Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of JUNTOO ANTWERPEN EN LIMBURG is 3.6% (moderate). The 2025 annual accounts show equity of €900k and a net result of €196k. Equity is shrinking by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 48% of 480 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 16-02-2026 | 73 d early | 2026-00041309 |
| 30-09-2024 | 30-04-2025 | 22-04-2025 | 8 d early | 2025-00078210 |
| 30-09-2023 | 30-04-2024 | 23-04-2024 | 7 d early | 2024-00070608 |
| 30-09-2022 | 30-04-2023 | 20-01-2023 | 100 d early | 2023-00003355 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 19.9% | 21.2% | |
| Net result | €196k | €32k | |
| Equity | €900k | €163k | |
| Gross operating margin | €2.23M | €281k | |
| Staff costs | €1.64M | €211k |
Show 11 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €585k |
| Net profit | €196k |
| Cash flow | €505k |
| Staff costs | €1.64M |
| Income taxes | €91k |
| Dividends | €250k |
| Total assets | €4.52M |
| Equity | €900k |
| Debt | €3.50M |
| of which ≤ 1y | €3.31M |
| of which > 1y | - |
| Working capital | €-1.62M |
| Employees (FTE) | 29.1 |
| 2025 | |
|---|---|
| Current ratio | 0.51 |
| Quick ratio | 0.10 |
| Working capital ratio | -35.7% |
| Solvency | 19.9% |
| Debt / equity | 3.89 |
| Long-term debt ratio | - |
| Interest coverage | 26.43 |
| Gross margin | - |
| Net margin | - |
| ROA | 4.3% |
| ROE | 21.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (27 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €4.52M |
| Fixed assets | 21/28 | €2.78M |
| Formation expenses | 20 | €51k |
| Intangible fixed assets | 21 | €0 |
| Tangible fixed assets | 22/27 | €1.68M |
| Financial fixed assets | 28 | €1.10M |
| Current assets | 29/58 | €1.69M |
| Stocks & contracts in progress | 3 | €1.37M |
| Amounts receivable within one year | 40/41 | €77k |
| Cash & bank | 54/58 | €220k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €4.52M |
| Equity | 10/15 | €900k |
| Contributions / capital | 10/11 | €112k |
| Reserves | 13 | €11k |
| Accumulated profits (losses) | 14 | €777k |
| Provisions & deferred taxes | 16 | €123k |
| Amounts payable | 17/49 | €3.50M |
| Amounts payable within one year | 42/48 | €3.31M |
| Trade debts payable within one year | 44 | €563k |
| Income statement | ||
| Gross operating margin | 9900 | €2.23M |
| Operating result | 9901 | €276k |
| Financial income | 75 | €33k |
| Financial charges | 65 | €22k |
| Result before taxes | 9903 | €287k |
| Income taxes | 67/77 | €91k |
| Net result for the period | 9904 | €196k |
| Result to be appropriated | 9905 | €196k |
Health barometer
FY 2025 · computedThe full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Directors
Directors & mandates
10 directors-
JUNTOO GROUPPublic limited companyDirector· perm. rep.: Mieke MoutonState Gazette act 26019856 (09-02-2026)Current20-01-2026 → present
2 events
- 20-01-2026 Appointed· Director
- 20-01-2026 Appointed· Managing director
-
BelstockxPublic limited companyDirector· perm. rep.: Laurent PouletState Gazette act 25017176 (03-02-2025)Current13-01-2025 → present
2 events
- 13-01-2025 Appointed· Director
- 13-01-2025 Appointed· Managing director
-
SAKOLAKIPublic limited companyDirector· perm. rep.: Jan OllevierState Gazette act 24117972 (06-08-2024)Current25-06-2024 → present
-
Project 44bisPublic limited companyDirector· perm. rep.: Giane Van LanduytState Gazette act 23129813 (11-10-2023)Current01-09-2023 → present
