JUNOMATI
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 31-10-2025 PDF all 6 filings
Equity
€21,848▼ 77.1%
2024 · €95,297
Net result
€153,092▼ 17.2%
2024 · €184,992
Total assets
€255,638▼ 15.9%
2024 · €303,999
Solvency
8.5%▼ 22.8pp
2024 · 31.3%
Multi-year overview
2020 to 2025, 6 financial yearsOperating result
€198,254
▼ 17.9%
2025
20202025
Net result
€153,092
▼ 17.2%
2025
highest quarter of the sector
20202025
Equity
€21,848
▼ 77.1%
2025
lowest quarter of the sector
20202025
Total assets
€255,638
▼ 15.9%
2025
middle half of the sector
20202025
Debt
€233,790
▲ 12.0%
2025
20202025
Working capital
-€19,240
2025
middle half of the sector
20202025
Solvency
8.5%
▼ 22.8pp
2025
lowest quarter of the sector
20202025
Current ratio
0.92
▼ 0.27
2025
middle half of the sector
20202025
Return on assets (ROA)
59.9%
▼ 1.0pp
2025
highest quarter of the sector
20202025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line202020212022202320242025
Operating result€107,601-€139,571▲ 29.7%€104,699▼ 25.0%€101,661▼ 2.9%€241,508▲ 138%€198,254▼ 17.9%
Net result€76,933above the sector's middle half-€108,871above the sector's middle half▲ 41.5%€82,445above the sector's middle half▼ 24.3%€80,272within the sector's middle half▼ 2.6%€184,992above the sector's middle half▲ 130%€153,092above the sector's middle half▼ 17.2%
Equity€93,909within the sector's middle half-€201,180within the sector's middle half▲ 114%€282,025within the sector's middle half▲ 40.2%€95,297within the sector's middle half▼ 66.2%€95,297within the sector's middle half=€21,848below the sector's middle half▼ 77.1%
Total assets€137,753within the sector's middle half-€257,765within the sector's middle half▲ 87.1%€331,493within the sector's middle half▲ 28.6%€375,775within the sector's middle half▲ 13.4%€303,999within the sector's middle half▼ 19.1%€255,638within the sector's middle half▼ 15.9%
Debt€43,844-€56,585▲ 29.1%€49,468▼ 12.6%€280,479▲ 467%€208,702▼ 25.6%€233,790▲ 12.0%
Working capital€82,584within the sector's middle half-€189,170above the sector's middle half▲ 129%€271,652above the sector's middle half▲ 43.6%€22,858within the sector's middle half▼ 91.6%€38,684within the sector's middle half▲ 69.2%-€19,240within the sector's middle half
Solvency68.2%within the sector's middle half-78.0%above the sector's middle half▲ 9.9pp85.1%above the sector's middle half▲ 7.0pp25.4%within the sector's middle half▼ 59.7pp31.3%within the sector's middle half▲ 6.0pp8.5%below the sector's middle half▼ 22.8pp
Current ratio2.88within the sector's middle half-4.34above the sector's middle half▲ 1.466.49above the sector's middle half▲ 2.151.08within the sector's middle half▼ 5.411.19within the sector's middle half▲ 0.100.92within the sector's middle half▼ 0.27
Return on assets (ROA)55.8%above the sector's middle half-42.2%above the sector's middle half▼ 13.6pp24.9%above the sector's middle half▼ 17.4pp21.4%within the sector's middle half▼ 3.5pp60.9%above the sector's middle half▲ 39.5pp59.9%above the sector's middle half▼ 1.0pp
above
within
below
The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 18% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255,638
Fixed assets
€41,088 ▼ 27.4%
Current assets
€214,550 ▼ 13.3%
Equity and liabilities €255,638
Equity
€21,848 ▼ 77.1%
Debt
€233,790 ▲ 12.0%
Debt's share of the balance-sheet total rises from 68.7% to 91.5%. Equity is lower and debt is higher.
