JUNIOR INVEST
Open bankruptcyA bankruptcy procedure is open for JUNIOR INVEST according to publications in the Belgian State Gazette; curator: THIERRY BINDELLE. The 2024 annual accounts show equity of €354k and a net result of €-130k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-130k
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-130k▲ 11.3%
2023 · €-147k
2018: €463k
2019: €-146k
2020: €87k
2021: €32k
2022: €41k
2023: €-147k
2018 → 2024
Working capital
€-334k▼ 158%
2023 · €-129k
2018: €109k
2019: €88k
2020: €-337k
2021: €-275k
2022: €-22k
2023: €-129k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€558k-€591k▲ 5.8%€631k▲ 6.9%€484k▼ 23.3%€354k▼ 26.9%
Operating result€156k-€-12k€117k€-116k€-92k▲ 20.8%
Net result€87k-€32k▼ 63.1%€41k▲ 26.3%€-147k€-130k▲ 11.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €92k in 2024 against €116k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.68M
Fixed assets
€837k▼ 3.3%
Current assets
€839k▲ 18.7%
Equity and liabilities €1.68M
Equity
€354k▼ 26.9%
Debt
€1.32M▲ 21.6%
The debt ratio rises from 69.2% to 78.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-64k▲
2023 · €-78k
Cash flow
€-102k▲
2023 · €-108k
Solvency
21.1%▼
2023 · 30.8%
Current ratio
0.72▼
2023 · 0.85
Quick ratio
0.48▼
2023 · 0.48
Debt / equity
3.73▲
2023 · 2.24
ROE
-36.8%▼
2023 · -30.4%
ROA
-7.8%▲
2023 · -9.4%
Interest coverage
-1.67▲
2023 · -2.52
Debt
€1.32M▲
2023 · €1.09M
Debt ≤ 1 year
€1.17M▲
2023 · €836k
Debt > 1 year
€148k▼
2023 · €250k
Income taxes
€130▼
2023 · €165
Staff costs
€301k▼
2023 · €372k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.57M€1.68M▲
Fixed assets21/28€865k€837k▼
Intangible fixed assets21€53k€37k▼
Tangible fixed assets22/27€39k€26k▼
Furniture and vehicles24€22k€12k▼
Other tangible fixed assets26€17k€14k▼
Financial fixed assets28€773k€773k=
Current assets29/58€707k€839k▲
Stocks and contracts in progress3€306k€278k▼
Stocks30/36€306k€278k▼
Amounts receivable within one year40/41€307k€491k▲
Trade receivables40€127k€198k▲
Other amounts receivable41€179k€293k▲
Cash at bank and in hand54/58€93k€67k▼
Deferred charges and accrued income490/1€446€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.57M€1.68M▲
Equity10/15€484k€354k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€464k€334k▼
Amounts payable17/49€1.09M€1.32M▲
Amounts payable after more than one year17€250k€148k▼
Financial debts170/4€184k€129k▼
Other amounts payable178/9€66k€19k▼
Amounts payable within one year42/48€836k€1.17M▲
Current portion of amounts payable after more than one year42€73k€101k▲
Financial debts43€343k€399k▲
Credit institutions430/8€343k€399k▲
Trade debts44€301k€595k▲
Suppliers440/4€301k€595k▲
Taxes, remuneration and social security45€93k€77k▼
Taxes450/3€40k€45k▲
Remuneration and social security454/9€53k€32k▼
Other amounts payable47/48€26k€0▼
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20232024
Remuneration, social security and pensions62€372k€301k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€39k€29k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€297k€238k▼
Operating profit (loss)9901€-116k€-92k▲
Financial income75/76B€318€43▼
Recurring financial income75€318€43▼
Financial charges65/66B€31k€38k▲
Recurring financial charges65€31k€38k▲
Profit (loss) for the period before taxes9903€-147k€-130k▲
Income taxes67/77€165€130▼
Profit (loss) for the period9904€-147k€-130k▲
Profit (loss) for the period to be appropriated9905€-147k€-130k▲
Appropriation of the result
Profit (loss) to be appropriated9906€464k€334k▼
Profit (loss) brought forward from the previous period14P€611k€464k▼
Social balance
Average headcount (FTE)90874.43.6▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-08
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL JUNIOR INVEST AVENUE ODON WARLAND 146, 1090 JETTE · event 12-08-2026
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 212 days late
2024
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 14 days late
2023
30-09
Financial
Weakest financial yearnet €-147k ▼461%
Net result drops to €-147k, the lowest in the series.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 44 days late
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Back to profitnet €87k
Net result €87k after one loss-making year.
30-09
Financial
Equity above €500kEq €558k ▲18.6%
Equity rises from €471k to €558k.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
12-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
20-10
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 81 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2022
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
20-09-2022
Didier Pêtre: Resigned as Director
21-03-2022
AM CONSULTANCY: Resigned as Director
30-12-2015
Annabelle Thiry: Resigned as Manager
30-12-2015
Michaël Willems: Resigned as Manager
Location & real-estate footprint
Registered office, Jette · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Odon Warlandlaan 1461090 JetteGround area
410 m²
Building footprint
271 m²
Volume, LiDAR
3,981 m³
2 parcels, Brussels · tallest building 21.6 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Pharmacie de Savoie
since 20122.235.455.961
Pharmacie Du Parc Huybrechts
since 20122.235.456.060
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21464D0137/00R007 | Brussels | 278 m² | 1 · 137 m² | 17.7 m · 4 fl. |
| 21013B0386/00V017 | Brussels | 132 m² | 1 · 135 m² | 21.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | THIERRY BINDELLE RUE VAN EYCK 44 BTE 6,
1000 FR BRUXELLES-VILLE- .
Co-Curateur : MARIE-HéLèNE DEGAUQUIER, AVENUE DEMOS-
THèNE POPLIMONT 64, 1090 JETTE- mh.degauquier@skynet.be |
12-08-2026 → present |
Recognitions · licences · registrations
Legal Entity Identifier
9676005LSBLJHBXAUT12
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Of 5,224 companies in sector 47730 we hold annual accounts for 3,863. 3,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-04-2008
Fiscal year end30-09
Activities, NACEBEL
47730Retail sale of pharmaceutical products
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.