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JUNIBO

Active
Private limited companyfounded 2022active for 4 yearsTrooststraat 93 A, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0781.852.860
Summary

JUNIBO has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,950 and a net result of €13,606. Equity has been growing by about 57% per year since 2022. Its solvency ranks better than 25% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 10-02-2022 Normal situation
Registered office
11 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Business and other management consultancy NACE 70200and 1 other
Establishment unit
2.327.704.050 1030 Schaarbeek, since 10-02-2022
Financial year end
30 June
Peppol
Reachable since 21-10-2026

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts to 30-06-2025
Gross margin
€20,447
▼ 30.1%
Turnover
≈ €94,000
estimated
Profit
€13,606
▼ 39.1%
Equity
€17,950
▲ 73.5%
Total assets
€76,318
▼ 15.8%
Filed on 31-01-2026, on time
Score breakdownraises riskFounded in 2022Liquidity: current ratio 1.05, cash €2,497, halvedlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €76,318Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Average
Solvency 49+13
equity 23.5% of total assets
Liquidity 40-8
short-term debt 32.5% · cash 3.3%
Profitability 91-9
return on assets 17.8%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026highest value 11-2026: 0.3%● unchanged vs 10-2026highest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.05 (0.98 in 2024), below the usual 1.5. Short-term debt is 32.5% and cash 3.3% of total assets. 76.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 26% of them on solvency, 20% on liquidity, 61% on profitability and 85% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Founded in 2022
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €76,318
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.05, cash €2,497, halved
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
on the day
2024
1 day early
2023
on the day
2022
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average on the deadline day. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 31-01-2026 PDF all 4 filings

Turnover
≈ €94,000
Estimated: probably between €44,000 and €190,000
Total assets
€76,318▼ 15.8%
2024 · €90,589
Net result
€13,606▼ 39.1%
2024 · €22,334
Working capital
€1,265
2024 · -€705
Trend over the years

2022 to 2025, 4 financial years

The operating result for 2025 is 30% lower than in 2024.

Operating result€20,228 2025 Net result€13,606 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€4,184-€8,038▲ 92.1%€28,995▲ 261%€20,228▼ 30.2%
Net result€3,343within the sector's middle half-€5,917within the sector's middle half▲ 77.0%€22,334within the sector's middle half▲ 277%€13,606within the sector's middle half▼ 39.1%
Equity€4,343below the sector's middle half-€10,260below the sector's middle half▲ 136%€10,344below the sector's middle half▲ 0.8%€17,950below the sector's middle half▲ 73.5%
Total assets€10,018below the sector's middle half-€21,181below the sector's middle half▲ 111%€90,589within the sector's middle half▲ 328%€76,318within the sector's middle half▼ 15.8%
Debt€5,675-€10,922▲ 92.5%€80,245▲ 635%€58,368▼ 27.3%
Working capital€3,392within the sector's middle half-€10,839within the sector's middle half▲ 220%-€705below the sector's middle half€1,265within the sector's middle half
Solvency43.4%within the sector's middle half-48.4%within the sector's middle half▲ 5.1pp11.4%below the sector's middle half▼ 37.0pp23.5%within the sector's middle half▲ 12.1pp
Current ratio1.60within the sector's middle half-2.12within the sector's middle half▲ 0.530.98below the sector's middle half▼ 1.141.05within the sector's middle half▲ 0.07
Return on assets (ROA)33.4%above the sector's middle half-27.9%within the sector's middle half▼ 5.4pp24.7%within the sector's middle half▼ 3.3pp17.8%within the sector's middle half▼ 6.8pp
above within below The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76,087
Fixed assets €50,000 ▼ 0.2%
Current assets €26,087 ▼ 35.0%
Equity and liabilities €76,318
Equity €17,950 ▲ 73.5%
Debt €58,368 ▼ 27.3%
Debt's share of the balance-sheet total falls from 88.6% to 76.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€20,447▼
2024 · €29,245
Cash flow
€13,825▼
2024 · €22,585
Debt to equity
3.25▼
2024 · 7.76
ROE
75.8%▼
2024 · 215.9%
Interest coverage
10.09▼
2024 · over 100
Debt ≤ 1 year
€24,822▼
2024 · €40,844
Debt > 1 year
€33,546▼
2024 · €39,401
Income taxes
€4,595▼
2024 · €6,518
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Investments

fixed assets acquired
Item30-06-202230-06-202330-06-202430-06-2025
Tangible fixed assets€321---
Financial fixed assets--€50,000-
Depreciation and write-downs of the year€88€251€251€219

