490 | €50,882 | €172,474 | €142,926 | ▼ 17.1% |
| Profit (loss) for the period to be appropriated9905 | €102,490 | €50,882 | €172,474 | €142,926 | ▼ 17.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €160,450 | €202,494 | €233,046 | €278,575 | ▲ 19.5% |
| Fixed assets21/28 | €30,570 | €30,294 | €30,019 | €30,000 | ▼ 0.1% |
| Tangible fixed assets22/27 | €570 | €294 | €19 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €570 | €294 | €19 | €0 | ▼ 100% |
| Financial fixed assets28 | €30,000 | €30,000 | €30,000 | €30,000 | = |
| Current assets29/58 | €129,880 | €172,200 | €203,027 | €248,575 | ▲ 22.4% |
| Amounts receivable after more than one year29 | - | - | €83,689 | €0 | ▼ 100% |
| Other amounts receivable291 | - | - | €83,689 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €73,122 | €7,308 | €3,538 | €36,329 | ▲ 927% |
| Trade receivables40 | €1,176 | - | - | €36,300 | - |
| Other amounts receivable41 | €71,946 | €7,308 | €3,538 | €29 | ▼ 99.2% |
| Cash at bank and in hand54/58 | €56,456 | €164,891 | €115,801 | €212,246 | ▲ 83.3% |
| Deferred charges and accrued income490/1 | €302 | - | - | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €160,450 | €202,494 | €233,046 | €278,575 | ▲ 19.5% |
| Equity10/15 | €137,490 | €188,372 | €220,846 | €265,315 | ▲ 20.1% |
| Contributions10/11 | €35,000 | €35,000 | €35,000 | €35,000 | = |
| Reserves13 | - | €50,882 | €185,846 | €230,315 | ▲ 23.9% |
| Distributable reserves133 | - | €50,882 | €185,846 | €230,315 | ▲ 23.9% |
| Profit (loss) carried forward14 | €102,490 | €102,490 | - | €0 | - |
| Amounts payable17/49 | €22,959 | €14,122 | €12,200 | €13,261 | ▲ 8.7% |
| Amounts payable within one year42/48 | €22,959 | €14,122 | €7,879 | €13,261 | ▲ 68.3% |
| Financial debts43 | €15,123 | - | €4,085 | €0 | ▼ 100% |
| Credit institutions430/8 | €15,123 | - | €4,085 | €0 | ▼ 100% |
| Trade debts44 | €1,978 | €2,580 | €3,626 | €62 | ▼ 98.3% |
| Suppliers440/4 | €1,978 | €2,580 | €3,626 | €62 | ▼ 98.3% |
| Taxes, remuneration and social security45 | €5,691 | €11,374 | - | €13,031 | - |
| Taxes450/3 | €5,691 | €11,374 | - | €13,031 | - |
| Other amounts payable47/48 | €168 | €168 | €168 | €168 | = |
| Accrued charges and deferred income492/3 | - | - | €4,321 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €102,490 | €50,882 | €172,474 | €142,926 | ▼ 17.1% |
| + Depreciation and write-downs630 | €257 | €275 | €276 | €19 | ▼ 93.2% |
| Operating cash flow (approximation) | €102,747 | €51,157 | €172,749 | €142,945 | ▼ 17.3% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | - |
| Change in cash | - | €108,435 | -€49,091 | €96,445 | ▲ 296% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2022net €172,474 ▲239%
Operating result €229,523, net result €172,474, both a record.
31-12
Financial
Liquidity doublescurrent ratio 25.77
Current ratio from 12.19 to 25.77; short-term debt falls from €14,122 to €7,879.
31-12
Financial
Equity above €200,000Eq €220,846 ▲17.2%
3 profitable years in a row build equity to €220,846.
23-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €50,882 ▼50.4%
Net result drops to €50,882, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 12.19
Current ratio from 5.66 to 12.19; short-term debt falls from €22,959 to €14,122.
31-12
Financial
Equity above €150,000Eq €188,372 ▲37%
2 profitable years in a row build equity to €188,372.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herk-de-Stad · 1 establishment unit since 2021
Ground area
3,473 m²
Parcel 71024C0996/00F002, Flanders. Linked by address, not a title deed.
1 establishment unit
JUNTOS
since 20212.323.020.435
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71024C0996/00F002 | Flanders | 3,472 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the 2025 annual accounts of JUNTOS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Legal Entity Identifier
8945004Z86TF12KE4P02
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 13,705 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70100Activities of head offices
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0775444922
Also
9925:BE0775444922
Registered
29-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.