JUMMA
ActiveSummary
JUMMA has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.24M and a net result of €183k. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 52% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability80▲+3
Solvency85▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 1.96 against 1.47 in 2023; short-term debt: 13.3% and cash: 6.6% of total assets), and 40.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
59.8%
Return on assets
8.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-06-2025, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
52 d early
2023
45 d early
2022
49 d early
2021
54 d early
2020
9 d late
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€1.24M▲ 17.3%
2023 · €1.06M
2018: €183klowest in 7 years
2019: €204k▲ +11.5% vs 2018
2020: €614k▲ +201% vs 2019
2021: €784k▲ +27.7% vs 2020
2022: €921k▲ +17.6% vs 2021
2023: €1.06M▲ +14.7% vs 2022
2024: €1.24M▲ +17.3% vs 2023highest in 7 years
2018 → 2024
Total assets
€2.07M▼ 4.4%
2023 · €2.17M
2018: €1.37Mlowest in 7 years
2019: €1.39M▲ +1.9% vs 2018
2020: €1.72M▲ +23.1% vs 2019
2021: €1.92M▲ +11.6% vs 2020
2022: €1.95M▲ +1.5% vs 2021
2023: €2.17M▲ +11.4% vs 2022highest in 7 years
2024: €2.07M▼ -4.4% vs 2023
2018 → 2024
Net result
€183k▲ 34.8%
2023 · €135k
2018: €38k
2019: €21k▼ -44.3% vs 2018lowest in 7 years
2020: €410k▲ +1848% vs 2019highest in 7 years
2021: €170k▼ -58.5% vs 2020
2022: €138k▼ -18.8% vs 2021
2023: €135k▼ -1.7% vs 2022
2024: €183k▲ +34.8% vs 2023
2018 → 2024
Working capital
€265k▲ 22.2%
2023 · €217k
2018: €775khighest in 7 years
2019: €655k▼ -15.5% vs 2018
2020: €-48k▼ -107% vs 2019
2021: €-56k▼ -15.4% vs 2020lowest in 7 years
2022: €-32k▲ +43.3% vs 2021
2023: €217k▲ +786% vs 2022
2024: €265k▲ +22.2% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€614k-€784k▲ 27.7%€921k▲ 17.6%€1.06M▲ 14.7%€1.24M▲ 17.3%
2020: €614klowest in 5 years
2021: €784k▲ +27.7% vs 2020
2022: €921k▲ +17.6% vs 2021
2023: €1.06M▲ +14.7% vs 2022
2024: €1.24M▲ +17.3% vs 2023highest in 5 years
Operating result€99k-€218k▲ 121%€189k▼ 13.2%€239k▲ 26.4%€235k▼ 1.5%
2020: €99klowest in 5 years
2021: €218k▲ +121% vs 2020
2022: €189k▼ -13.2% vs 2021
2023: €239k▲ +26.4% vs 2022highest in 5 years
2024: €235k▼ -1.5% vs 2023
Net result€410k-€170k▼ 58.5%€138k▼ 18.8%€135k▼ 1.7%€183k▲ 34.8%
2020: €410khighest in 5 years
2021: €170k▼ -58.5% vs 2020
2022: €138k▼ -18.8% vs 2021
2023: €135k▼ -1.7% vs 2022lowest in 5 years
2024: €183k▲ +34.8% vs 2023
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 1% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.07M
Fixed assets
€1.53M ▲ 2.7%
Current assets
€540k ▼ 20.2%
Equity and liabilities €2.07M
Equity
€1.24M ▲ 17.3%
Debt
€832k ▼ 25.1%
Debt's share of the balance-sheet total falls from 51.2% to 40.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€272k▼
2023 · €284k
Cash flow
€219k▲
2023 · €181k
Current ratio
1.96▲
2023 · 1.47
Debt to equity
0.67▼
2023 · 1.05
ROE
14.7%▲
2023 · 12.8%
ROA
8.8%▲
2023 · 6.3%
Interest coverage
11.29▲
2023 · 9.94
Debt ≤ 1 year
€275k▼
2023 · €460k
Debt > 1 year
€542k▼
2023 · €635k
Income taxes
€57k▼
2023 · €90k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.17M€2.07M▼
Fixed assets21/28€1.49M€1.53M▲
Tangible fixed assets22/27€1.49M€1.53M▲
Land and buildings22€1.44M€1.42M▼
Plant, machinery and equipment23€13k€9k▼
Furniture and vehicles24€32k€92k▲
Other tangible fixed assets26€9k€7k▼
Current assets29/58€677k€540k▼
Amounts receivable after more than one year29€350k€350k=
Other amounts receivable291€350k€350k=
Amounts receivable within one year40/41€82k€25k▼
Trade receivables40€82k€25k▼