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as JUNIBO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €65,200 and €89,800, founded between 2021 and 2022.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
JUNIBO Schaarbeek2022€76,318€17,950€20,447€13,6062025
DM-INVEST Schaarbeek2022€65,230€2,391€19,574€6,3132025
AM ADVISORY Vorst2022€70,476€22,914€20,228€10,5492025
Lithema Watermaal-Bosvoorde2022€79,287€74,718€21,748€15,2222025
Lowsound Etterbeek2022€83,036€37,500€19,841€10,2472025
KAPS LAB Brussel2021€78,477€50,137€19,990€13,1592025
Mamba Consulting Ukkel2021€89,769€67,799€22,015€11,8072025

They were chosen from the 54,697 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines

Source: Annual accounts 2025 (PDF), filed on 31-01-2026.

Balance sheet Code20242025
Assets
Total assets20/58€90,589€76,318▼
Formation expenses20€374€230▼
Fixed assets21/28€50,076€50,000▼
Tangible fixed assets22/27€76-
Plant, machinery and equipment23€76-
Financial fixed assets28€50,000€50,000=
Current assets29/58€40,140€26,087▼
Amounts receivable within one year40/41€25,652€23,590▼
Trade receivables40€25,652€23,590▼
Cash at bank and in hand54/58€14,488€2,497▼
Equity and liabilities
Total equity and liabilities10/49€90,589€76,318▼
Equity10/15€10,344€17,950▲
Contributions10/11€2,500€2,500=
Profit (loss) carried forward14€7,844€15,450▲
Amounts payable17/49€80,245€58,368▼
Amounts payable after more than one year17€39,401€33,546▼
Financial debts170/4€39,401€33,546▼
Amounts payable within one year42/48€40,844€24,822▼
Current portion of amounts payable after more than one year42€5,599€5,855▲
Trade debts44€87€34▼
Suppliers440/4€87€34▼
Taxes, remuneration and social security45€13,909€12,933▼
Taxes450/3€13,909€12,671▼
Remuneration and social security454/9-€262
Other amounts payable47/48€21,250€6,000▼
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€251€219▼
Gross operating margin9900€29,245€20,447▼
Operating profit (loss)9901€28,995€20,228▼
Financial charges65/66B€142€2,027▲
Recurring financial charges65€142€2,027▲
Profit (loss) for the period before taxes9903€28,853€18,201▼
Income taxes67/77€6,518€4,595▼
Profit (loss) for the period9904€22,334€13,606▼
Profit (loss) for the period to be appropriated9905€22,334€13,606▼
Appropriation of the result
Profit (loss) to be appropriated9906€30,094€21,450▼
Profit (loss) brought forward from the previous period14P€7,760€7,844▲
Profit to be distributed694/7€22,250€6,000▼
Return on contributions (dividend)694€22,250€6,000▼

