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June by JL

Active
Private limited companyfounded 2022active for 4 yearsRue Grande(Chevetogne) 95, 5590 Ciney, BelgiumKBO/BCE: BE 0789.894.457
Summary

The annual accounts of June by JL for financial year 2025 show a net loss of 116% of total assets and of 54% of the equity at the start of that year. The 2025 annual accounts show equity of €4,390 and a net result of -€5,205. Equity is shrinking by about 26% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 95% of 8,543 sector peers (NACE 73, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Advertising agencies
NACE 73110
1 site
Size
€4,480total assets 2025
Equity
€4,390
Loss
-€5,205
Turnover not published (micro format)
Financial health
56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
Accounts filed 27 days late2 of 3 deeds read
Why 56raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year2 changes of registered office in 24 monthslowers riskSector: Advertising, market research and public relations activities (NACE 73)Liquidity: current ratio 31.12, cash €1,954, halvedSize: total assets €4,480Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 51% of its sector peers (NACE 73, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+36
equity 98.0% of total assets
Liquidity 100+39
short-term debt 2.0% · cash 43.6%
Profitability 0-71
return on assets -116.2%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,207 companies, NACE 73, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.3%▼ -0.1 percentage points vs 08-2025 10-2025: 0.4%▲ +0.1 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 1.8%▲ +1.4 percentage points vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.7%▼ -0.1 percentage points vs 04-2026 06-2026: 1.7%● unchanged vs 05-2026 07-2026: 1.7%● unchanged vs 06-2026 08-2026: 2.8%▲ +1.1 percentage points vs 07-2026highest value 09-2026: 1.2%▼ -1.6 percentage points vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 87% on solvency, 97% on liquidity, 6% on profitability and 12% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · 2 changes of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
lowers risk · Liquidity: current ratio 31.12, cash €1,954, halved
NBB · annual accounts
lowers risk · Size: total assets €4,480
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
27 days late
2024
20 days late
2023
2 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 16 days after the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignations: Stéphane Brouwers (director) and Fabien…Appointment: Meriem Gastli (director) ·…
  3. Weakest financial yearnet -€5,205

Key points

  • Caution: Board changedlatest change 03-02-2026 · 1 in office 1 joined · 2 left View
  • Positive: Among the best 5% on solvencysector median 53.4% · 8,543 companies 98.0% View
  • Total assets 20253 financial years filed €4,480 View

By topic

Financials

Financial year
2025
Total assets
€4,480
Loss
-€5,205
Solvency
98.0%
Total assets▼ 81.9%
Net result
20232025
Go to Financials

Timeline

Events
7
Since
2024
Next accounts
by 31-07-2027
  1. 31-12-2025Liquidity more than 21 times
  2. 01-09-2025Resignation: Justine Lenelle (director)
  3. 20-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Advertising agenciesNACE 73110
Founded
23-08-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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