Cash at bank and in hand54/58€224k€137k▼
Deferred charges and accrued income490/1€20k€28k▲
Equity and liabilities
Total equity and liabilities10/49€2.17M€2.07M▼
Equity10/15€1.06M€1.24M▲
Contributions10/11€19k€19k=
Reserves13€1.04M€1.22M▲
Distributable reserves133€1.04M€1.22M▲
Profit (loss) carried forward14€213€921▲
Amounts payable17/49€1.11M€832k▼
Amounts payable after more than one year17€635k€542k▼
Financial debts170/4€635k€542k▼
Amounts payable within one year42/48€460k€275k▼
Current portion of amounts payable after more than one year42€92k€102k▲
Trade debts44€55k€68k▲
Suppliers440/4€55k€68k▲
Taxes, remuneration and social security45€69k€20k▼
Taxes450/3€69k€20k▼
Other amounts payable47/48€244k€86k▼
Accrued charges and deferred income492/3€15k€15k▼
Income statement
Code20232024
Non-recurring operating income76A€49k€20k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€36k▼
Other operating charges640/8€25k€6k▼
Non-recurring operating charges66A-€5k
Gross operating margin9900€309k€283k▼
Operating profit (loss)9901€239k€235k▼
Financial income75/76B€16k€28k▲
Recurring financial income75€16k€28k▲
Financial charges65/66B€29k€24k▼
Recurring financial charges65€29k€24k▼
Profit (loss) for the period before taxes9903€226k€239k▲
Income taxes67/77€90k€57k▼
Profit (loss) for the period9904€135k€183k▲
Profit (loss) for the period to be appropriated9905€135k€183k▲
Appropriation of the result
Profit (loss) to be appropriated9906€136k€183k▲
Profit (loss) brought forward from the previous period14P€861€213▼
Transfer from equity791/2€2k-
Transfer to equity691/2€138k€182k▲
To other reserves6921€138k€182k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €66k | €38k | €49k | €20k | ▼ 59.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €77k | €89k | €71k | €45k | €36k | ▼ 19.6% |
| Other operating charges640/8 | - | €10k | €6k | €25k | €6k | ▼ 74.8% |
| Non-recurring operating charges66A | - | - | - | - | €5k | - |
| Gross operating margin9900 | €180k | €318k | €266k | €309k | €283k | ▼ 8.4% |
| Operating profit (loss)9901 | €99k | €218k | €189k | €239k | €235k | ▼ 1.5% |
| Financial income75/76B | - | €20k | €15k | €16k | €28k | ▲ 80.7% |
| Recurring financial income75 | €64 | €20k | €15k | €16k | €28k | ▲ 80.7% |
| Financial charges65/66B | - | €21k | €21k | €29k | €24k | ▼ 15.8% |
| Recurring financial charges65 | €12k | €21k | €21k | €29k | €24k | ▼ 15.8% |
| Profit (loss) for the period before taxes9903 | €432k | €217k | €184k | €226k | €239k | ▲ 6.0% |
| Income taxes67/77 | €22k | €47k | €46k | €90k | €57k | ▼ 37.2% |
| Profit (loss) for the period9904 | €410k | €170k | €138k | €135k | €183k | ▲ 34.8% |
| Profit (loss) for the period to be appropriated9905 | €410k | €170k | €138k | €135k | €183k | ▲ 34.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.72M | €1.92M | €1.95M | €2.17M | €2.07M | ▼ 4.4% |
| Fixed assets21/28 | €1.37M | €1.47M | €1.49M | €1.49M | €1.53M | ▲ 2.7% |
| Tangible fixed assets22/27 | €1.37M | €1.47M | €1.49M | €1.49M | €1.53M | ▲ 2.7% |
| Land and buildings22 | - | €1.34M | €1.41M | €1.44M | €1.42M | ▼ 0.9% |
| Plant, machinery and equipment23 | - | €29k | €8k | €13k | €9k | ▼ 31.9% |
| Furniture and vehicles24 | - | €99k | €61k | €32k | €92k | ▲ 185% |
| Other tangible fixed assets26 | - | - | €9k | €9k | €7k | ▼ 24.9% |
| Current assets29/58 | €346k | €448k | €455k | €677k | €540k | ▼ 20.2% |
| Amounts receivable after more than one year29 | - | €250k | €350k | €350k | €350k | = |
| Other amounts receivable291 | - | €250k | €350k | €350k | €350k | = |
| Amounts receivable within one year40/41 | €27k | €67k | €71k | €82k | €25k | ▼ 69.4% |
