JUNA 2
ActiveJUNA 2 has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €403k and a net result of €121k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 87% of 12646 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+7
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 1.76 in 2024), and 24.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.1%
Return on assets
22.6%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
1 d early
2022
14 d late
2021
16 d late
2020
23 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close06-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€403k▲ 43.2%
2024 · €281k
2021: €153k
2022: €228k
2023: €272k
2024: €281k
2021 → 2025
Total assets
€536k▲ 13.6%
2024 · €472k
2021: €313k
2022: €443k
2023: €502k
2024: €472k
2021 → 2025
Net result
€121k▲ 11.7%
2024 · €109k
2021: €113k
2022: €99k
2023: €45k
2024: €109k
2021 → 2025
Working capital
€138k▲ 9.7%
2024 · €126k
2021: €77k
2022: €92k
2023: €128k
2024: €126k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€153k-€228k▲ 48.3%€272k▲ 19.8%€281k▲ 3.2%€403k▲ 43.2%
Operating result€91k-€126k▲ 37.7%€66k▼ 47.5%€156k▲ 136%€166k▲ 6.2%
Net result€113k-€99k▼ 12.3%€45k▼ 54.6%€109k▲ 142%€121k▲ 11.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €536k
Fixed assets
€278k▲ 53.8%
Current assets
€258k▼ 11.5%
Equity and liabilities €536k
Equity
€403k▲ 43.2%
Debt
€134k▼ 30.1%
The debt ratio falls from 40.4% to 24.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€219k▲
2024 · €205k
Cash flow
€174k▲
2024 · €157k
Solvency
75.1%▲
2024 · 59.6%
Current ratio
2.16▲
2024 · 1.76
Quick ratio
2.01▲
2024 · 1.63
Debt / equity
0.33▼
2024 · 0.68
ROE
30.2%▼
2024 · 38.6%
ROA
22.6%▼
2024 · 23.0%
Interest coverage
21.59▼
2024 · 22.72
Debt
€134k▼
2024 · €191k
Debt ≤ 1 year
€119k▼
2024 · €165k
Debt > 1 year
€14k▼
2024 · €26k
Income taxes
€38k▼
2024 · €39k
Staff costs
€555k▲
2024 · €511k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€472k€536k▲
Fixed assets
21/28€181k€278k▲
Tangible fixed assets
22/27€178k€275k▲
Financial fixed assets
28€3k€3k=
Current assets
29/58€291k€258k▼
Stocks & contracts in progress
3€22k€18k▼
Amounts receivable within one year
40/41€28k€116k▲
Cash & bank
54/58€242k€125k▼
Total equity & liabilities
10/49€472k€536k▲
Equity
10/15€281k€403k▲
Contributions / capital
10/11€20k€20k=
Reserves
13€261k€383k▲
Amounts payable
17/49€191k€134k▼
Amounts payable after one year
17€26k€14k▼
Amounts payable within one year
42/48€165k€119k▼
Trade debts payable within one year
44€54k€52k▼
Income statement
Code20242025
Gross operating margin
9900€725k€785k▲
Operating result
9901€156k€166k▲
Financial income
75€547€4k▲
Financial charges
65€9k€10k▲
Result before taxes
9903€148k€159k▲
Income taxes
67/77€39k€38k▼
Net result for the period
9904€109k€121k▲
Result to be appropriated
9905€109k€121k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2021net €121k ▲11.7%
Operating result €166k, net result €121k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €45k ▼54.6%
Net result drops to €45k, the lowest in the series; recovery starts the following year.
14-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
30-06
Financial
Equity above €200kEq €228k ▲48.3%
2 profitable years in a row build equity to €228k.
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
09-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 26 days late
2018
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
07-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
MIMARE
BE 0874.221.705
Antwerpen · Eq €402k
IN DE GROENE WANDELING
BE 0480.070.519
Damme · Eq €402k
MNM 2000
BE 0786.683.460
Antwerpen · Eq €403k
LUCA ET PAPA
BE 0833.947.602
Charleroi · Eq €402k
GOGI
BE 0801.103.204
Brussel · Eq €402k
Of 20,236 companies in sector 56111 we hold annual accounts for 10,942. 6,765 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2015
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-07-2026. Scores and ratios are computed by Checked and are not a credit decision.