Jumu Consult
ActiveJumu Consult has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57k and a net result of €56k. Its solvency ranks better than 82% of 1613 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.01; short-term debt: 19.1% and cash: 49.6% of total assets), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.9%
Return on assets
80.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€57k
Total assets
€70k
Net result
€56k
Working capital
€54k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €70k
Fixed assets
€3k
Current assets
€67k
Equity and liabilities €70k
Equity
€57k
Debt
€13k
Debt finances 19.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€77k
Cash flow
€57k
Solvency
80.9%
Current ratio
5.01
Quick ratio
5.01
Debt / equity
0.24
ROE
99.7%
ROA
80.6%
Interest coverage
305.30
Debt
€13k
Debt ≤ 1 year
€13k
Income taxes
€20k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€70k
Fixed assets21/28€3k
Tangible fixed assets22/27€3k
Furniture and vehicles24€3k
Current assets29/58€67k
Amounts receivable within one year40/41€31k
Trade receivables40€30k
Other amounts receivable41€465
Cash at bank and in hand54/58€35k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€70k
Equity10/15€57k
Contributions10/11€1k
Reserves13€56k
Distributable reserves133€56k
Profit (loss) carried forward14€0
Amounts payable17/49€13k
Amounts payable within one year42/48€13k
Financial debts43€276
Credit institutions430/8€276
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€8k
Taxes450/3€8k
Other amounts payable47/48€3k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€731
Other operating charges640/8€878
Gross operating margin9900€78k
Operating profit (loss)9901€76k
Financial income75/76B€16
Recurring financial income75€16
Financial charges65/66B€252
Recurring financial charges65€252
Profit (loss) for the period before taxes9903€76k
Income taxes67/77€20k
Profit (loss) for the period9904€56k
Profit (loss) for the period to be appropriated9905€56k
Appropriation of the result
Profit (loss) to be appropriated9906€56k
Transfer to equity691/2€56k
To other reserves6921€56k
Profit to be distributed694/7€833
Return on contributions (dividend)694€833
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Visserij 889000 GentGround area
156 m²
Building footprint
74 m²
Volume, LiDAR
863 m³
Parcel 44804D3636/00H000, Flanders · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Jules Muylaert
since 20252.368.997.841
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D3636/00H000 | Flanders | 156 m² | 1 · 74 m² | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,755. 3,022 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2025
Fiscal year end31-12
Trade name NL
Jules Muylaert
Activities, NACEBEL
73110Advertising agencies
62100Computer programming
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.