| Trade receivables40 | - | €67k | €71k | €82k | €25k | ▼ 69.4% |
| Cash at bank and in hand54/58 | €69k | €121k | €19k | €224k | €137k | ▼ 39.1% |
| Deferred charges and accrued income490/1 | - | €10k | €15k | €20k | €28k | ▲ 38.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.72M | €1.92M | €1.95M | €2.17M | €2.07M | ▼ 4.4% |
| Equity10/15 | €614k | €784k | €921k | €1.06M | €1.24M | ▲ 17.3% |
| Contributions10/11 | - | €19k | €19k | €19k | €19k | = |
| Reserves13 | €595k | €765k | €902k | €1.04M | €1.22M | ▲ 17.5% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €763k | €900k | €1.04M | €1.22M | ▲ 17.5% |
| Profit (loss) carried forward14 | €315 | €76 | €861 | €213 | €921 | ▲ 332% |
| Amounts payable17/49 | €1.10M | €1.13M | €1.02M | €1.11M | €832k | ▼ 25.1% |
| Amounts payable after more than one year17 | €709k | €619k | €527k | €635k | €542k | ▼ 14.7% |
| Financial debts170/4 | - | €619k | €527k | €635k | €542k | ▼ 14.7% |
| Amounts payable within one year42/48 | €394k | €504k | €487k | €460k | €275k | ▼ 40.2% |
| Current portion of amounts payable after more than one year42 | - | €90k | €91k | €92k | €102k | ▲ 10.1% |
| Trade debts44 | €20k | €89k | €70k | €55k | €68k | ▲ 23.1% |
| Suppliers440/4 | - | €89k | €70k | €55k | €68k | ▲ 23.1% |
| Taxes, remuneration and social security45 | - | €72k | €47k | €69k | €20k | ▼ 71.2% |
| Taxes450/3 | - | €72k | €47k | €69k | €20k | ▼ 71.2% |
| Other amounts payable47/48 | - | €253k | €279k | €244k | €86k | ▼ 64.8% |
| Accrued charges and deferred income492/3 | - | €10k | €10k | €15k | €15k | ▼ 3.3% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €410k | €170k | €138k | €135k | €183k | ▲ 34.8% |
| + Depreciation and write-downs630 | €77k | €89k | €71k | €45k | €36k | ▼ 19.6% |
| Operating cash flow (approximation) | €487k | €259k | €209k | €181k | €219k | ▲ 21.3% |
| Investment in fixed assets (approximation) | - | €-187k | €-93k | €-45k | €-77k | ▼ 70.6% |
| Change in cash | - | €52k | €-102k | €205k | €-88k | ▼ 143% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €1MEq €1.06M ▲14.7%
6 profitable years in a row build equity to €1.06M.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Highest result since 2018net €410k ▲1,848%
Net result €410k, the highest in the series.
31-12
Financial
Equity above €500kEq €614k ▲201%
3 profitable years in a row build equity to €614k.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €21k ▼44.3%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €204k ▲11.5%
2 profitable years in a row build equity to €204k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Show earlier events
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2014
Ground area
1,732 m²
Building footprint
213 m²
Volume, LiDAR
836 m³
Parcel 37013C0249/00E000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
JUMMA
since 20142.225.868.403
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37013C0249/00E000 | Flanders | 1,732 m² | 1 · 213 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 25,495 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-01-2014
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
01110Growing of cereals (except rice), leguminous crops and oil seeds
01130Growing of vegetables, melons, roots and tubers
01199Crop and animal production, hunting and related service activities
01610Support activities for crop production
68201Renting and operating of own or leased residential real estate, excluding social housing
77310Rental and leasing activities
Contact
Phone
0485/833 329
Scores and ratios are computed by Checked and are not a credit decision.