Key figures and ratios
ROE
700.7%▲
2024 · 194.1%
Debt ≤ 1 year
€233,790▲
2024 · €208,702
Income taxes
€45,441▼
2024 · €56,444
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 31-03-2022 | 31-03-2023 | 31-03-2024 | 31-03-2025 |
|---|---|---|---|---|
| Tangible fixed assets | - | €74,861 | - | - |
| Depreciation and write-downs of the year | €1,638 | €12,794 | €15,826 | €15,525 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €601 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €964 | €1,337 | €1,638 | €12,794 | €15,826 | €15,525 | ▼ 1.9% |
| Other operating charges640/8 | - | - | €1,050 | €1,681 | €1,372 | €5,903 | ▲ 330% |
| Gross operating margin9900 | €111,747 | €141,402 | €107,387 | €116,136 | €258,706 | €219,682 | ▼ 15.1% |
| Operating profit (loss)9901 | €107,601 | €139,571 | €104,699 | €101,661 | €241,508 | €198,254 | ▼ 17.9% |
| Financial income75/76B | - | - | - | - | - | €353 | - |
| Recurring financial income75 | €213 | - | - | - | - | €353 | - |
| Financial charges65/66B | - | - | €603 | €180 | €72 | €74 | ▲ 2.4% |
| Recurring financial charges65 | €460 | €706 | €603 | €180 | €72 | €74 | ▲ 2.4% |
| Profit (loss) for the period before taxes9903 | €107,355 | €138,865 | €104,096 | €101,481 | €241,436 | €198,533 | ▼ 17.8% |
| Income taxes67/77 | €30,421 | €29,993 | €21,651 | €21,209 | €56,444 | €45,441 | ▼ 19.5% |
| Profit (loss) for the period9904 | €76,933 | €108,871 | €82,445 | €80,272 | €184,992 | €153,092 | ▼ 17.2% |
| Profit (loss) for the period to be appropriated9905 | €76,933 | €108,871 | €82,445 | €80,272 | €184,992 | €153,092 | ▼ 17.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Assets | |||||||
| Total assets20/58 | €137,753 | €257,765 | €331,493 | €375,775 | €303,999 | €255,638 | ▼ 15.9% |
| Fixed assets21/28 | €11,325 | €12,011 | €10,373 | €72,439 | €56,613 | €41,088 | ▼ 27.4% |
| Tangible fixed assets22/27 | €11,325 | €12,011 | €10,373 | €72,439 | €56,613 | €41,088 | ▼ 27.4% |
| Plant, machinery and equipment23 | - | - | €10,373 | €9,146 | €8,292 | €7,739 | ▼ 6.7% |
| Furniture and vehicles24 | - | - | - | €63,293 | €48,321 | €33,349 | ▼ 31.0% |
| Current assets29/58 | €126,427 | €245,754 | €321,120 | €303,336 | €247,386 | €214,550 | ▼ 13.3% |
| Amounts receivable within one year40/41 | €0 | €49,300 | €22,264 | €27,136 | €116,755 | €92,481 | ▼ 20.8% |
| Trade receivables40 | - | - | €22,264 | €22,975 | €114,750 | €67,584 | ▼ 41.1% |
| Other amounts receivable41 | - | - | - | €4,161 | €2,005 | €24,897 | ▲ 12× |
| Cash at bank and in hand54/58 | €113,051 | €183,145 | €284,553 | €261,621 | €129,059 | €121,041 | ▼ 6.2% |
| Deferred charges and accrued income490/1 | - | - | €14,303 | €14,580 | €1,573 | €1,027 | ▼ 34.7% |
| Equity and liabilities | |||||||
| Total equity and liabilities10/49 | €137,753 | €257,765 | €331,493 | €375,775 | €303,999 | €255,638 | ▼ 15.9% |
| Equity10/15 | €93,909 | €201,180 | €282,025 | €95,297 | €95,297 | €21,848 | ▼ 77.1% |
| Contributions10/11 | - | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €75,309 | €182,580 | €263,425 | €76,697 | €76,697 | €3,248 | ▼ 95.8% |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | - | €261,565 | €74,837 | €76,697 | €3,248 | ▼ 95.8% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €43,844 | €56,585 | €49,468 | €280,479 | €208,702 | €233,790 | ▲ 12.0% |
| Amounts payable within one year42/48 | €43,844 | €56,585 | €49,468 | €280,479 | €208,702 | €233,790 | ▲ 12.0% |
| Trade debts44 | €1,392 | €748 | €2,473 | €762 | €1,416 | €1,808 | ▲ 27.7% |
| Suppliers440/4 | - | - | €2,473 | €762 | €1,416 | €1,808 | ▲ 27.7% |
| Taxes, remuneration and social security45 | - | - | €41,876 | €70,360 | €50,044 | €32,077 | ▼ 35.9% |
| Taxes450/3 | - | - | €41,876 | €70,360 | €50,044 | €32,077 | ▼ 35.9% |
| Remuneration and social security454/9 | - | - | €0 | - | - | - | - |
| Other amounts payable47/48 | - | - | €5,119 | €209,357 | €157,243 | €199,905 | ▲ 27.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €76,933 | €108,871 | €82,445 | €80,272 | €184,992 | €153,092 | ▼ 17.2% |
| + Depreciation and write-downs630 | €964 | €1,337 | €1,638 | €12,794 | €15,826 | €15,525 | ▼ 1.9% |
| Operating cash flow (approximation) | €77,897 | €110,208 | €84,083 | €93,066 | €200,818 | €168,617 | ▼ 16.0% |
| Investment in fixed assets (approximation) | - | -€2,022 | €0 | -€74,861 | €0 | €0 | - |
| Change in cash | - | €70,094 | €101,408 | -€22,933 | -€132,562 | -€8,017 | ▲ 94.0% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (6)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-03-2025 | micro format | 31-10-2025 | 2025-00562202 | |
| 31-03-2024 | micro format | 28-10-2024 | 2024-00517024 | |
| 31-03-2023 | micro format | 16-10-2023 | 2023-00487235 | |
| 31-03-2022 | micro format | 18-10-2022 | 2022-20472249 | |
| 31-03-2021 | micro format | 18-11-2021 | 2021-77700347 | |
| 31-03-2020 | micro format | 20-10-2020 | 2020-62100174 |