2 events
- 01-09-2023 Appointed· Director
- 01-09-2023 Appointed· Managing director
-
BELIVINGPublic limited companyDirector· perm. rep.: Mieke MoutonState Gazette act 23065735 (17-05-2023)Current08-03-2023 → present
2 events
- 08-03-2023 Appointed· Director
- 08-03-2023 Appointed· Managing director
Former directors (5)
-
Beliving NVLegal entityDirector· perm. rep.: Mieke MoutonState Gazette act 26019856 (09-02-2026)Former- → 20-01-2026
2 events
- 20-01-2026 Resigned· Director
- 20-01-2026 Resigned· Managing director
-
Sakolaki NVLegal entityDirector· perm. rep.: Jan OllevierState Gazette act 25017176 (03-02-2025)Former- → 13-01-2025
-
Project 44bis NVLegal entityDirector· perm. rep.: Giane Van LanduytState Gazette act 24117972 (06-08-2024)Former- → 25-06-2024
2 events
- 25-06-2024 Resigned· Director
- 25-06-2024 Resigned· Managing director
-
MAXISE BVLegal entityDirector· perm. rep.: Dominique MotteState Gazette act 23129813 (11-10-2023)Former- → 28-08-2023
2 events
- 28-08-2023 Resigned· Director
- 28-08-2023 Resigned· Managing director
-
Safuco NVLegal entityDirector· perm. rep.: Mieke MoutonState Gazette act 23065735 (17-05-2023)Former- → 08-03-2023
2 events
- 08-03-2023 Resigned· Director
- 08-03-2023 Resigned· Managing director
Statutory auditor
2 auditors| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| GRANT THORNTON BEDRIJFSREVISOREN - REVISEURS D'ENTREPRISESCurrent Statutory auditor · represented by Nicolas Dumonceau |
- | 11-10-2023 → present |
Show 1 earlier auditors
| EY Bedrijfsrevisoren BV Statutory auditor · represented by Leen Defoer |
- | - → 01-09-2023 |
Insolvency mandates
Legal Structure
| NACE primary | Detailhandel in huismeubilair(47551) |
| Legal form | Public limited company(014) |
| Incorporation | 30-07-2021 |
| Status | Active |
| Postal code | 9000 |
Structure & network
Connections & network
26 connected companies20 further connections in this company's network. Available in Kantoor S.
See plans →Show 1 more group companies
Show 2 more network connections
Ownership & control
5 partiesEach band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
8 locationsShow 2 more locations
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402B0825/00D000 | Flanders | 6.1 ha | - | - |
| 12392A0312/00T000 | Flanders | 1.2 ha | 1 · 4,716 m² | 8.6 m · 2 fl. |
| 13373L0143/00L000 | Flanders | 1.1 ha | 1 · 2,423 m² | 0.2 m |
| 44808H0746/00B000 | Flanders | 7,465 m² | 1 · 684 m² | 7.8 m |
| 13453O0085/00L002 | Flanders | 5,230 m² | 1 · 2,459 m² | 7.8 m · 2 fl. |
| 11463D0281/00H000 | Flanders | 3,996 m² | 1 · 1,879 m² | 9.9 m · 3 fl. |
| 71323C0620/00E000 | Flanders | 3,889 m² | 1 · 1,019 m² | 7.9 m · 2 fl. |
| 11443E0088/00D000 | Flanders | 1,917 m² | 1 · 1,543 m² | 11.0 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
10 acts09-02-2026 2 directors appointed, 2 resigning
- Mieke Mouton, Bestuurder
- Mieke Mouton, Gedelegeerd bestuurder
- Mieke Mouton, Bestuurder
- Mieke Mouton, Gedelegeerd bestuurder
03-02-2025 2 directors appointed, 1 resigning
- Laurent Poulet, Bestuurder
- Laurent Poulet, Gedelegeerd bestuurder
- Jan Ollevier, Bestuurder
06-08-2024 1 director appointed, 2 resigning
- Jan Ollevier, Bestuurder
- Giane Van Landuyt, Bestuurder
- Giane Van Landuyt, Gedelegeerd bestuurder
11-10-2023 3 directors appointed, 3 resigning
- Giane Van Landuyt, Bestuurder
- Giane Van Landuyt, Gedelegeerd bestuurder