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Line2022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88€251€251€219▼ 12.5%
Gross operating margin9900€4,272€8,288€29,245€20,447▼ 30.1%
Operating profit (loss)9901€4,184€8,038€28,995€20,228▼ 30.2%
Financial charges65/66B-€45€142€2,027▲ 14×
Recurring financial charges65-€45€142€2,027▲ 14×
Profit (loss) for the period before taxes9903€4,184€7,992€28,853€18,201▼ 36.9%
Income taxes67/77€841€2,076€6,518€4,595▼ 29.5%
Profit (loss) for the period9904€3,343€5,917€22,334€13,606▼ 39.1%
Profit (loss) for the period to be appropriated9905€3,343€5,917€22,334€13,606▼ 39.1%
Line2022202320242025Change
Assets
Total assets20/58€10,018€21,181€90,589€76,318▼ 15.8%
Formation expenses20€661€517€374€230▼ 38.4%
Fixed assets21/28€290€183€50,076€50,000▼ 0.2%
Tangible fixed assets22/27€290€183€76--
Plant, machinery and equipment23€290€183€76--
Financial fixed assets28--€50,000€50,000=
Current assets29/58€9,067€20,481€40,140€26,087▼ 35.0%
Amounts receivable within one year40/41€3,969€8,228€25,652€23,590▼ 8.0%
Trade receivables40€3,969€8,228€25,652€23,590▼ 8.0%
Cash at bank and in hand54/58€5,098€12,253€14,488€2,497▼ 82.8%
Equity and liabilities
Total equity and liabilities10/49€10,018€21,181€90,589€76,318▼ 15.8%
Equity10/15€4,343€10,260€10,344€17,950▲ 73.5%
Contributions10/11€2,500€2,500€2,500€2,500=
Profit (loss) carried forward14€1,843€7,760€7,844€15,450▲ 97.0%
Amounts payable17/49€5,675€10,922€80,245€58,368▼ 27.3%
Amounts payable after more than one year17--€39,401€33,546▼ 14.9%
Financial debts170/4--€39,401€33,546▼ 14.9%
Amounts payable within one year42/48€5,675€9,642€40,844€24,822▼ 39.2%
Current portion of amounts payable after more than one year42--€5,599€5,855▲ 4.6%
Trade debts44€3€21€87€34▼ 60.3%
Suppliers440/4€3€21€87€34▼ 60.3%
Taxes, remuneration and social security45€4,172€8,637€13,909€12,933▼ 7.0%
Taxes450/3€4,140€8,637€13,909€12,671▼ 8.9%
Remuneration and social security454/9€32--€262-
Other amounts payable47/48€1,500€983€21,250€6,000▼ 71.8%
Accrued charges and deferred income492/3-€1,280€0--
Line2022202320242025Change
Profit (loss) for the period9904€3,343€5,917€22,334€13,606▼ 39.1%
+ Depreciation and write-downs630€88€251€251€219▼ 12.5%
Operating cash flow (approximation)€3,431€6,167€22,585€13,825▼ 38.8%
Investment in fixed assets (approximation)--€144-€50,144-€144▲ 99.7%
Change in cash-€7,155€2,235-€11,991-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference Document
30-06-2025 micro format 31-01-2026 2026-00024718 PDF
30-06-2024 micro format 30-01-2025 2025-00029280 PDF
30-06-2023 micro format 31-01-2024 2024-00022866 PDF
30-06-2022 micro format 31-01-2023 2023-00022322 PDF

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-01-2027
2026
31-01
NBB filing Annual accounts 2025 filedPDF
micro format · on the deadline day
2025
30-01
NBB filing Annual accounts 2024 filedPDF
micro format · 1 day before the deadline
2024
30-06
Financial Highest result from 2022 to 2025net €22,334 ▲277%
The operating result of €28,995 and the net result of €22,334 are both a record.
31-01
NBB filing Annual accounts 2023 filedPDF
micro format · on the deadline day
2023
31-01
NBB filing Annual accounts 2022 filedPDF
micro format · on the deadline day
2022
15-02
Gazette deed IncorporationPDF
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

JUNIBO was incorporated on 10 February 2022 as a private limited company.1 Total assets rose from €10,018 in 2022 to €76,318 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Company details

Register details

Identity

KBO record
Name JUNIBO in French
Enterprise number 0781.852.860
Legal form Private limited company
Status Active, normale toestand
Founded 10-02-2022
Entity type Legal entity

Registered office and establishments

Registered office Trooststraat 93 A, 1030 Schaarbeek, Belgium
Establishment unit JUNIBO, Trooststraat 93 A, 1030 Schaarbeek since 10-02-2022 · unit number 2.327.704.050
E-mail nicolasborreman@hotmail.com

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
82990 Other business support services
Codes under NACEBEL 2008
70220 Business consulting main activity
82990 Other business support services

Invoicing and payment

VAT number BE 0781.852.860
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0781852860
Registered 21-10-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 30-06

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
234 m²
Building footprint
195 m²
Building volume
3,160 m³
Cadastral parcel Region Area Buildings Height / floors
21906D0075/00B004 Brussels 234 m² 1 · 195 m² 19.9 m · 6