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JUNA CONSTRUCT

Active
Private limited companyfounded 2025active for 1 yearVinkenlaan 9, 3570 Alken, BelgiumKBO/BCE: BE 1018.173.960
Summary

The computed 12-month bankruptcy probability of JUNA CONSTRUCT is 2.3% (moderate). The 2025 annual accounts show equity of €109,181 and a net result of €106,181. Its solvency ranks better than 71% of 34,728 sector peers (NACE 43, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insulation installation
NACE 43230
1 site
Size
€165,260total assets 2025
Equity
€109,181
Profit
€106,181
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
2025 accounts 17 days early
Why 54raises riskFounded in 2025Size: total assets €165,260Liquidity: current ratio 2.83, cash €1,575Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 63% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 91
equity 66.1% of total assets
Liquidity 36
short-term debt 33.9% · cash 1.0%
Profitability 100
return on assets 64.3%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,644 companies, NACE 43, micro)
Last 24 months 02-2026: 1.9%lowest value 03-2026: 1.9%● unchanged vs 02-2026 04-2026: 2.3%▲ +0.4 percentage points vs 03-2026 05-2026: 2.4%▲ +0.1 percentage points vs 04-2026 06-2026: 2.7%▲ +0.3 percentage points vs 05-2026highest value 07-2026: 2.7%● unchanged vs 06-2026highest value 08-2026: 2.3%▼ -0.4 percentage points vs 07-2026 09-2026: 2.3%● unchanged vs 08-2026 10-2026: 2.3%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.83, above the usual 1.5; short-term debt: 33.9% and cash: 1% of total assets), and 33.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 72% on solvency, 25% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

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Signals

Five signals.
raises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €165,260
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 2.83, cash €1,575
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
17 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: VANMECHELEN Sophie Jaak Marie-Josée…

Financials · financial year 2025, micro format

Equity
€109,181
Total assets
€165,260
Net result
€106,181
Working capital
€102,642

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €165,260
Fixed assets €6,539
Current assets €158,721
Equity and liabilities €165,260
Equity €109,181
Debt €56,079
Debt finances 33.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€143,661
Cash flow
€106,927
Current ratio
2.83
Quick ratio
2.82
Debt to equity
0.51
ROE
97.3%
ROA
64.3%
Interest coverage
over 100
Debt ≤ 1 year
€56,079
Income taxes
€35,628

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a higher bankruptcy probability: 2.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet Code2025
Assets
Total assets20/58€165,260
Fixed assets21/28€6,539
Tangible fixed assets22/27€6,539
Furniture and vehicles24€1,586
Other tangible fixed assets26€4,953
Current assets29/58€158,721
Stocks and contracts in progress3€507
Stocks30/36€507
Amounts receivable within one year40/41€156,640
Trade receivables40€147,255
Other amounts receivable41€9,385
Cash at bank and in hand54/58€1,575
Equity and liabilities
Total equity and liabilities10/49€165,260
Equity10/15€109,181
Contributions10/11€3,000
Profit (loss) carried forward14€106,181
Amounts payable17/49€56,079
Amounts payable within one year42/48€56,079
Trade debts44€1,445
Suppliers440/4€1,445
Taxes, remuneration and social security45€54,224
Taxes450/3€54,224
Other amounts payable47/48€410
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€746
Other operating charges640/8€62
Gross operating margin9900€143,723
Operating profit (loss)9901€142,915
Financial income75/76B€25
Recurring financial income75€25
Financial charges65/66B€1,131
Recurring financial charges65€1,131
Profit (loss) for the period before taxes9903€141,809
Income taxes67/77€35,628
Profit (loss) for the period9904€106,181
Profit (loss) for the period to be appropriated9905€106,181
Appropriation of the result
Profit (loss) to be appropriated9906€106,181