- Nicolas Dumonceau, Commissaris
- Dominique Motte, Bestuurder
- Dominique Motte, Gedelegeerd bestuurder
- Leen Defoer, Commissaris
17-05-2023 2 directors appointed, 2 resigning
- Mieke Mouton, Bestuurder
- Mieke Mouton, Gedelegeerd bestuurder
- Mieke Mouton, Bestuurder
- Mieke Mouton, Gedelegeerd bestuurder
21-12-2021 SAFUCO NV resigns as managing director
18-10-2021 Articles of association amended
24-09-2021 2 directors appointed
- Jan Ollevier, Gedelegeerd bestuurder
- Dominique Motte, Dagelijks bestuur
26-08-2021 Act object · Board meeting · Demerger · Purpose
- Act object: NEERLEGGING SPLITSINGSVOORSTEL · OVS HOME
- Publication: 26/08/2021 · OVS HOME
- Filing: 18/08/2021 · OVS HOME
- Board meeting: 17/08/2021 · OVS HOME
- Demerger · OVS HOME
- Demerger · OVS HOME
- Purpose: De vennootschap heeft tot doel, zowel in België als in het buitenland: De aankoop, de verkoop, import, export, de distributie in klein- en groothandel van tuinmeubilair... · OVS HOME
- Capital: amount: 116569.4, shares: 21.166, currency: EUR · OVS HOME
- Purpose: De vennootschap heeft tot voorwerp, zowel in België als in het buitenland: De aankoop, de verkoop, import, export, de distributie in klein- en groothandel van tuinmeubilair... · JUNTOO ANTWERPEN EN LIMBURG
- Capital: amount: 61500.0, shares: 1.000, currency: EUR · JUNTOO ANTWERPEN EN LIMBURG
- Purpose: De vennootschap heeft tot voorwerp, zowel in België als in het buitenland: De aankoop, de verkoop, import, export, de distributie in klein- en groothandel van tuinmeubilair... · JUNTOO OOST-VLAANDEREN EN BRABANT
- Capital: amount: 61500.0, shares: 1.000, currency: EUR · JUNTOO OOST-VLAANDEREN EN BRABANT
- Accounting effect: 01/10/2021 · OVS HOME
- Net asset statement: date: 31/05/2021, amount: 857163.16, currency: EUR, description: Netto-actief afgesplitst naar JUNTOO ANTWERPEN EN LIMBURG · OVS HOME
- Net asset statement: date: 31/05/2021, amount: 516611.02, currency: EUR, description: Netto-actief afgesplitst naar JUNTOO OOST-VLAANDEREN EN BRABANT · OVS HOME
- Power of attorney: ondertekenen splitsingsvoorstel en vervullen formaliteiten neerlegging · Mieke Mouton
- Power of attorney: vervullen formaliteiten neerlegging splitsingsvoorstel · Ad-Ministerie BV
- Power of attorney: ondertekenen splitsingsvoorstel en vervullen formaliteiten neerlegging · Mieke Mouton
- Power of attorney: vervullen formaliteiten neerlegging splitsingsvoorstel · Ad-Ministerie BV
- Power of attorney: ondertekenen splitsingsvoorstel en vervullen formaliteiten neerlegging · Mieke Mouton
- Power of attorney: vervullen formaliteiten neerlegging splitsingsvoorstel · Ad-Ministerie BV
- Filing representative: neerlegging splitsingsvoorstel · Ad-Ministerie BV
- Statutory auditor appointment: commissaris · EY Bedrijfsrevisoren BV
- Statutory auditor appointment: commissaris · EY Bedrijfsrevisoren BV
- Statutory auditor appointment: commissaris · EY Bedrijfsrevisoren BV
- Share issuance: 13.938 · JUNTOO ANTWERPEN EN LIMBURG
- Share issuance: 8.400 · JUNTOO OOST-VLAANDEREN EN BRABANT
- Employee transfer: 17 · OVS HOME
- Employee transfer: 11 · OVS HOME
- Board meeting: 17/08/2021 · JUNTOO ANTWERPEN EN LIMBURG
- Board meeting: 17/08/2021 · JUNTOO OOST-VLAANDEREN EN BRABANT
03-08-2021 Incorporation of a new NV
Analysis
Financial profile
5 of 5 axes measuredStrong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | JUNTOO ANTWERPEN EN LIMBURG |