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€746
Other operating charges640/8€62
Gross operating margin9900€143,723
Operating profit (loss)9901€142,915
Financial income75/76B€25
Recurring financial income75€25
Financial charges65/66B€1,131
Recurring financial charges65€1,131
Profit (loss) for the period before taxes9903€141,809
Income taxes67/77€35,628
Profit (loss) for the period9904€106,181
Profit (loss) for the period to be appropriated9905€106,181
Line2025
Assets
Total assets20/58€165,260
Fixed assets21/28€6,539
Tangible fixed assets22/27€6,539
Furniture and vehicles24€1,586
Other tangible fixed assets26€4,953
Current assets29/58€158,721
Stocks and contracts in progress3€507
Stocks30/36€507
Amounts receivable within one year40/41€156,640
Trade receivables40€147,255
Other amounts receivable41€9,385
Cash at bank and in hand54/58€1,575
Equity and liabilities
Total equity and liabilities10/49€165,260
Equity10/15€109,181
Contributions10/11€3,000
Profit (loss) carried forward14€106,181
Amounts payable17/49€56,079
Amounts payable within one year42/48€56,079
Trade debts44€1,445
Suppliers440/4€1,445
Taxes, remuneration and social security45€54,224
Taxes450/3€54,224
Other amounts payable47/48€410
Line2025
Profit (loss) for the period9904€106,181
+ Depreciation and write-downs630€746
Operating cash flow (approximation)€106,927

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 14-07-2026 2026-00289412

Similar companies · same sector, comparable size

Of the 4,213 active companies whose main activity is insulation installation (NACE 43230), figures are known for 1,268. 1,058 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2025
VANMECHELEN Sophie Jaak Marie-Josée
Director · since 07-01-2025
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2025, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
VANMECHELEN Sophie Jaak Marie-Josée
  • Director, from 07-01-2025 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 07-01-2025 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 07-01-2025 Incorporation · €3,000 · 3,000 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 3 January 2025, JUNA CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 VANMECHELEN Sophie Jaak Marie-Josée has served as director of the company since 2025.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 07-01-2025
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
14-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
07-01
Gazette deed Incorporation
Appointment: VANMECHELEN Sophie Jaak Marie-Josée (director) · Capital · Pre-incorporation commitments7 facts ▸
  • Director appointment, VANMECHELEN Sophie Jaak Marie-Josée (director)
  • Capital
  • Pre-incorporation commitments, “takeover, activiteiten door oprichter in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
  • Incorporation, 23-12-2024
  • Founder, VANMECHELEN Sophie Jaak Marie-Josée
  • Founding capital, €3,000
  • Bank account, “CRELAN, vennootschap in oprichting” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded03-01-2025
Financial year end31-12
Activities, NACEBEL 2025
43230Insulation installation
43310Plastering work
47750Retail sale of cosmetics and toilet articles
68110Buying and selling of own real estate
81220Other building cleaning and industrial cleaning
96220Beauty care and other beauty treatments
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018173960
Registered 21-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1018.173.960

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2025
registered office establishment The establishment unit on the map
Ground area
325 m²
Building footprint
100 m²
Parcel 73302F4064/00P000, Flanders. Linked by address, not a title deed.
1 establishment unit
Juna construct
Vinkenlaan 9, 3570 AlkenInsulation installation
since 2025unit no. 2.368.628.548
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
73302F4064/00P000 Flanders 325 m² 1 · 100 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Managementactiviteiten -Bedrijfsadvies-Personeelsbeleidadvies; 6420011 Managementsactiviteiten van holdings:tussenkomen in het dagelijks…” (deed in Dutch)
52 activities (deed in Dutch)
  1. Managementactiviteiten -Bedrijfsadvies-Personeelsbeleidadvies
  2. 6420011 Managementsactiviteiten van holdings:tussenkomen in het dagelijks bestuur,vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal,enz.
  3. 70100 Activiteiten van hoofdkantoren
  4. 7021002 Arbitrage en bemiddeling tussen bedrijfsleiding en werknemers
  5. 70220 Overige adviesbureaus op het gebied van bedrijfsbeheer;adviesbureaus op het gebied van bedrijfsvoering
  6. 7022001 Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,enz.
  7. 7022002 Berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning,organisatie,efficiëntie,enz.
  8. 82990 Overige zakelijke dienstverlening,n.e.g.
  9. Patrimoniumvennootschap
  10. 68100 Handel in eigen onroerend goed
  11. 68201 Verhuur en exploitatie van eigen of geleasd residentieel onroerend goed,exclusief sociale woningen
  12. 68203 Verhuur en exploitatie van eigen of geleasd niet -residentieel onroerend goed,exclusief terreinen
  13. Bedrijfsadvies
  14. 70220 Overige adviesbureaus op het gebied van bedrijfsbeheer;adviesbureaus op het gebied van bedrijfsvoering
  15. 7022001 Verlenen van adviezen en hulp aan het bedrijfsleven en de overheid op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van informatie aan de bedrijfsleiding,enz.
  16. 7022002 Berekenen van de kosten en baten van de voorgestelde maatregelen op het gebied van planning,organisatie,efficiëntie,enz.
  17. Stukadoor
  18. 43310 Stukadoorswerk
  19. 4331001 Aanbrengen van pleister – en stukadoorswerk(inclusief het aanbrengen van een hechtgrond)aan de binnen of buitenzijde van gebouwen en andere bouwwerken
  20. Schoonmaken van gebouwen na bouwwerkzaamheden
  21. 4339001 Reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden
  22. Gevelreiniging
  23. 43992 Gevelreiniging
  24. 4399201 Gevelreiniging door middel van zandstralen,met behulp van stoom,enz.
  25. Voeger
  26. 4399402 Onderneming voor het uitvoeren van voegwerken
  27. Isolatiemateriaal plaatsen
  28. 43291 Isolatiewerkzaamheden
  29. Overige afwerkingswerkzaamheden
  30. 4339002 Overige werkzaamheden in verband met de afwerking van gebouwen,n.e.g
  31. Algemene bouwinstallatie
  32. 4329904 Algemene bouwinstallatie
  33. Overige installaties
  34. 4329903 Overige installaties(inclusief accessoires),n.e.g.
  35. Groothandel in een algemeen assortiment bouwmaterialen
  36. 46731 Groothandel in bouwmaterialen,algemeen assortiment
  37. Geven van workshops(overige vormen van onderwijs)
  38. 85599 Overige vormen van onderwijs
  39. Schoonheidsverzorging
  40. 96022 Schoonheidsverzorging
  41. 9602201 Verlenen van advies op het gebied van de schoonheidszorgen en gezichtsverzorging;het aanbrengen van make -up,enz.
  42. 9602202 Huidverzorging en epileren
  43. Parfumerie
  44. 47750 Detailhandel in cosmetica en toiletartikelen in gespecialiseerde winkels
  45. 4775001 Kleinhandel in reukwerk en cosmetica
  46. Webwinkel
  47. 479100 Detailhandel in allerlei producten via het internet(e-commerce)
  48. Kledingwinkel(algemeen assortiment)
  49. 47716 Detailhandel in dames-,heren-,baby-en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels(algemeen assortiment)
  50. Verkoop van kledingaccessoires
  51. 47715 Detailhandel in kledingaccessoires in gespecialiseerde winkels
  52. 4771501 Kleinhandel in hoeden,handschoenen,dassen,ceinturen,paraplu's

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
JUNA CONSTRUCT
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, 3570 Alken,Vinkenlaan 9” (deed in Dutch)

deed of 07-01-2025

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Natuurlijke personen of rechtspersonen, wet of statuten aan algemene vergadering voorbehouden” (deed in Dutch)

deed of 07-01-2025

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“1, 1” (deed in Dutch)

deed of 07-01-2025

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Thursday of June at 19:00

deed of 07-01-2025

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Naar evenredigheid van rechten in nalatenschap, rechten bij overlijden enige aandeelhouder” (deed in Dutch)
Other provision: “Bestemming van de winst, winst lopende of voorgaande boekjaar zolang jaarrekening niet goedgekeurd” (deed in Dutch)
Liquidation distribution: “Netto actief naar verhouding aantal aandelen,goederen in natura opzelfde wijze, bijkomende volstorting of voorafgaandelijke terugbetalingen” (deed in Dutch)
Other provision: “Administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren, België of buitenland” (deed in Dutch)
2 more provisions in the deed, see the deed of 07-01-2025

deed of 07-01-2025